CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Citi cards ranked by value on online shopping purchases.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Citi
All 10 cards ranked by effective value per dollar.
| Card | Online Shopping Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 2.3¢/$ | $595 | $762.50 | mastercard |
| Birch Lane MastercardCiti | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| Citi Double Cash CardCiti | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| AllModern MastercardCiti | 2x points | 2.0¢/$ | $0 | $40 | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Citi cards ranked by value on online shopping purchases.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Citi
All 10 cards ranked by effective value per dollar.
| Card | Online Shopping Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 2.3¢/$ | $595 | $762.50 | mastercard |
| Birch Lane MastercardCiti | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| Citi Double Cash CardCiti | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| AllModern MastercardCiti | 2x points | 2.0¢/$ | $0 | $40 | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Citi cards ranked by value on online shopping purchases.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Citi
All 10 cards ranked by effective value per dollar.
| Card | Online Shopping Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 2.3¢/$ | $595 | $762.50 | mastercard |
| Birch Lane MastercardCiti | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| Citi Double Cash CardCiti | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| AllModern MastercardCiti | 2x points | 2.0¢/$ | $0 | $40 | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →
Citi
Citi
| Wawa®Citi | 2x points | 2.0¢/$ | $0 | — | mastercard |
| Joss & Main MastercardCiti | 2x points | 2.0¢/$ | $0 | — | mastercard |
| Citi Strata Credit CardCiti | 1x ThankYou Points | 1.5¢/$ | $0 | $162.50 | mastercard |
| Citi Strata Premier CardCiti | 1x ThankYou Points | 1.5¢/$ | $95 | $50 | mastercard |
| My Best Buy® Visa® CardCiti | 1% cash back | 1.0¢/$ | $0 | — | visa |
| Citi® Diamond Preferred® CardCiti | 1x points | 1.0¢/$ | $0 | — | mastercard |
Citi
Citi
| Wawa®Citi | 2x points | 2.0¢/$ | $0 | — | mastercard |
| Joss & Main MastercardCiti | 2x points | 2.0¢/$ | $0 | — | mastercard |
| Citi Strata Credit CardCiti | 1x ThankYou Points | 1.5¢/$ | $0 | $162.50 | mastercard |
| Citi Strata Premier CardCiti | 1x ThankYou Points | 1.5¢/$ | $95 | $50 | mastercard |
| My Best Buy® Visa® CardCiti | 1% cash back | 1.0¢/$ | $0 | — | visa |
| Citi® Diamond Preferred® CardCiti | 1x points | 1.0¢/$ | $0 | — | mastercard |
Citi
Citi
| Wawa®Citi | 2x points | 2.0¢/$ | $0 | — | mastercard |
| Joss & Main MastercardCiti | 2x points | 2.0¢/$ | $0 | — | mastercard |
| Citi Strata Credit CardCiti | 1x ThankYou Points | 1.5¢/$ | $0 | $162.50 | mastercard |
| Citi Strata Premier CardCiti | 1x ThankYou Points | 1.5¢/$ | $95 | $50 | mastercard |
| My Best Buy® Visa® CardCiti | 1% cash back | 1.0¢/$ | $0 | — | visa |
| Citi® Diamond Preferred® CardCiti | 1x points | 1.0¢/$ | $0 | — | mastercard |