Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
$0 annual fee Capital One cards ranked by home improvement earn rate.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

Capital One
$0 annual fee Capital One cards ranked by home improvement earn rate.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

Capital One
$0 annual fee Capital One cards ranked by home improvement earn rate.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

Capital One

Capital One

Capital One
All 6 cards ranked by effective value per dollar.
| Card | Home Improvement Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Capital One VentureOne Rewards Credit CardCapital One | 1.25x Venture Miles | 2.3¢/$ | $0 | — | mastercard |
| Capital One Quicksilver Student Cash Rewards Credit CardCapital One | 1.5% cash back | 1.5¢/$ | $0 | $119.88 | mastercard |
| Capital One Quicksilver Cash Rewards Credit CardCapital One | 1.5% cash back | 1.5¢/$ | $0 | $29.97 | mastercard |
| Capital One SavorOne Student Cash Rewards Credit CardCapital One | 1% cash back | 1.0¢/$ | $0 | $119.88 | mastercard |
| REI Co-op® Mastercard®Capital One | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
| Walmart Rewards CardCapital One | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
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Capital One

Capital One
All 6 cards ranked by effective value per dollar.
| Card | Home Improvement Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Capital One VentureOne Rewards Credit CardCapital One | 1.25x Venture Miles | 2.3¢/$ | $0 | — | mastercard |
| Capital One Quicksilver Student Cash Rewards Credit CardCapital One | 1.5% cash back | 1.5¢/$ | $0 | $119.88 | mastercard |
| Capital One Quicksilver Cash Rewards Credit CardCapital One | 1.5% cash back | 1.5¢/$ | $0 | $29.97 | mastercard |
| Capital One SavorOne Student Cash Rewards Credit CardCapital One | 1% cash back | 1.0¢/$ | $0 | $119.88 | mastercard |
| REI Co-op® Mastercard®Capital One | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
| Walmart Rewards CardCapital One | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →
Capital One

Capital One
All 6 cards ranked by effective value per dollar.
| Card | Home Improvement Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Capital One VentureOne Rewards Credit CardCapital One | 1.25x Venture Miles | 2.3¢/$ | $0 | — | mastercard |
| Capital One Quicksilver Student Cash Rewards Credit CardCapital One | 1.5% cash back | 1.5¢/$ | $0 | $119.88 | mastercard |
| Capital One Quicksilver Cash Rewards Credit CardCapital One | 1.5% cash back | 1.5¢/$ | $0 | $29.97 | mastercard |
| Capital One SavorOne Student Cash Rewards Credit CardCapital One | 1% cash back | 1.0¢/$ | $0 | $119.88 | mastercard |
| REI Co-op® Mastercard®Capital One | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
| Walmart Rewards CardCapital One | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →