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Results from

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Bank Program: Capital One Miles
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1

Capital One Venture X Rewards Credit Card

Capital One

10x Venture Miles on Travel via Portal
10x × 1.9¢/pt = 9.3¢ per dollar

Why this card

  1. 1.10x on Travel — points worth 1.9¢ each ($558.96/yr on $6,000 spend)
  2. 2.$240/yr $300 Annual Capital One Travel Credit
  3. 3.Capital One Lounge Access
  4. 4.Priority Pass Lounge Access
  5. 5.$72/yr Global Entry or TSA PreCheck Credit
VISA
Core Rate
9.3¢
per dollar on travel
$395/yr
Annual rewards$558.96
\u2212 Annual fee$395
Net annual value$163.96
Citi Strata Premier Card
2

Citi Strata Premier Card

Citi

10x ThankYou Points on Travel via Portal
10x × 1.5¢/pt = 6.8¢ per dollar

Why this card

  1. 1.10x on Travel — points worth 1.5¢ each ($408.21/yr on $6,000 spend)
  2. 2.$60/yr Annual Hotel Savings Benefit
  3. 3.Priority Pass Select Lounge Access
  4. 4.$20/yr Lyft Credits
MASTERCARD
Core Rate
6.8¢
per dollar on travel
$95/yr
Annual rewards$408.21
\u2212 Annual fee$95
Net annual value$313.21
No image
3

The Platinum Card from American Express

Amex

5x Membership Rewards on Travel
5x × 1.8¢/pt = 4.5¢ per dollar

Why this card

  1. 1.5x on Travel — points worth 1.8¢ each ($270/yr on $6,000 spend)
  2. 2.$300/yr Fine Hotels + Resorts / Hotel Collection Credit
  3. 3.$100/yr Airline Fee Credit
  4. 4.$120/yr Uber Credit
  5. 5.$125/yr CLEAR Plus Credit
AMEX
Core Rate
4.5¢
per dollar on travel
$895/yr($278 in credits)
Annual rewards$270
+ Credits$278
\u2212 Annual fee$895
Net annual value-$347

Bonus rate on first $500,000/annual, then base rate

Chase Sapphire Reserve
4

Chase Sapphire Reserve

Chase

4x Ultimate Rewards on Travel via Direct
4x × 1.8¢/pt = 4.7¢ per dollar

Why this card

  1. 1.4x on Travel — points worth 1.8¢ each ($282.65/yr on $6,000 spend)
  2. 2.$240/yr Annual Travel Credit
  3. 3.$125/yr Select Hotels Credit (2026)
  4. 4.$60/yr Lyft Monthly Credit
  5. 5.Priority Pass Select Membership
VISA
Core Rate
4.7¢
per dollar on travel
$795/yr($198.50 in credits)
Annual rewards$282.65
+ Credits$198.50
\u2212 Annual fee$795
Net annual value-$313.85
Wells Fargo Autograph Journey Visa Credit Card
5

Wells Fargo Autograph Journey Visa Credit Card

Wells Fargo

5x Wells Fargo Rewards on Travel via Direct
5x × 1.5¢/pt = 4.1¢ per dollar

Why this card

  1. 1.5x on Travel — points worth 1.5¢ each ($248.79/yr on $6,000 spend)
  2. 2.$25/yr $50 annual statement credit
  3. 3.Travel and Emergency Services Assistance
  4. 4.Auto Rental Collision Damage Waiver
  5. 5.Visa Signature Rental Car Privileges
VISA
Core Rate
4.1¢
per dollar on travel
$95/yr
Annual rewards$248.79
\u2212 Annual fee$95
Net annual value$153.79
Capital One Venture Rewards Credit Card
6

Capital One Venture Rewards Credit Card

Capital One

5x Venture Miles on Travel via Portal
5x × 1.9¢/pt = 3.5¢ per dollar

Why this card

  1. 1.5x on Travel — points worth 1.9¢ each ($210.11/yr on $6,000 spend)
  2. 2.$150/yr $250 Capital One Travel Credit (First Year)
  3. 3.$72/yr Global Entry or TSA PreCheck Credit
  4. 4.Capital One Dining Access
  5. 5.Capital One Entertainment Access
MASTERCARD
Core Rate
3.5¢
per dollar on travel
$95/yr
Annual rewards$210.11
\u2212 Annual fee$95
Net annual value$115.11
U.S. Bank Shield Visa Card
7

U.S. Bank Shield Visa Card

Usbank

4% cash back on Travel via Portal

Why this card

  1. 1.4% cash back on Travel ($150.86/yr on $6,000 spend)

No annual fee

VISA
Core Rate
2.5¢
per dollar on travel
No annual fee($10 in credits)
Annual rewards$150.86
+ Credits$10
Net annual value$160.86
No image
8

One Key+ Card

Wells Fargo

2% cash back on Travel

Why this card

  1. 1.Priority Pass Select Lounge Access
  2. 2.$20/yr Lyft Credits
  3. 3.Auto Rental Collision Damage Waiver
  4. 4.Common Carrier Travel Accident Insurance

No annual fee

MASTERCARD
1.7¢
per dollar on travel
No annual fee
Annual rewards$102
Net annual value$102
Capital One VentureOne Rewards Credit Card
9

Capital One VentureOne Rewards Credit Card

Capital One

5x Venture Miles on Travel via Portal
5x × 1.9¢/pt = 3.5¢ per dollar

Why this card

  1. 1.5x on Travel — points worth 1.9¢ each ($210.11/yr on $6,000 spend)
  2. 2.Capital One Dining
  3. 3.Transfer Your Miles

No annual fee

MASTERCARD
Core Rate
3.5¢
per dollar on travel
No annual fee
Annual rewards$210.11
Net annual value$210.11
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10

BMO Escape

Bmo

4x points on Travel

Why this card

  1. 1.4x on Travel ($120.43/yr on $6,000 spend)
  2. 2.PriorityPass Airport Lounge Access
  3. 3.$25/yr Unwind with a $240 hotel credit
  4. 4.MasterRental Car Rental Coverage

$12.50 in credits offset the $150 fee

MASTERCARD
Core Rate
2.0¢
per dollar on travel
$150/yr($12.50 in credits)
Annual rewards$120.43
+ Credits$12.50
\u2212 Annual fee$150
Net annual value-$17.07

Bonus rate on first $3,000/quarterly, then base rate

Citi Strata Elite℠ Card
11

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on Travel
1.5x × 1.5¢/pt = 1.9¢ per dollar

Why this card

  1. 1.$150/yr Up to $300 Annual Hotel Benefit
  2. 2.Priority Pass™ Select membership
  3. 3.Priority Pass Select Lounge Access
  4. 4.$72/yr Up to $120 Global Entry® or TSA PreCheck® Application Fee Credit
  5. 5.American Airlines Admirals Club® Lounge Access Passes

$597.50 in credits fully offsets the $595 fee

MASTERCARD
1.9¢
per dollar on travel
$595/yr($597.50 in credits)
Annual rewards$114.75
+ Credits$597.50
\u2212 Annual fee$595
Net annual value$117.25
Bank of America Unlimited Cash Rewards Credit Card
12

Bank of America Unlimited Cash Rewards Credit Card

Bank Of America

2% cash back on Travel

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on travel
No annual fee
Annual rewards$102
Net annual value$102
The AARP® Travel Rewards Mastercard®
13

The AARP® Travel Rewards Mastercard®

Barclays

3x points on Travel

Why this card

  1. 1.3x on Travel ($113.14/yr on $6,000 spend)

No annual fee

MASTERCARD
Core Rate
1.9¢
per dollar on travel
No annual fee
Annual rewards$113.14
Net annual value$113.14
Savor Rewards from Capital One
14

Savor Rewards from Capital One

Capital One

5% cash back on Travel via Portal

Why this card

  1. 1.5% cash back on Travel ($113.57/yr on $6,000 spend)
  2. 2.Priority Pass Select Lounge Access
  3. 3.Capital One Entertainment Access
  4. 4.Capital One Dining Access
  5. 5.50% Off at Capital One Cafes

No annual fee

MASTERCARD
Core Rate
1.9¢
per dollar on travel
No annual fee($9.59 in credits)
Annual rewards$113.57
+ Credits$9.59
Net annual value$123.16
U.S. Bank Smartly Visa Signature Card
15

U.S. Bank Smartly Visa Signature Card

Usbank

2% cash back on Travel

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on travel
No annual fee
Annual rewards$102
Net annual value$102
No image
16

TD Double Up Credit Card

Td Bank

2% cash back on Travel

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on travel
No annual fee
Annual rewards$102
Net annual value$102
Fidelity Rewards Visa Signature Card
17

Fidelity Rewards Visa Signature Card

Elan Financial

2% cash back on Travel

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on travel
No annual fee
Annual rewards$102
Net annual value$102
No image
18

Verizon Visa Card

Synchrony

2% cash back on Travel

Why this card

  1. 1.Auto Rental Collision Damage Waiver
  2. 2.Visa Signature Rental Car Privileges
  3. 3.$5/yr Booking.com Travel Credits
  4. 4.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on travel
No annual fee
Annual rewards$102
Net annual value$102
Bilt Blue Card
19

Bilt Blue Card

Cardless

1x Bilt Rewards on Travel
1x × 2.0¢/pt = 1.7¢ per dollar

Why this card

  1. 1.MasterRental Coverage

No annual fee

MASTERCARD
1.7¢
per dollar on travel
No annual fee
Annual rewards$102
Net annual value$102
Wells Fargo Active Cash Card
20

Wells Fargo Active Cash Card

Wells Fargo

2% cash back on Travel

Why this card

  1. 1.Visa Signature Rental Car Privileges
  2. 2.$5/yr Booking.com Travel Credits
  3. 3.GigSky Mobile Data (Visa Signature)

No annual fee

VISA
1.7¢
per dollar on travel
No annual fee
Annual rewards$102
Net annual value$102
Rakuten American Express Card
21

Rakuten American Express Card

First Electronic Bank

1% cash back on Travel

Convertible Cash Back — 1.0–2.0¢/$

This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

Why this card

  1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

No annual fee

AMEX
Convertible
1.0–2.0¢
per dollar on travel
depending on redemption
No annual fee
Annual rewards$79.90
Net annual value$79.90
Synchrony Premier Mastercard
22

Synchrony Premier Mastercard

Synchrony

2% cash back on Travel

Why this card

    No annual fee

    MASTERCARD
    1.7¢
    per dollar on travel
    No annual fee
    Annual rewards$102
    Net annual value$102
    No image
    23

    PenFed Pathfinder Rewards Visa Signature Card

    Penfed

    4x Penfed Honors Advantage on Travel
    4x × 0.9¢/pt = 1.3¢ per dollar

    Why this card

    1. 1.4x on Travel — points worth 0.9¢ each ($76.91/yr on $6,000 spend)
    2. 2.Priority Pass Select Membership
    3. 3.$25/yr Global Entry or TSA PreCheck Credit
    4. 4.Auto Rental Collision Damage Waiver
    5. 5.Visa Signature Rental Car Privileges
    VISA
    Core Rate
    1.3¢
    per dollar on travel
    $95/yr($50 in credits)
    Annual rewards$76.91
    + Credits$50
    \u2212 Annual fee$95
    Net annual value$31.91
    American Express Green Card
    24

    American Express Green Card

    Amex

    3x Membership Rewards on Travel
    3x × 1.8¢/pt = 1.6¢ per dollar

    Why this card

    1. 1.3x on Travel — points worth 1.8¢ each ($97.20/yr on $6,000 spend)
    2. 2.$105/yr CLEAR Plus Credit
    3. 3.$60/yr LoungeBuddy Credit
    4. 4.Global Assist Hotline
    5. 5.Premium Global Assist Hotline
    AMEX
    Core Rate
    1.6¢
    per dollar on travel
    $150/yr
    Annual rewards$97.20
    \u2212 Annual fee$150
    Net annual value-$52.80
    Navy Federal Visa cashRewards Card
    25

    Navy Federal Visa cashRewards Card

    Navy Federal

    1.5% cash back on Travel

    Why this card

    1. 1.Auto Rental Collision Damage Waiver
    2. 2.Auto Rental Collision Damage Waiver
    3. 3.Visa Signature Rental Car Privileges
    4. 4.$5/yr Booking.com Travel Credits
    5. 5.GigSky Mobile Data (Visa Signature)

    No annual fee

    VISA
    1.3¢
    per dollar on travel
    No annual fee
    Annual rewards$76.50
    Net annual value$76.50
    Wells Fargo Attune Credit Card
    26

    Wells Fargo Attune Credit Card

    Wells Fargo

    4x Wells Fargo Rewards on Travel
    4x × 1.5¢/pt = 1.0¢ per dollar

    Why this card

    1. 1.4x on Travel — points worth 1.5¢ each ($61.71/yr on $6,000 spend)
    2. 2.Priority Pass Select Lounge Access
    3. 3.$20/yr Lyft Credits
    4. 4.Auto Rental Collision Damage Waiver

    No annual fee

    MASTERCARD
    Core Rate
    1.0¢
    per dollar on travel
    No annual fee
    Annual rewards$61.71
    Net annual value$61.71
    Capital One QuicksilverOne Cash Rewards Credit Card
    27

    Capital One QuicksilverOne Cash Rewards Credit Card

    Capital One

    1.5x Cashback on Travel
    1.5x × 1.0¢/pt = 1.3¢ per dollar

    Why this card

    1. 1.$36/yr Complimentary Uber One Membership (6 Months)
    2. 2.24/7 Travel Assistance Services
    MASTERCARD
    1.3¢
    per dollar on travel
    $39/yr
    Annual rewards$76.50
    \u2212 Annual fee$39
    Net annual value$37.50
    Citi Custom Cash Card
    28

    Citi Custom Cash Card

    Citi

    5% cash back on Travel

    Why this card

    1. 1.5% cash back on Travel ($90/yr on $6,000 spend)
    2. 2.Priority Pass Select Lounge Access
    3. 3.$30/yr Lyft Credits
    4. 4.$20/yr Lyft Credits

    No annual fee

    MASTERCARD
    Core Rate
    1.5¢
    per dollar on travel
    No annual fee
    Annual rewards$90
    Net annual value$90

    Bonus rate on first $500/monthly, then base rate

    No image
    29

    TAP Miles&Go American Express®

    Cardless

    2x Tap Miles And Go on Travel

    Why this card

    1. 1.2x on Travel ($45.43/yr on $6,000 spend)
    2. 2.Earn Status Miles
    3. 3.Lounge passes
    AMEX
    Core Rate
    0.8¢
    per dollar on travel
    $79/yr
    Annual rewards$45.43
    \u2212 Annual fee$79
    Net annual value-$33.57
    No image
    30

    SKYPASS Select Visa Signature®

    Usbank

    2x Skypass on Travel
    2x × 1.0¢/pt = 1.3¢ per dollar

    Why this card

    1. 1.2x on Travel — points worth 1.0¢ each ($75.43/yr on $6,000 spend)
    2. 2.$100/yr 10,000 Bonus Miles
    3. 3.$50/yr 5,000 Bonus Miles
    4. 4.Auto Rental Collision Damage Waiver
    5. 5.Auto Rental Collision Damage Waiver
    VISA
    Core Rate
    1.3¢
    per dollar on travel
    $450/yr($100 in credits)
    Annual rewards$75.43
    + Credits$100
    \u2212 Annual fee$450
    Net annual value-$274.57

    Results from

    $6,000

    Scoring mode

    Options

    Point valuation

    Booking

    Rewards

    Programs

    Networks

    Refine results

    Do you value airport lounge access?

    Domestic or international travel?

    No annual fee only?

    Avoid Amex network?

    Already have a premium card?

    Resolved as:Travel
    Bank Program: Capital One Miles
    +2 more
    Cached
    68%
    Did you mean:
    100 matches2040ms
    No image
    1

    Capital One Venture X Rewards Credit Card

    Capital One

    10x Venture Miles on Travel via Portal
    10x × 1.9¢/pt = 9.3¢ per dollar

    Why this card

    1. 1.10x on Travel — points worth 1.9¢ each ($558.96/yr on $6,000 spend)
    2. 2.$240/yr $300 Annual Capital One Travel Credit
    3. 3.Capital One Lounge Access
    4. 4.Priority Pass Lounge Access
    5. 5.$72/yr Global Entry or TSA PreCheck Credit
    VISA
    Core Rate
    9.3¢
    per dollar on travel
    $395/yr
    Annual rewards$558.96
    \u2212 Annual fee$395
    Net annual value$163.96
    Citi Strata Premier Card
    2

    Citi Strata Premier Card

    Citi

    10x ThankYou Points on Travel via Portal
    10x × 1.5¢/pt = 6.8¢ per dollar

    Why this card

    1. 1.10x on Travel — points worth 1.5¢ each ($408.21/yr on $6,000 spend)
    2. 2.$60/yr Annual Hotel Savings Benefit
    3. 3.Priority Pass Select Lounge Access
    4. 4.$20/yr Lyft Credits
    MASTERCARD
    Core Rate
    6.8¢
    per dollar on travel
    $95/yr
    Annual rewards$408.21
    \u2212 Annual fee$95
    Net annual value$313.21
    No image
    3

    The Platinum Card from American Express

    Amex

    5x Membership Rewards on Travel
    5x × 1.8¢/pt = 4.5¢ per dollar

    Why this card

    1. 1.5x on Travel — points worth 1.8¢ each ($270/yr on $6,000 spend)
    2. 2.$300/yr Fine Hotels + Resorts / Hotel Collection Credit
    3. 3.$100/yr Airline Fee Credit
    4. 4.$120/yr Uber Credit
    5. 5.$125/yr CLEAR Plus Credit
    AMEX
    Core Rate
    4.5¢
    per dollar on travel
    $895/yr($278 in credits)
    Annual rewards$270
    + Credits$278
    \u2212 Annual fee$895
    Net annual value-$347

    Bonus rate on first $500,000/annual, then base rate

    Chase Sapphire Reserve
    4

    Chase Sapphire Reserve

    Chase

    4x Ultimate Rewards on Travel via Direct
    4x × 1.8¢/pt = 4.7¢ per dollar

    Why this card

    1. 1.4x on Travel — points worth 1.8¢ each ($282.65/yr on $6,000 spend)
    2. 2.$240/yr Annual Travel Credit
    3. 3.$125/yr Select Hotels Credit (2026)
    4. 4.$60/yr Lyft Monthly Credit
    5. 5.Priority Pass Select Membership
    VISA
    Core Rate
    4.7¢
    per dollar on travel
    $795/yr($198.50 in credits)
    Annual rewards$282.65
    + Credits$198.50
    \u2212 Annual fee$795
    Net annual value-$313.85
    Wells Fargo Autograph Journey Visa Credit Card
    5

    Wells Fargo Autograph Journey Visa Credit Card

    Wells Fargo

    5x Wells Fargo Rewards on Travel via Direct
    5x × 1.5¢/pt = 4.1¢ per dollar

    Why this card

    1. 1.5x on Travel — points worth 1.5¢ each ($248.79/yr on $6,000 spend)
    2. 2.$25/yr $50 annual statement credit
    3. 3.Travel and Emergency Services Assistance
    4. 4.Auto Rental Collision Damage Waiver
    5. 5.Visa Signature Rental Car Privileges
    VISA
    Core Rate
    4.1¢
    per dollar on travel
    $95/yr
    Annual rewards$248.79
    \u2212 Annual fee$95
    Net annual value$153.79
    Capital One Venture Rewards Credit Card
    6

    Capital One Venture Rewards Credit Card

    Capital One

    5x Venture Miles on Travel via Portal
    5x × 1.9¢/pt = 3.5¢ per dollar

    Why this card

    1. 1.5x on Travel — points worth 1.9¢ each ($210.11/yr on $6,000 spend)
    2. 2.$150/yr $250 Capital One Travel Credit (First Year)
    3. 3.$72/yr Global Entry or TSA PreCheck Credit
    4. 4.Capital One Dining Access
    5. 5.Capital One Entertainment Access
    MASTERCARD
    Core Rate
    3.5¢
    per dollar on travel
    $95/yr
    Annual rewards$210.11
    \u2212 Annual fee$95
    Net annual value$115.11
    U.S. Bank Shield Visa Card
    7

    U.S. Bank Shield Visa Card

    Usbank

    4% cash back on Travel via Portal

    Why this card

    1. 1.4% cash back on Travel ($150.86/yr on $6,000 spend)

    No annual fee

    VISA
    Core Rate
    2.5¢
    per dollar on travel
    No annual fee($10 in credits)
    Annual rewards$150.86
    + Credits$10
    Net annual value$160.86
    No image
    8

    One Key+ Card

    Wells Fargo

    2% cash back on Travel

    Why this card

    1. 1.Priority Pass Select Lounge Access
    2. 2.$20/yr Lyft Credits
    3. 3.Auto Rental Collision Damage Waiver
    4. 4.Common Carrier Travel Accident Insurance

    No annual fee

    MASTERCARD
    1.7¢
    per dollar on travel
    No annual fee
    Annual rewards$102
    Net annual value$102
    Capital One VentureOne Rewards Credit Card
    9

    Capital One VentureOne Rewards Credit Card

    Capital One

    5x Venture Miles on Travel via Portal
    5x × 1.9¢/pt = 3.5¢ per dollar

    Why this card

    1. 1.5x on Travel — points worth 1.9¢ each ($210.11/yr on $6,000 spend)
    2. 2.Capital One Dining
    3. 3.Transfer Your Miles

    No annual fee

    MASTERCARD
    Core Rate
    3.5¢
    per dollar on travel
    No annual fee
    Annual rewards$210.11
    Net annual value$210.11
    No image
    10

    BMO Escape

    Bmo

    4x points on Travel

    Why this card

    1. 1.4x on Travel ($120.43/yr on $6,000 spend)
    2. 2.PriorityPass Airport Lounge Access
    3. 3.$25/yr Unwind with a $240 hotel credit
    4. 4.MasterRental Car Rental Coverage

    $12.50 in credits offset the $150 fee

    MASTERCARD
    Core Rate
    2.0¢
    per dollar on travel
    $150/yr($12.50 in credits)
    Annual rewards$120.43
    + Credits$12.50
    \u2212 Annual fee$150
    Net annual value-$17.07

    Bonus rate on first $3,000/quarterly, then base rate

    Citi Strata Elite℠ Card
    11

    Citi Strata Elite℠ Card

    Citi

    1.5x ThankYou Points on Travel
    1.5x × 1.5¢/pt = 1.9¢ per dollar

    Why this card

    1. 1.$150/yr Up to $300 Annual Hotel Benefit
    2. 2.Priority Pass™ Select membership
    3. 3.Priority Pass Select Lounge Access
    4. 4.$72/yr Up to $120 Global Entry® or TSA PreCheck® Application Fee Credit
    5. 5.American Airlines Admirals Club® Lounge Access Passes

    $597.50 in credits fully offsets the $595 fee

    MASTERCARD
    1.9¢
    per dollar on travel
    $595/yr($597.50 in credits)
    Annual rewards$114.75
    + Credits$597.50
    \u2212 Annual fee$595
    Net annual value$117.25
    Bank of America Unlimited Cash Rewards Credit Card
    12

    Bank of America Unlimited Cash Rewards Credit Card

    Bank Of America

    2% cash back on Travel

    Why this card

    1. 1.Auto Rental Collision Damage Waiver
    2. 2.Visa Signature Rental Car Privileges
    3. 3.$5/yr Booking.com Travel Credits
    4. 4.GigSky Mobile Data (Visa Signature)

    No annual fee

    VISA
    1.7¢
    per dollar on travel
    No annual fee
    Annual rewards$102
    Net annual value$102
    The AARP® Travel Rewards Mastercard®
    13

    The AARP® Travel Rewards Mastercard®

    Barclays

    3x points on Travel

    Why this card

    1. 1.3x on Travel ($113.14/yr on $6,000 spend)

    No annual fee

    MASTERCARD
    Core Rate
    1.9¢
    per dollar on travel
    No annual fee
    Annual rewards$113.14
    Net annual value$113.14
    Savor Rewards from Capital One
    14

    Savor Rewards from Capital One

    Capital One

    5% cash back on Travel via Portal

    Why this card

    1. 1.5% cash back on Travel ($113.57/yr on $6,000 spend)
    2. 2.Priority Pass Select Lounge Access
    3. 3.Capital One Entertainment Access
    4. 4.Capital One Dining Access
    5. 5.50% Off at Capital One Cafes

    No annual fee

    MASTERCARD
    Core Rate
    1.9¢
    per dollar on travel
    No annual fee($9.59 in credits)
    Annual rewards$113.57
    + Credits$9.59
    Net annual value$123.16
    U.S. Bank Smartly Visa Signature Card
    15

    U.S. Bank Smartly Visa Signature Card

    Usbank

    2% cash back on Travel

    Why this card

    1. 1.Auto Rental Collision Damage Waiver
    2. 2.Visa Signature Rental Car Privileges
    3. 3.$5/yr Booking.com Travel Credits
    4. 4.GigSky Mobile Data (Visa Signature)

    No annual fee

    VISA
    1.7¢
    per dollar on travel
    No annual fee
    Annual rewards$102
    Net annual value$102
    No image
    16

    TD Double Up Credit Card

    Td Bank

    2% cash back on Travel

    Why this card

    1. 1.Auto Rental Collision Damage Waiver
    2. 2.Visa Signature Rental Car Privileges
    3. 3.$5/yr Booking.com Travel Credits
    4. 4.GigSky Mobile Data (Visa Signature)

    No annual fee

    VISA
    1.7¢
    per dollar on travel
    No annual fee
    Annual rewards$102
    Net annual value$102
    Fidelity Rewards Visa Signature Card
    17

    Fidelity Rewards Visa Signature Card

    Elan Financial

    2% cash back on Travel

    Why this card

    1. 1.Auto Rental Collision Damage Waiver
    2. 2.Visa Signature Rental Car Privileges
    3. 3.$5/yr Booking.com Travel Credits
    4. 4.GigSky Mobile Data (Visa Signature)

    No annual fee

    VISA
    1.7¢
    per dollar on travel
    No annual fee
    Annual rewards$102
    Net annual value$102
    No image
    18

    Verizon Visa Card

    Synchrony

    2% cash back on Travel

    Why this card

    1. 1.Auto Rental Collision Damage Waiver
    2. 2.Visa Signature Rental Car Privileges
    3. 3.$5/yr Booking.com Travel Credits
    4. 4.GigSky Mobile Data (Visa Signature)

    No annual fee

    VISA
    1.7¢
    per dollar on travel
    No annual fee
    Annual rewards$102
    Net annual value$102
    Bilt Blue Card
    19

    Bilt Blue Card

    Cardless

    1x Bilt Rewards on Travel
    1x × 2.0¢/pt = 1.7¢ per dollar

    Why this card

    1. 1.MasterRental Coverage

    No annual fee

    MASTERCARD
    1.7¢
    per dollar on travel
    No annual fee
    Annual rewards$102
    Net annual value$102
    Wells Fargo Active Cash Card
    20

    Wells Fargo Active Cash Card

    Wells Fargo

    2% cash back on Travel

    Why this card

    1. 1.Visa Signature Rental Car Privileges
    2. 2.$5/yr Booking.com Travel Credits
    3. 3.GigSky Mobile Data (Visa Signature)

    No annual fee

    VISA
    1.7¢
    per dollar on travel
    No annual fee
    Annual rewards$102
    Net annual value$102
    Rakuten American Express Card
    21

    Rakuten American Express Card

    First Electronic Bank

    1% cash back on Travel

    Convertible Cash Back — 1.0–2.0¢/$

    This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

    Why this card

    1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

    No annual fee

    AMEX
    Convertible
    1.0–2.0¢
    per dollar on travel
    depending on redemption
    No annual fee
    Annual rewards$79.90
    Net annual value$79.90
    Synchrony Premier Mastercard
    22

    Synchrony Premier Mastercard

    Synchrony

    2% cash back on Travel

    Why this card

      No annual fee

      MASTERCARD
      1.7¢
      per dollar on travel
      No annual fee
      Annual rewards$102
      Net annual value$102
      No image
      23

      PenFed Pathfinder Rewards Visa Signature Card

      Penfed

      4x Penfed Honors Advantage on Travel
      4x × 0.9¢/pt = 1.3¢ per dollar

      Why this card

      1. 1.4x on Travel — points worth 0.9¢ each ($76.91/yr on $6,000 spend)
      2. 2.Priority Pass Select Membership
      3. 3.$25/yr Global Entry or TSA PreCheck Credit
      4. 4.Auto Rental Collision Damage Waiver
      5. 5.Visa Signature Rental Car Privileges
      VISA
      Core Rate
      1.3¢
      per dollar on travel
      $95/yr($50 in credits)
      Annual rewards$76.91
      + Credits$50
      \u2212 Annual fee$95
      Net annual value$31.91
      American Express Green Card
      24

      American Express Green Card

      Amex

      3x Membership Rewards on Travel
      3x × 1.8¢/pt = 1.6¢ per dollar

      Why this card

      1. 1.3x on Travel — points worth 1.8¢ each ($97.20/yr on $6,000 spend)
      2. 2.$105/yr CLEAR Plus Credit
      3. 3.$60/yr LoungeBuddy Credit
      4. 4.Global Assist Hotline
      5. 5.Premium Global Assist Hotline
      AMEX
      Core Rate
      1.6¢
      per dollar on travel
      $150/yr
      Annual rewards$97.20
      \u2212 Annual fee$150
      Net annual value-$52.80
      Navy Federal Visa cashRewards Card
      25

      Navy Federal Visa cashRewards Card

      Navy Federal

      1.5% cash back on Travel

      Why this card

      1. 1.Auto Rental Collision Damage Waiver
      2. 2.Auto Rental Collision Damage Waiver
      3. 3.Visa Signature Rental Car Privileges
      4. 4.$5/yr Booking.com Travel Credits
      5. 5.GigSky Mobile Data (Visa Signature)

      No annual fee

      VISA
      1.3¢
      per dollar on travel
      No annual fee
      Annual rewards$76.50
      Net annual value$76.50
      Wells Fargo Attune Credit Card
      26

      Wells Fargo Attune Credit Card

      Wells Fargo

      4x Wells Fargo Rewards on Travel
      4x × 1.5¢/pt = 1.0¢ per dollar

      Why this card

      1. 1.4x on Travel — points worth 1.5¢ each ($61.71/yr on $6,000 spend)
      2. 2.Priority Pass Select Lounge Access
      3. 3.$20/yr Lyft Credits
      4. 4.Auto Rental Collision Damage Waiver

      No annual fee

      MASTERCARD
      Core Rate
      1.0¢
      per dollar on travel
      No annual fee
      Annual rewards$61.71
      Net annual value$61.71
      Capital One QuicksilverOne Cash Rewards Credit Card
      27

      Capital One QuicksilverOne Cash Rewards Credit Card

      Capital One

      1.5x Cashback on Travel
      1.5x × 1.0¢/pt = 1.3¢ per dollar

      Why this card

      1. 1.$36/yr Complimentary Uber One Membership (6 Months)
      2. 2.24/7 Travel Assistance Services
      MASTERCARD
      1.3¢
      per dollar on travel
      $39/yr
      Annual rewards$76.50
      \u2212 Annual fee$39
      Net annual value$37.50
      Citi Custom Cash Card
      28

      Citi Custom Cash Card

      Citi

      5% cash back on Travel

      Why this card

      1. 1.5% cash back on Travel ($90/yr on $6,000 spend)
      2. 2.Priority Pass Select Lounge Access
      3. 3.$30/yr Lyft Credits
      4. 4.$20/yr Lyft Credits

      No annual fee

      MASTERCARD
      Core Rate
      1.5¢
      per dollar on travel
      No annual fee
      Annual rewards$90
      Net annual value$90

      Bonus rate on first $500/monthly, then base rate

      No image
      29

      TAP Miles&Go American Express®

      Cardless

      2x Tap Miles And Go on Travel

      Why this card

      1. 1.2x on Travel ($45.43/yr on $6,000 spend)
      2. 2.Earn Status Miles
      3. 3.Lounge passes
      AMEX
      Core Rate
      0.8¢
      per dollar on travel
      $79/yr
      Annual rewards$45.43
      \u2212 Annual fee$79
      Net annual value-$33.57
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      30

      SKYPASS Select Visa Signature®

      Usbank

      2x Skypass on Travel
      2x × 1.0¢/pt = 1.3¢ per dollar

      Why this card

      1. 1.2x on Travel — points worth 1.0¢ each ($75.43/yr on $6,000 spend)
      2. 2.$100/yr 10,000 Bonus Miles
      3. 3.$50/yr 5,000 Bonus Miles
      4. 4.Auto Rental Collision Damage Waiver
      5. 5.Auto Rental Collision Damage Waiver
      VISA
      Core Rate
      1.3¢
      per dollar on travel
      $450/yr($100 in credits)
      Annual rewards$75.43
      + Credits$100
      \u2212 Annual fee$450
      Net annual value-$274.57

      Results from

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      1

      Capital One Venture X Rewards Credit Card

      Capital One

      10x Venture Miles on Travel via Portal
      10x × 1.9¢/pt = 9.3¢ per dollar

      Why this card

      1. 1.10x on Travel — points worth 1.9¢ each ($558.96/yr on $6,000 spend)
      2. 2.$240/yr $300 Annual Capital One Travel Credit
      3. 3.Capital One Lounge Access
      4. 4.Priority Pass Lounge Access
      5. 5.$72/yr Global Entry or TSA PreCheck Credit
      VISA
      Core Rate
      9.3¢
      per dollar on travel
      $395/yr
      Annual rewards$558.96
      \u2212 Annual fee$395
      Net annual value$163.96
      Citi Strata Premier Card
      2

      Citi Strata Premier Card

      Citi

      10x ThankYou Points on Travel via Portal
      10x × 1.5¢/pt = 6.8¢ per dollar

      Why this card

      1. 1.10x on Travel — points worth 1.5¢ each ($408.21/yr on $6,000 spend)
      2. 2.$60/yr Annual Hotel Savings Benefit
      3. 3.Priority Pass Select Lounge Access
      4. 4.$20/yr Lyft Credits
      MASTERCARD
      Core Rate
      6.8¢
      per dollar on travel
      $95/yr
      Annual rewards$408.21
      \u2212 Annual fee$95
      Net annual value$313.21
      No image
      3

      The Platinum Card from American Express

      Amex

      5x Membership Rewards on Travel
      5x × 1.8¢/pt = 4.5¢ per dollar

      Why this card

      1. 1.5x on Travel — points worth 1.8¢ each ($270/yr on $6,000 spend)
      2. 2.$300/yr Fine Hotels + Resorts / Hotel Collection Credit
      3. 3.$100/yr Airline Fee Credit
      4. 4.$120/yr Uber Credit
      5. 5.$125/yr CLEAR Plus Credit
      AMEX
      Core Rate
      4.5¢
      per dollar on travel
      $895/yr($278 in credits)
      Annual rewards$270
      + Credits$278
      \u2212 Annual fee$895
      Net annual value-$347

      Bonus rate on first $500,000/annual, then base rate

      Chase Sapphire Reserve
      4

      Chase Sapphire Reserve

      Chase

      4x Ultimate Rewards on Travel via Direct
      4x × 1.8¢/pt = 4.7¢ per dollar

      Why this card

      1. 1.4x on Travel — points worth 1.8¢ each ($282.65/yr on $6,000 spend)
      2. 2.$240/yr Annual Travel Credit
      3. 3.$125/yr Select Hotels Credit (2026)
      4. 4.$60/yr Lyft Monthly Credit
      5. 5.Priority Pass Select Membership
      VISA
      Core Rate
      4.7¢
      per dollar on travel
      $795/yr($198.50 in credits)
      Annual rewards$282.65
      + Credits$198.50
      \u2212 Annual fee$795
      Net annual value-$313.85
      Wells Fargo Autograph Journey Visa Credit Card
      5

      Wells Fargo Autograph Journey Visa Credit Card

      Wells Fargo

      5x Wells Fargo Rewards on Travel via Direct
      5x × 1.5¢/pt = 4.1¢ per dollar

      Why this card

      1. 1.5x on Travel — points worth 1.5¢ each ($248.79/yr on $6,000 spend)
      2. 2.$25/yr $50 annual statement credit
      3. 3.Travel and Emergency Services Assistance
      4. 4.Auto Rental Collision Damage Waiver
      5. 5.Visa Signature Rental Car Privileges
      VISA
      Core Rate
      4.1¢
      per dollar on travel
      $95/yr
      Annual rewards$248.79
      \u2212 Annual fee$95
      Net annual value$153.79
      Capital One Venture Rewards Credit Card
      6

      Capital One Venture Rewards Credit Card

      Capital One

      5x Venture Miles on Travel via Portal
      5x × 1.9¢/pt = 3.5¢ per dollar

      Why this card

      1. 1.5x on Travel — points worth 1.9¢ each ($210.11/yr on $6,000 spend)
      2. 2.$150/yr $250 Capital One Travel Credit (First Year)
      3. 3.$72/yr Global Entry or TSA PreCheck Credit
      4. 4.Capital One Dining Access
      5. 5.Capital One Entertainment Access
      MASTERCARD
      Core Rate
      3.5¢
      per dollar on travel
      $95/yr
      Annual rewards$210.11
      \u2212 Annual fee$95
      Net annual value$115.11
      U.S. Bank Shield Visa Card
      7

      U.S. Bank Shield Visa Card

      Usbank

      4% cash back on Travel via Portal

      Why this card

      1. 1.4% cash back on Travel ($150.86/yr on $6,000 spend)

      No annual fee

      VISA
      Core Rate
      2.5¢
      per dollar on travel
      No annual fee($10 in credits)
      Annual rewards$150.86
      + Credits$10
      Net annual value$160.86
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      8

      One Key+ Card

      Wells Fargo

      2% cash back on Travel

      Why this card

      1. 1.Priority Pass Select Lounge Access
      2. 2.$20/yr Lyft Credits
      3. 3.Auto Rental Collision Damage Waiver
      4. 4.Common Carrier Travel Accident Insurance

      No annual fee

      MASTERCARD
      1.7¢
      per dollar on travel
      No annual fee
      Annual rewards$102
      Net annual value$102
      Capital One VentureOne Rewards Credit Card
      9

      Capital One VentureOne Rewards Credit Card

      Capital One

      5x Venture Miles on Travel via Portal
      5x × 1.9¢/pt = 3.5¢ per dollar

      Why this card

      1. 1.5x on Travel — points worth 1.9¢ each ($210.11/yr on $6,000 spend)
      2. 2.Capital One Dining
      3. 3.Transfer Your Miles

      No annual fee

      MASTERCARD
      Core Rate
      3.5¢
      per dollar on travel
      No annual fee
      Annual rewards$210.11
      Net annual value$210.11
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      10

      BMO Escape

      Bmo

      4x points on Travel

      Why this card

      1. 1.4x on Travel ($120.43/yr on $6,000 spend)
      2. 2.PriorityPass Airport Lounge Access
      3. 3.$25/yr Unwind with a $240 hotel credit
      4. 4.MasterRental Car Rental Coverage

      $12.50 in credits offset the $150 fee

      MASTERCARD
      Core Rate
      2.0¢
      per dollar on travel
      $150/yr($12.50 in credits)
      Annual rewards$120.43
      + Credits$12.50
      \u2212 Annual fee$150
      Net annual value-$17.07

      Bonus rate on first $3,000/quarterly, then base rate

      Citi Strata Elite℠ Card
      11

      Citi Strata Elite℠ Card

      Citi

      1.5x ThankYou Points on Travel
      1.5x × 1.5¢/pt = 1.9¢ per dollar

      Why this card

      1. 1.$150/yr Up to $300 Annual Hotel Benefit
      2. 2.Priority Pass™ Select membership
      3. 3.Priority Pass Select Lounge Access
      4. 4.$72/yr Up to $120 Global Entry® or TSA PreCheck® Application Fee Credit
      5. 5.American Airlines Admirals Club® Lounge Access Passes

      $597.50 in credits fully offsets the $595 fee

      MASTERCARD
      1.9¢
      per dollar on travel
      $595/yr($597.50 in credits)
      Annual rewards$114.75
      + Credits$597.50
      \u2212 Annual fee$595
      Net annual value$117.25
      Bank of America Unlimited Cash Rewards Credit Card
      12

      Bank of America Unlimited Cash Rewards Credit Card

      Bank Of America

      2% cash back on Travel

      Why this card

      1. 1.Auto Rental Collision Damage Waiver
      2. 2.Visa Signature Rental Car Privileges
      3. 3.$5/yr Booking.com Travel Credits
      4. 4.GigSky Mobile Data (Visa Signature)

      No annual fee

      VISA
      1.7¢
      per dollar on travel
      No annual fee
      Annual rewards$102
      Net annual value$102
      The AARP® Travel Rewards Mastercard®
      13

      The AARP® Travel Rewards Mastercard®

      Barclays

      3x points on Travel

      Why this card

      1. 1.3x on Travel ($113.14/yr on $6,000 spend)

      No annual fee

      MASTERCARD
      Core Rate
      1.9¢
      per dollar on travel
      No annual fee
      Annual rewards$113.14
      Net annual value$113.14
      Savor Rewards from Capital One
      14

      Savor Rewards from Capital One

      Capital One

      5% cash back on Travel via Portal

      Why this card

      1. 1.5% cash back on Travel ($113.57/yr on $6,000 spend)
      2. 2.Priority Pass Select Lounge Access
      3. 3.Capital One Entertainment Access
      4. 4.Capital One Dining Access
      5. 5.50% Off at Capital One Cafes

      No annual fee

      MASTERCARD
      Core Rate
      1.9¢
      per dollar on travel
      No annual fee($9.59 in credits)
      Annual rewards$113.57
      + Credits$9.59
      Net annual value$123.16
      U.S. Bank Smartly Visa Signature Card
      15

      U.S. Bank Smartly Visa Signature Card

      Usbank

      2% cash back on Travel

      Why this card

      1. 1.Auto Rental Collision Damage Waiver
      2. 2.Visa Signature Rental Car Privileges
      3. 3.$5/yr Booking.com Travel Credits
      4. 4.GigSky Mobile Data (Visa Signature)

      No annual fee

      VISA
      1.7¢
      per dollar on travel
      No annual fee
      Annual rewards$102
      Net annual value$102
      No image
      16

      TD Double Up Credit Card

      Td Bank

      2% cash back on Travel

      Why this card

      1. 1.Auto Rental Collision Damage Waiver
      2. 2.Visa Signature Rental Car Privileges
      3. 3.$5/yr Booking.com Travel Credits
      4. 4.GigSky Mobile Data (Visa Signature)

      No annual fee

      VISA
      1.7¢
      per dollar on travel
      No annual fee
      Annual rewards$102
      Net annual value$102
      Fidelity Rewards Visa Signature Card
      17

      Fidelity Rewards Visa Signature Card

      Elan Financial

      2% cash back on Travel

      Why this card

      1. 1.Auto Rental Collision Damage Waiver
      2. 2.Visa Signature Rental Car Privileges
      3. 3.$5/yr Booking.com Travel Credits
      4. 4.GigSky Mobile Data (Visa Signature)

      No annual fee

      VISA
      1.7¢
      per dollar on travel
      No annual fee
      Annual rewards$102
      Net annual value$102
      No image
      18

      Verizon Visa Card

      Synchrony

      2% cash back on Travel

      Why this card

      1. 1.Auto Rental Collision Damage Waiver
      2. 2.Visa Signature Rental Car Privileges
      3. 3.$5/yr Booking.com Travel Credits
      4. 4.GigSky Mobile Data (Visa Signature)

      No annual fee

      VISA
      1.7¢
      per dollar on travel
      No annual fee
      Annual rewards$102
      Net annual value$102
      Bilt Blue Card
      19

      Bilt Blue Card

      Cardless

      1x Bilt Rewards on Travel
      1x × 2.0¢/pt = 1.7¢ per dollar

      Why this card

      1. 1.MasterRental Coverage

      No annual fee

      MASTERCARD
      1.7¢
      per dollar on travel
      No annual fee
      Annual rewards$102
      Net annual value$102
      Wells Fargo Active Cash Card
      20

      Wells Fargo Active Cash Card

      Wells Fargo

      2% cash back on Travel

      Why this card

      1. 1.Visa Signature Rental Car Privileges
      2. 2.$5/yr Booking.com Travel Credits
      3. 3.GigSky Mobile Data (Visa Signature)

      No annual fee

      VISA
      1.7¢
      per dollar on travel
      No annual fee
      Annual rewards$102
      Net annual value$102
      Rakuten American Express Card
      21

      Rakuten American Express Card

      First Electronic Bank

      1% cash back on Travel

      Convertible Cash Back — 1.0–2.0¢/$

      This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

      Why this card

      1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

      No annual fee

      AMEX
      Convertible
      1.0–2.0¢
      per dollar on travel
      depending on redemption
      No annual fee
      Annual rewards$79.90
      Net annual value$79.90
      Synchrony Premier Mastercard
      22

      Synchrony Premier Mastercard

      Synchrony

      2% cash back on Travel

      Why this card

        No annual fee

        MASTERCARD
        1.7¢
        per dollar on travel
        No annual fee
        Annual rewards$102
        Net annual value$102
        No image
        23

        PenFed Pathfinder Rewards Visa Signature Card

        Penfed

        4x Penfed Honors Advantage on Travel
        4x × 0.9¢/pt = 1.3¢ per dollar

        Why this card

        1. 1.4x on Travel — points worth 0.9¢ each ($76.91/yr on $6,000 spend)
        2. 2.Priority Pass Select Membership
        3. 3.$25/yr Global Entry or TSA PreCheck Credit
        4. 4.Auto Rental Collision Damage Waiver
        5. 5.Visa Signature Rental Car Privileges
        VISA
        Core Rate
        1.3¢
        per dollar on travel
        $95/yr($50 in credits)
        Annual rewards$76.91
        + Credits$50
        \u2212 Annual fee$95
        Net annual value$31.91
        American Express Green Card
        24

        American Express Green Card

        Amex

        3x Membership Rewards on Travel
        3x × 1.8¢/pt = 1.6¢ per dollar

        Why this card

        1. 1.3x on Travel — points worth 1.8¢ each ($97.20/yr on $6,000 spend)
        2. 2.$105/yr CLEAR Plus Credit
        3. 3.$60/yr LoungeBuddy Credit
        4. 4.Global Assist Hotline
        5. 5.Premium Global Assist Hotline
        AMEX
        Core Rate
        1.6¢
        per dollar on travel
        $150/yr
        Annual rewards$97.20
        \u2212 Annual fee$150
        Net annual value-$52.80
        Navy Federal Visa cashRewards Card
        25

        Navy Federal Visa cashRewards Card

        Navy Federal

        1.5% cash back on Travel

        Why this card

        1. 1.Auto Rental Collision Damage Waiver
        2. 2.Auto Rental Collision Damage Waiver
        3. 3.Visa Signature Rental Car Privileges
        4. 4.$5/yr Booking.com Travel Credits
        5. 5.GigSky Mobile Data (Visa Signature)

        No annual fee

        VISA
        1.3¢
        per dollar on travel
        No annual fee
        Annual rewards$76.50
        Net annual value$76.50
        Wells Fargo Attune Credit Card
        26

        Wells Fargo Attune Credit Card

        Wells Fargo

        4x Wells Fargo Rewards on Travel
        4x × 1.5¢/pt = 1.0¢ per dollar

        Why this card

        1. 1.4x on Travel — points worth 1.5¢ each ($61.71/yr on $6,000 spend)
        2. 2.Priority Pass Select Lounge Access
        3. 3.$20/yr Lyft Credits
        4. 4.Auto Rental Collision Damage Waiver

        No annual fee

        MASTERCARD
        Core Rate
        1.0¢
        per dollar on travel
        No annual fee
        Annual rewards$61.71
        Net annual value$61.71
        Capital One QuicksilverOne Cash Rewards Credit Card
        27

        Capital One QuicksilverOne Cash Rewards Credit Card

        Capital One

        1.5x Cashback on Travel
        1.5x × 1.0¢/pt = 1.3¢ per dollar

        Why this card

        1. 1.$36/yr Complimentary Uber One Membership (6 Months)
        2. 2.24/7 Travel Assistance Services
        MASTERCARD
        1.3¢
        per dollar on travel
        $39/yr
        Annual rewards$76.50
        \u2212 Annual fee$39
        Net annual value$37.50
        Citi Custom Cash Card
        28

        Citi Custom Cash Card

        Citi

        5% cash back on Travel

        Why this card

        1. 1.5% cash back on Travel ($90/yr on $6,000 spend)
        2. 2.Priority Pass Select Lounge Access
        3. 3.$30/yr Lyft Credits
        4. 4.$20/yr Lyft Credits

        No annual fee

        MASTERCARD
        Core Rate
        1.5¢
        per dollar on travel
        No annual fee
        Annual rewards$90
        Net annual value$90

        Bonus rate on first $500/monthly, then base rate

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        29

        TAP Miles&Go American Express®

        Cardless

        2x Tap Miles And Go on Travel

        Why this card

        1. 1.2x on Travel ($45.43/yr on $6,000 spend)
        2. 2.Earn Status Miles
        3. 3.Lounge passes
        AMEX
        Core Rate
        0.8¢
        per dollar on travel
        $79/yr
        Annual rewards$45.43
        \u2212 Annual fee$79
        Net annual value-$33.57
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        30

        SKYPASS Select Visa Signature®

        Usbank

        2x Skypass on Travel
        2x × 1.0¢/pt = 1.3¢ per dollar

        Why this card

        1. 1.2x on Travel — points worth 1.0¢ each ($75.43/yr on $6,000 spend)
        2. 2.$100/yr 10,000 Bonus Miles
        3. 3.$50/yr 5,000 Bonus Miles
        4. 4.Auto Rental Collision Damage Waiver
        5. 5.Auto Rental Collision Damage Waiver
        VISA
        Core Rate
        1.3¢
        per dollar on travel
        $450/yr($100 in credits)
        Annual rewards$75.43
        + Credits$100
        \u2212 Annual fee$450
        Net annual value-$274.57