CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
$0 annual fee Chase cards ranked by dining earn rate.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Chase
All 8 cards ranked by effective value per dollar.
| Card | Dining Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| DoorDash Rewards Mastercard®Chase | 3x points | 3.0¢/$ | $0 | $102 | mastercard |
| Chase Freedom UnlimitedChase | 3% cash back | 3.0¢/$ | $0 | — | visa |
| Chase Freedom FlexChase | 3% cash back | 3.0¢/$ | $0 | — | mastercard |
| Instacart Mastercard®Chase | 2x points | 2.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →$0 annual fee Chase cards ranked by dining earn rate.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Chase
All 8 cards ranked by effective value per dollar.
| Card | Dining Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| DoorDash Rewards Mastercard®Chase | 3x points | 3.0¢/$ | $0 | $102 | mastercard |
| Chase Freedom UnlimitedChase | 3% cash back | 3.0¢/$ | $0 | — | visa |
| Chase Freedom FlexChase | 3% cash back | 3.0¢/$ | $0 | — | mastercard |
| Instacart Mastercard®Chase | 2x points | 2.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →$0 annual fee Chase cards ranked by dining earn rate.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Chase
All 8 cards ranked by effective value per dollar.
| Card | Dining Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| DoorDash Rewards Mastercard®Chase | 3x points | 3.0¢/$ | $0 | $102 | mastercard |
| Chase Freedom UnlimitedChase | 3% cash back | 3.0¢/$ | $0 | — | visa |
| Chase Freedom FlexChase | 3% cash back | 3.0¢/$ | $0 | — | mastercard |
| Instacart Mastercard®Chase | 2x points | 2.0¢/$ | $0 | — | mastercard |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →
Chase
Chase
| Prime VisaChase |
| 2x Amazon Prime Rewards |
| 2.0¢/$ |
| $0 |
| $1.60 |
| visa |
| IHG One Rewards Traveler Credit CardChase | 3x Ihg One Rewards | 1.8¢/$ | $0 | — | mastercard |
| Amazon VisaChase | 2x Amazon Prime Rewards | 2.0¢/$ | $0 | $1.60 | visa |
| Marriott Bonvoy Bold Credit CardChase | 2x Marriott Bonvoy | 1.4¢/$ | $0 | $1.60 | visa |
Chase
Chase
| Prime VisaChase |
| 2x Amazon Prime Rewards |
| 2.0¢/$ |
| $0 |
| $1.60 |
| visa |
| IHG One Rewards Traveler Credit CardChase | 3x Ihg One Rewards | 1.8¢/$ | $0 | — | mastercard |
| Amazon VisaChase | 2x Amazon Prime Rewards | 2.0¢/$ | $0 | $1.60 | visa |
| Marriott Bonvoy Bold Credit CardChase | 2x Marriott Bonvoy | 1.4¢/$ | $0 | $1.60 | visa |
Chase
Chase
| Prime VisaChase |
| 2x Amazon Prime Rewards |
| 2.0¢/$ |
| $0 |
| $1.60 |
| visa |
| IHG One Rewards Traveler Credit CardChase | 3x Ihg One Rewards | 1.8¢/$ | $0 | — | mastercard |
| Amazon VisaChase | 2x Amazon Prime Rewards | 2.0¢/$ | $0 | $1.60 | visa |
| Marriott Bonvoy Bold Credit CardChase | 2x Marriott Bonvoy | 1.4¢/$ | $0 | $1.60 | visa |