Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Quicksilver Secured Rewards?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Quicksilver Secured Rewards?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Quicksilver Secured Rewards?

Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

CardRewards

Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.

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Capital One Quicksilver Cash Rewards Credit Card vs Quicksilver Secured Rewards

Both cards cost $0/yr. The Capital One Quicksilver Cash Rewards Credit Card is better for travel, while the Quicksilver Secured Rewards wins on travel. Here's how they compare.

Capital One Quicksilver Cash Rewards Credit Card

Capital One

Quicksilver Secured Rewards

Capital One

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

—

Earn Rates

Category	Capital One Quicksilver Cash Rewards Credit Card	Quicksilver Secured Rewards
Entertainment	5X	5X
Travel	1X	5X

Benefits & Features

Network

MASTERCARD

Key Benefits

None

Pros & Cons

Pros

+No annual fee keeps costs at zero
+Unlimited 1.5% cash back on all purchases with no caps or rotating categories
+No foreign transaction fees saves 3% on international purchases
+5% back on hotels booked through Capital One Travel portal
+Low $500 spend requirement for welcome bonus is easy to meet

—

Cons

−1.5% flat rate is lower than category-specific cards offer in their bonus categories
−No transfer partners for airline or hotel loyalty programs
−Lacks premium travel protections like trip delay or primary rental car insurance
−Welcome bonus amount is modest compared to premium travel cards
−No bonus categories for everyday spending like dining or groceries

—

Category-by-Category Winner

The Quicksilver Secured Rewards wins in 1 of 1 categories. The Capital One Quicksilver Cash Rewards Credit Card leads in 0.

Travel

Quicksilver Secured Rewards earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Capital One Quicksilver Cash Rewards Credit Card or Quicksilver Secured Rewards?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Quicksilver Secured Rewards?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Green vs Capital One Quicksilver Bank Of America Customized Cash vs Capital One Quicksilver Bank Of America Unlimited Cash vs Capital One Quicksilver Bilt Blue vs Capital One Quicksilver

Explore More

Capital One Quicksilver Cash Rewards Credit Card — Full Review All Capital One Cards

Quicksilver Secured Rewards — Full Review All Capital One Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Capital One Quicksilver Cash Rewards Credit Card vs Quicksilver Secured Rewards

Both cards cost $0/yr. The Capital One Quicksilver Cash Rewards Credit Card is better for travel, while the Quicksilver Secured Rewards wins on travel. Here's how they compare.

Capital One Quicksilver Cash Rewards Credit Card

Capital One

Quicksilver Secured Rewards

Capital One

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

—

Earn Rates

Category	Capital One Quicksilver Cash Rewards Credit Card	Quicksilver Secured Rewards
Entertainment	5X	5X
Travel	1X	5X

Benefits & Features

Network

MASTERCARD

Key Benefits

None

Pros & Cons

Pros

+No annual fee keeps costs at zero
+Unlimited 1.5% cash back on all purchases with no caps or rotating categories
+No foreign transaction fees saves 3% on international purchases
+5% back on hotels booked through Capital One Travel portal
+Low $500 spend requirement for welcome bonus is easy to meet

—

Cons

−1.5% flat rate is lower than category-specific cards offer in their bonus categories
−No transfer partners for airline or hotel loyalty programs
−Lacks premium travel protections like trip delay or primary rental car insurance
−Welcome bonus amount is modest compared to premium travel cards
−No bonus categories for everyday spending like dining or groceries

—

Category-by-Category Winner

The Quicksilver Secured Rewards wins in 1 of 1 categories. The Capital One Quicksilver Cash Rewards Credit Card leads in 0.

Travel

Quicksilver Secured Rewards earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Capital One Quicksilver Cash Rewards Credit Card or Quicksilver Secured Rewards?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Quicksilver Secured Rewards?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Green vs Capital One Quicksilver Bank Of America Customized Cash vs Capital One Quicksilver Bank Of America Unlimited Cash vs Capital One Quicksilver Bilt Blue vs Capital One Quicksilver

Explore More

Capital One Quicksilver Cash Rewards Credit Card — Full Review All Capital One Cards

Quicksilver Secured Rewards — Full Review All Capital One Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards

Capital One Quicksilver Cash Rewards Credit Card vs Quicksilver Secured Rewards

Both cards cost $0/yr. The Capital One Quicksilver Cash Rewards Credit Card is better for travel, while the Quicksilver Secured Rewards wins on travel. Here's how they compare.

Capital One Quicksilver Cash Rewards Credit Card

Capital One

Quicksilver Secured Rewards

Capital One

Fees & Welcome Offer

Annual Fee

Welcome Bonus

200 Cash

—

Earn Rates

Category	Capital One Quicksilver Cash Rewards Credit Card	Quicksilver Secured Rewards
Entertainment	5X	5X
Travel	1X	5X

Benefits & Features

Network

MASTERCARD

Key Benefits

None

Pros & Cons

Pros

+No annual fee keeps costs at zero
+Unlimited 1.5% cash back on all purchases with no caps or rotating categories
+No foreign transaction fees saves 3% on international purchases
+5% back on hotels booked through Capital One Travel portal
+Low $500 spend requirement for welcome bonus is easy to meet

—

Cons

−1.5% flat rate is lower than category-specific cards offer in their bonus categories
−No transfer partners for airline or hotel loyalty programs
−Lacks premium travel protections like trip delay or primary rental car insurance
−Welcome bonus amount is modest compared to premium travel cards
−No bonus categories for everyday spending like dining or groceries

—

Category-by-Category Winner

The Quicksilver Secured Rewards wins in 1 of 1 categories. The Capital One Quicksilver Cash Rewards Credit Card leads in 0.

Travel

Quicksilver Secured Rewards earns 5X vs 1X

Frequently Asked Questions

Which card earns more rewards, the Capital One Quicksilver Cash Rewards Credit Card or Quicksilver Secured Rewards?: Both cards earn 0X on everyday purchases. The difference is in bonus categories — check the earn rate comparison above for a full breakdown.
Should I get the Capital One Quicksilver Cash Rewards Credit Card or the Quicksilver Secured Rewards?: Both cards have the same $0/yr fee. Choose based on which bonus categories match your spending — check the earn rate comparison above.

Related Comparisons

Amex Green vs Capital One Quicksilver Bank Of America Customized Cash vs Capital One Quicksilver Bank Of America Unlimited Cash vs Capital One Quicksilver Bilt Blue vs Capital One Quicksilver

Explore More

Capital One Quicksilver Cash Rewards Credit Card — Full Review All Capital One Cards

Quicksilver Secured Rewards — Full Review All Capital One Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Capital One cards