Should I get the Bank of America® Customized Cash Rewards for Students or the U.S. Bank Cash+® Visa Signature® Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Should I get the Bank of America® Customized Cash Rewards for Students or the U.S. Bank Cash+® Visa Signature® Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Should I get the Bank of America® Customized Cash Rewards for Students or the U.S. Bank Cash+® Visa Signature® Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

CardRewards

Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.

Bank of America® Customized Cash Rewards for Students vs U.S. Bank Cash+® Visa Signature® Card

Both cards cost $0/yr. The Bank of America® Customized Cash Rewards for Students is better for dining, while the U.S. Bank Cash+® Visa Signature® Card wins on telecom. Here's how they compare.

Bank of America® Customized Cash Rewards for Students

Bank of America

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	Bank of America® Customized Cash Rewards for Students	U.S. Bank Cash+® Visa Signature® Card
Department Stores	1X	5X

Category-by-Category Winner

The U.S. Bank Cash+® Visa Signature® Card wins in 8 of 14 categories. The Bank of America® Customized Cash Rewards for Students leads in 6.

Dining

Bank of America® Customized Cash Rewards for Students earns 3X vs 2X

Drugstores

Bank of America® Customized Cash Rewards for Students earns 3X vs 1X

Gas Stations

Bank of America® Customized Cash Rewards for Students earns 3X vs 2X

Home Improvement

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Online Shopping

Bank of America® Customized Cash Rewards for Students earns 3X vs 1X

Streaming

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Telecom

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Travel

Bank of America® Customized Cash Rewards for Students earns 3X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Bank of America® Customized Cash Rewards for Students or U.S. Bank Cash+® Visa Signature® Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Bank of America® Customized Cash Rewards for Students or the U.S. Bank Cash+® Visa Signature® Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Bank of America® Customized Cash Rewards for Students — Full Review All Bank of America Cards

U.S. Bank Cash+® Visa Signature® Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Bank of America cards · U.S. Bank cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Bank of America® Customized Cash Rewards for Students vs U.S. Bank Cash+® Visa Signature® Card

Both cards cost $0/yr. The Bank of America® Customized Cash Rewards for Students is better for dining, while the U.S. Bank Cash+® Visa Signature® Card wins on telecom. Here's how they compare.

Bank of America® Customized Cash Rewards for Students

Bank of America

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	Bank of America® Customized Cash Rewards for Students	U.S. Bank Cash+® Visa Signature® Card
Department Stores	1X	5X

Category-by-Category Winner

The U.S. Bank Cash+® Visa Signature® Card wins in 8 of 14 categories. The Bank of America® Customized Cash Rewards for Students leads in 6.

Dining

Bank of America® Customized Cash Rewards for Students earns 3X vs 2X

Drugstores

Bank of America® Customized Cash Rewards for Students earns 3X vs 1X

Gas Stations

Bank of America® Customized Cash Rewards for Students earns 3X vs 2X

Home Improvement

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Online Shopping

Bank of America® Customized Cash Rewards for Students earns 3X vs 1X

Streaming

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Telecom

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Travel

Bank of America® Customized Cash Rewards for Students earns 3X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Bank of America® Customized Cash Rewards for Students or U.S. Bank Cash+® Visa Signature® Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Bank of America® Customized Cash Rewards for Students or the U.S. Bank Cash+® Visa Signature® Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Bank of America® Customized Cash Rewards for Students — Full Review All Bank of America Cards

U.S. Bank Cash+® Visa Signature® Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Bank of America cards · U.S. Bank cards

Bank of America® Customized Cash Rewards for Students vs U.S. Bank Cash+® Visa Signature® Card

Both cards cost $0/yr. The Bank of America® Customized Cash Rewards for Students is better for dining, while the U.S. Bank Cash+® Visa Signature® Card wins on telecom. Here's how they compare.

Bank of America® Customized Cash Rewards for Students

Bank of America

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

Earn Rates

Category	Bank of America® Customized Cash Rewards for Students	U.S. Bank Cash+® Visa Signature® Card
Department Stores	1X	5X

Category-by-Category Winner

The U.S. Bank Cash+® Visa Signature® Card wins in 8 of 14 categories. The Bank of America® Customized Cash Rewards for Students leads in 6.

Dining

Bank of America® Customized Cash Rewards for Students earns 3X vs 2X

Drugstores

Bank of America® Customized Cash Rewards for Students earns 3X vs 1X

Gas Stations

Bank of America® Customized Cash Rewards for Students earns 3X vs 2X

Home Improvement

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Online Shopping

Bank of America® Customized Cash Rewards for Students earns 3X vs 1X

Streaming

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Telecom

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 3X

Travel

Bank of America® Customized Cash Rewards for Students earns 3X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Bank of America® Customized Cash Rewards for Students or U.S. Bank Cash+® Visa Signature® Card?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Bank of America® Customized Cash Rewards for Students or the U.S. Bank Cash+® Visa Signature® Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Bank of America® Customized Cash Rewards for Students — Full Review All Bank of America Cards

U.S. Bank Cash+® Visa Signature® Card — Full Review All U.S. Bank Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Bank of America cards · U.S. Bank cards

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

—

+5% cash back on two categories of your choice (from 12+ options)
+2% on one everyday category (dining, gas, or grocery)
+No annual fee
+Visa Signature benefits
+$200 welcome bonus

Cons

—

−Must select 5% categories each quarter (defaults to 1% if forgotten)
−$2,000 combined quarterly cap on 5% categories
−3% foreign transaction fee
−Base rate only 1% on non-category spend

Wholesale Clubs

Bank of America® Customized Cash Rewards for Students earns 2X vs 1X

Entertainment

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Transit

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Fitness & Gyms

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Department Stores

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Electronic Stores

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

—

+5% cash back on two categories of your choice (from 12+ options)
+2% on one everyday category (dining, gas, or grocery)
+No annual fee
+Visa Signature benefits
+$200 welcome bonus

Cons

—

−Must select 5% categories each quarter (defaults to 1% if forgotten)
−$2,000 combined quarterly cap on 5% categories
−3% foreign transaction fee
−Base rate only 1% on non-category spend

Wholesale Clubs

Bank of America® Customized Cash Rewards for Students earns 2X vs 1X

Entertainment

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Transit

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Fitness & Gyms

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Department Stores

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Electronic Stores

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Benefits & Features

Network

VISA

Key Benefits

None

Pros & Cons

Pros

—

+5% cash back on two categories of your choice (from 12+ options)
+2% on one everyday category (dining, gas, or grocery)
+No annual fee
+Visa Signature benefits
+$200 welcome bonus

Cons

—

−Must select 5% categories each quarter (defaults to 1% if forgotten)
−$2,000 combined quarterly cap on 5% categories
−3% foreign transaction fee
−Base rate only 1% on non-category spend

Wholesale Clubs

Bank of America® Customized Cash Rewards for Students earns 2X vs 1X

Entertainment

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Transit

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Fitness & Gyms

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Department Stores

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X

Electronic Stores

U.S. Bank Cash+® Visa Signature® Card earns 5X vs 1X