CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Discover cards ranked by earn rate on groceries spending.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
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All 5 cards ranked by effective value per dollar.
| Card | Grocery Stores Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| NHL® Discover It®Discover | 5x points | 5.0¢/$ | $0 | — | discover |
| Discover it Cash BackDiscover | 5x Cashback | 5.0¢/$ | $0 | — | discover |
| Discover it Student Cash BackDiscover | 5% cash back | 5.0¢/$ | $0 | — | discover |
| Discover it® MilesDiscover | 1.5x Cashback | 1.5¢/$ | $0 | — | discover |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Discover cards ranked by earn rate on groceries spending.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Discover
All 5 cards ranked by effective value per dollar.
| Card | Grocery Stores Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| NHL® Discover It®Discover | 5x points | 5.0¢/$ | $0 | — | discover |
| Discover it Cash BackDiscover | 5x Cashback | 5.0¢/$ | $0 | — | discover |
| Discover it Student Cash BackDiscover | 5% cash back | 5.0¢/$ | $0 | — | discover |
| Discover it® MilesDiscover | 1.5x Cashback | 1.5¢/$ | $0 | — | discover |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Discover cards ranked by earn rate on groceries spending.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Discover
All 5 cards ranked by effective value per dollar.
| Card | Grocery Stores Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| NHL® Discover It®Discover | 5x points | 5.0¢/$ | $0 | — | discover |
| Discover it Cash BackDiscover | 5x Cashback | 5.0¢/$ | $0 | — | discover |
| Discover it Student Cash BackDiscover | 5% cash back | 5.0¢/$ | $0 | — | discover |
| Discover it® MilesDiscover | 1.5x Cashback | 1.5¢/$ | $0 | — | discover |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →
Discover
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| Discover it Balance TransferDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
Discover
Discover
| Discover it Balance TransferDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |
Discover
Discover
| Discover it Balance TransferDiscover | 1% cash back | 1.0¢/$ | $0 | — | discover |