Which card earns more rewards, the Quicksilver Secured Rewards or Wells Fargo Autograph Visa Credit Card?

The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Quicksilver Secured Rewards or the Wells Fargo Autograph Visa Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Quicksilver Secured Rewards or Wells Fargo Autograph Visa Credit Card?

The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Quicksilver Secured Rewards or the Wells Fargo Autograph Visa Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Which card earns more rewards, the Quicksilver Secured Rewards or Wells Fargo Autograph Visa Credit Card?

The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.

Should I get the Quicksilver Secured Rewards or the Wells Fargo Autograph Visa Credit Card?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Quicksilver Secured Rewards vs Wells Fargo Autograph Visa Credit Card

Both cards cost $0/yr. The Quicksilver Secured Rewards is better for travel, while the Wells Fargo Autograph Visa Credit Card wins on travel. Here's how they compare.

Quicksilver Secured Rewards

Capital One

Wells Fargo Autograph Visa Credit Card

Wells Fargo

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

20,000 Flex point

Earn Rates

Category	Quicksilver Secured Rewards	Wells Fargo Autograph Visa Credit Card
Entertainment	5X	1X
Travel	5X	3X
Dining	1X	3X
Gas Stations	1X	3X
Phone Bills	1X	3X
Streaming	1X	3X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

—

+3X points on 6 popular categories: dining, travel, gas, transit, streaming, phone bills
+No annual fee with transferable points (rare combination)
+1:1 transfers to 8 airline partners including British Airways, JetBlue, and Virgin Atlantic
+No spending caps on bonus categories
+No foreign transaction fees

Cons

—

−Only 1X on groceries and general shopping
−Welcome bonus of 20,000 points ($200 value) is modest
−Limited hotel transfer options (only Choice Privileges at 1:2 ratio)
−No premium travel benefits like lounge access or travel insurance
−Penalty APR of 29.99% for late payments

Category-by-Category Winner

The Wells Fargo Autograph Visa Credit Card wins in 7 of 9 categories. The Quicksilver Secured Rewards leads in 2.

Travel

Quicksilver Secured Rewards earns 5X vs 3X

Entertainment

Quicksilver Secured Rewards earns 5X vs 1X

Gas Stations

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Transit

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Streaming

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Phone Bills

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Dining

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Telecom

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Tolls

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Quicksilver Secured Rewards or Wells Fargo Autograph Visa Credit Card?: The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Quicksilver Secured Rewards or the Wells Fargo Autograph Visa Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Quicksilver Secured Rewards — Full Review All Capital One Cards

Wells Fargo Autograph Visa Credit Card — Full Review All Wells Fargo Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Wells Fargo cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Quicksilver Secured Rewards vs Wells Fargo Autograph Visa Credit Card

Both cards cost $0/yr. The Quicksilver Secured Rewards is better for travel, while the Wells Fargo Autograph Visa Credit Card wins on travel. Here's how they compare.

Quicksilver Secured Rewards

Capital One

Wells Fargo Autograph Visa Credit Card

Wells Fargo

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

20,000 Flex point

Earn Rates

Category	Quicksilver Secured Rewards	Wells Fargo Autograph Visa Credit Card
Entertainment	5X	1X
Travel	5X	3X
Dining	1X	3X
Gas Stations	1X	3X
Phone Bills	1X	3X
Streaming	1X	3X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

—

+3X points on 6 popular categories: dining, travel, gas, transit, streaming, phone bills
+No annual fee with transferable points (rare combination)
+1:1 transfers to 8 airline partners including British Airways, JetBlue, and Virgin Atlantic
+No spending caps on bonus categories
+No foreign transaction fees

Cons

—

−Only 1X on groceries and general shopping
−Welcome bonus of 20,000 points ($200 value) is modest
−Limited hotel transfer options (only Choice Privileges at 1:2 ratio)
−No premium travel benefits like lounge access or travel insurance
−Penalty APR of 29.99% for late payments

Category-by-Category Winner

The Wells Fargo Autograph Visa Credit Card wins in 7 of 9 categories. The Quicksilver Secured Rewards leads in 2.

Travel

Quicksilver Secured Rewards earns 5X vs 3X

Entertainment

Quicksilver Secured Rewards earns 5X vs 1X

Gas Stations

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Transit

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Streaming

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Phone Bills

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Dining

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Telecom

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Tolls

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Quicksilver Secured Rewards or Wells Fargo Autograph Visa Credit Card?: The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Quicksilver Secured Rewards or the Wells Fargo Autograph Visa Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Quicksilver Secured Rewards — Full Review All Capital One Cards

Wells Fargo Autograph Visa Credit Card — Full Review All Wells Fargo Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Wells Fargo cards

Quicksilver Secured Rewards vs Wells Fargo Autograph Visa Credit Card

Both cards cost $0/yr. The Quicksilver Secured Rewards is better for travel, while the Wells Fargo Autograph Visa Credit Card wins on travel. Here's how they compare.

Quicksilver Secured Rewards

Capital One

Wells Fargo Autograph Visa Credit Card

Wells Fargo

Fees & Welcome Offer

Annual Fee

Welcome Bonus

—

20,000 Flex point

Earn Rates

Category	Quicksilver Secured Rewards	Wells Fargo Autograph Visa Credit Card
Entertainment	5X	1X
Travel	5X	3X
Dining	1X	3X
Gas Stations	1X	3X
Phone Bills	1X	3X
Streaming	1X	3X

Benefits & Features

Network

MASTERCARD

VISA

Key Benefits

None

Pros & Cons

Pros

—

+3X points on 6 popular categories: dining, travel, gas, transit, streaming, phone bills
+No annual fee with transferable points (rare combination)
+1:1 transfers to 8 airline partners including British Airways, JetBlue, and Virgin Atlantic
+No spending caps on bonus categories
+No foreign transaction fees

Cons

—

−Only 1X on groceries and general shopping
−Welcome bonus of 20,000 points ($200 value) is modest
−Limited hotel transfer options (only Choice Privileges at 1:2 ratio)
−No premium travel benefits like lounge access or travel insurance
−Penalty APR of 29.99% for late payments

Category-by-Category Winner

The Wells Fargo Autograph Visa Credit Card wins in 7 of 9 categories. The Quicksilver Secured Rewards leads in 2.

Travel

Quicksilver Secured Rewards earns 5X vs 3X

Entertainment

Quicksilver Secured Rewards earns 5X vs 1X

Gas Stations

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Transit

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Streaming

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Phone Bills

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Dining

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Telecom

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Tolls

Wells Fargo Autograph Visa Credit Card earns 3X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Quicksilver Secured Rewards or Wells Fargo Autograph Visa Credit Card?: The Wells Fargo Autograph Visa Credit Card has a higher base earn rate (1X vs 0X), but both cards have different bonus categories where they excel.
Should I get the Quicksilver Secured Rewards or the Wells Fargo Autograph Visa Credit Card?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Explore More

Quicksilver Secured Rewards — Full Review All Capital One Cards

Wells Fargo Autograph Visa Credit Card — Full Review All Wells Fargo Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards · Wells Fargo cards

Quicksilver Secured Rewards vs Wells Fargo Autograph Visa Credit Card

Quicksilver Secured Rewards

Wells Fargo Autograph Visa Credit Card

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

Frequently Asked Questions

Explore More

Quicksilver Secured Rewards vs Wells Fargo Autograph Visa Credit Card

Quicksilver Secured Rewards

Wells Fargo Autograph Visa Credit Card

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

Frequently Asked Questions

Explore More

Quicksilver Secured Rewards vs Wells Fargo Autograph Visa Credit Card

Quicksilver Secured Rewards

Wells Fargo Autograph Visa Credit Card

Fees & Welcome Offer

Earn Rates

Benefits & Features

Pros & Cons

Category-by-Category Winner

Frequently Asked Questions

Explore More

Which Card Is Right for You?

Which Card Is Right for You?

Which Card Is Right for You?