CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Mastercard cards ranked by earn rate on gas spending.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Citi
All 10 cards ranked by effective value per dollar.
| Card | Gas Stations Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Citi Strata Credit CardCiti | 3x ThankYou Points | 4.5¢/$ | $0 | — | mastercard |
| Citi Strata Premier CardCiti | 3x ThankYou Points | 4.5¢/$ | $95 | — | mastercard |
| One Key+ CardWells Fargo | 3% cash back | 3.0¢/$ | $0 | — | mastercard |
| Sam’s Club World Elite Mastercard® (Plus members)Synchrony | 5x points | 5.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Mastercard cards ranked by earn rate on gas spending.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Citi
All 10 cards ranked by effective value per dollar.
| Card | Gas Stations Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Citi Strata Credit CardCiti | 3x ThankYou Points | 4.5¢/$ | $0 | — | mastercard |
| Citi Strata Premier CardCiti | 3x ThankYou Points | 4.5¢/$ | $95 | — | mastercard |
| One Key+ CardWells Fargo | 3% cash back | 3.0¢/$ | $0 | — | mastercard |
| Sam’s Club World Elite Mastercard® (Plus members)Synchrony | 5x points | 5.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Mastercard cards ranked by earn rate on gas spending.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Citi
All 10 cards ranked by effective value per dollar.
| Card | Gas Stations Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Citi Strata Credit CardCiti | 3x ThankYou Points | 4.5¢/$ | $0 | — | mastercard |
| Citi Strata Premier CardCiti | 3x ThankYou Points | 4.5¢/$ | $95 | — | mastercard |
| One Key+ CardWells Fargo | 3% cash back | 3.0¢/$ | $0 | — | mastercard |
| Sam’s Club World Elite Mastercard® (Plus members)Synchrony | 5x points | 5.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →
Citi
Wells Fargo
| AT&T Points Plus® Card From CitiCiti | 3x points | 3.0¢/$ | $0 | $300 | mastercard |
| IHG One Rewards Premier Credit CardChase | 5x Ihg One Rewards | 3.0¢/$ | $99 | — | mastercard |
| Choice Privileges Select MastercardWells Fargo | 5x Choice Privileges | 3.0¢/$ | $95 | — | mastercard |
| BMO Premium Rewards Mastercard®Bmo | 4x points | 4.0¢/$ | $95 | — | mastercard |
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 2.3¢/$ | $595 | $597.50 | mastercard |
| Sam's Club MastercardSynchrony | 5% cash back | 5.0¢/$ | $0 | — | mastercard |
Citi
Wells Fargo
| AT&T Points Plus® Card From CitiCiti | 3x points | 3.0¢/$ | $0 | $300 | mastercard |
| IHG One Rewards Premier Credit CardChase | 5x Ihg One Rewards | 3.0¢/$ | $99 | — | mastercard |
| Choice Privileges Select MastercardWells Fargo | 5x Choice Privileges | 3.0¢/$ | $95 | — | mastercard |
| BMO Premium Rewards Mastercard®Bmo | 4x points | 4.0¢/$ | $95 | — | mastercard |
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 2.3¢/$ | $595 | $597.50 | mastercard |
| Sam's Club MastercardSynchrony | 5% cash back | 5.0¢/$ | $0 | — | mastercard |
Citi
Wells Fargo
| AT&T Points Plus® Card From CitiCiti | 3x points | 3.0¢/$ | $0 | $300 | mastercard |
| IHG One Rewards Premier Credit CardChase | 5x Ihg One Rewards | 3.0¢/$ | $99 | — | mastercard |
| Choice Privileges Select MastercardWells Fargo | 5x Choice Privileges | 3.0¢/$ | $95 | — | mastercard |
| BMO Premium Rewards Mastercard®Bmo | 4x points | 4.0¢/$ | $95 | — | mastercard |
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 2.3¢/$ | $595 | $597.50 | mastercard |
| Sam's Club MastercardSynchrony | 5% cash back | 5.0¢/$ | $0 | — | mastercard |