Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Both cards cost $0/yr. The Spark 1.5X Miles Select is better for car rentals capital one, while the Chase Freedom Flex wins on rotating quarterly. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Spark 1.5X Miles Select | Chase Freedom Flex |
|---|---|---|
| Rotating Quarterly | 1.5X | 5X |
| Drugstores | 1.5X | 3X |
| Everything Else | 1.5X | 1X |
Network
Key Benefits
Pros
Cons
The Chase Freedom Flex wins in 2 of 3 categories. The Spark 1.5X Miles Select leads in 1.
Rotating Quarterly
Chase Freedom Flex earns 5X vs 1.5X
Drugstores
Chase Freedom Flex earns 3X vs 1.5X
Everyday purchases
Spark 1.5X Miles Select earns 1.5X on all other spending vs 1X
Choosing one card means missing out on these benefits from the other.
Choosing Spark 1.5X Miles Select means losing:
Get the Spark 1.5X Miles Select if you:
For everyday spending, the Spark 1.5X Miles Select earns more with its 1.5X base rate.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Both cards cost $0/yr. The Spark 1.5X Miles Select is better for car rentals capital one, while the Chase Freedom Flex wins on rotating quarterly. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Spark 1.5X Miles Select | Chase Freedom Flex |
|---|---|---|
| Rotating Quarterly | 1.5X | 5X |
| Drugstores | 1.5X | 3X |
| Everything Else | 1.5X | 1X |
Network
Key Benefits
Pros
Cons
The Chase Freedom Flex wins in 2 of 3 categories. The Spark 1.5X Miles Select leads in 1.
Rotating Quarterly
Chase Freedom Flex earns 5X vs 1.5X
Drugstores
Chase Freedom Flex earns 3X vs 1.5X
Everyday purchases
Spark 1.5X Miles Select earns 1.5X on all other spending vs 1X
Choosing one card means missing out on these benefits from the other.
Choosing Spark 1.5X Miles Select means losing:
Get the Spark 1.5X Miles Select if you:
For everyday spending, the Spark 1.5X Miles Select earns more with its 1.5X base rate.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.
Both cards cost $0/yr. The Spark 1.5X Miles Select is better for car rentals capital one, while the Chase Freedom Flex wins on rotating quarterly. Here's how they compare.
Annual Fee
Welcome Bonus
| Category | Spark 1.5X Miles Select | Chase Freedom Flex |
|---|---|---|
| Rotating Quarterly | 1.5X | 5X |
| Drugstores | 1.5X | 3X |
| Everything Else | 1.5X | 1X |
Network
Key Benefits
Pros
Cons
The Chase Freedom Flex wins in 2 of 3 categories. The Spark 1.5X Miles Select leads in 1.
Rotating Quarterly
Chase Freedom Flex earns 5X vs 1.5X
Drugstores
Chase Freedom Flex earns 3X vs 1.5X
Everyday purchases
Spark 1.5X Miles Select earns 1.5X on all other spending vs 1X
Choosing one card means missing out on these benefits from the other.
Choosing Spark 1.5X Miles Select means losing:
Get the Spark 1.5X Miles Select if you:
For everyday spending, the Spark 1.5X Miles Select earns more with its 1.5X base rate.
Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.