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$0
Annual Fee
50,000
Capital One Miles · Welcome Bonus
5X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World Elite
Rewards Currency
Capital One Miles
Point Valuation
1–1.85 cpp (mid: 1.5)
Credit Required
Excellent
Welcome Offer
50,000
Capital One Miles
Spend $4,500 in the first 3 months
Benefits & Perks
Program & Transfers
Travel rewards without the complexity
Capital One Miles represent the most straightforward approach to transferable points. Unlike Chase or Amex, every Capital One mile is worth exactly 1 cent when redeemed through the travel portal or purchase eraser, providing a guaranteed floor value that removes redemption anxiety. The program offers 17 airline and 4 hotel transfer partners with a simple 24-hour transfer window. While the partner roster is smaller than competitors, it covers all three major alliances and includes strong options like Turkish Airlines and Avianca LifeMiles for premium cabin awards. Capital One's philosophy emphasizes accessibility: no annual fee required for transfers (even Quicksilver can transfer), no minimum transfer amounts, and no blackout dates on travel portal bookings. This makes it ideal for travelers who want reliable value without mastering complex award charts.
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Details & Terms
| Foreign Transaction Fee | $0 |
Capital One miles are valued at about 1.3 cents per point, making 150,000 miles worth roughly $2,250. The exact value depends on how you redeem them. Transfers to travel partners can make miles worth 2-3 cents or higher, while cash back redemptions reduce their value to 0.5 cents per point.
Miles are far more valuable than cash back for travel redemptions. Using transfer partners and sweet spot redemptions can raise each mile's value to 2-3 cents or higher, while cash back is fixed at about 1 cent per point with no opportunity for outsized redemptions.
The Venture X ($395/year) and Venture Rewards ($95/year) are best for earning transferable miles. The Venture X offers the most perks including Priority Pass, 10x on Capital One Travel hotels, and a $300 annual travel credit. The Venture Rewards has a lower fee but the same 2x earning rate and signup bonus. Both allow partner transfers.
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
$0
Annual Fee
50,000
Capital One Miles · Welcome Bonus
5X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World Elite
Rewards Currency
Capital One Miles
Point Valuation
1–1.85 cpp (mid: 1.5)
Credit Required
Excellent
Welcome Offer
50,000
Capital One Miles
Spend $4,500 in the first 3 months
Benefits & Perks
Program & Transfers
Travel rewards without the complexity
Capital One Miles represent the most straightforward approach to transferable points. Unlike Chase or Amex, every Capital One mile is worth exactly 1 cent when redeemed through the travel portal or purchase eraser, providing a guaranteed floor value that removes redemption anxiety. The program offers 17 airline and 4 hotel transfer partners with a simple 24-hour transfer window. While the partner roster is smaller than competitors, it covers all three major alliances and includes strong options like Turkish Airlines and Avianca LifeMiles for premium cabin awards. Capital One's philosophy emphasizes accessibility: no annual fee required for transfers (even Quicksilver can transfer), no minimum transfer amounts, and no blackout dates on travel portal bookings. This makes it ideal for travelers who want reliable value without mastering complex award charts.
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Details & Terms
| Foreign Transaction Fee | $0 |
Capital One miles are valued at about 1.3 cents per point, making 150,000 miles worth roughly $2,250. The exact value depends on how you redeem them. Transfers to travel partners can make miles worth 2-3 cents or higher, while cash back redemptions reduce their value to 0.5 cents per point.
Miles are far more valuable than cash back for travel redemptions. Using transfer partners and sweet spot redemptions can raise each mile's value to 2-3 cents or higher, while cash back is fixed at about 1 cent per point with no opportunity for outsized redemptions.
The Venture X ($395/year) and Venture Rewards ($95/year) are best for earning transferable miles. The Venture X offers the most perks including Priority Pass, 10x on Capital One Travel hotels, and a $300 annual travel credit. The Venture Rewards has a lower fee but the same 2x earning rate and signup bonus. Both allow partner transfers.
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
$0
Annual Fee
50,000
Capital One Miles · Welcome Bonus
5X
Top Rate
Annual Fee
$0
Foreign Transaction Fee
$0
Network
Mastercard World Elite
Rewards Currency
Capital One Miles
Point Valuation
1–1.85 cpp (mid: 1.5)
Credit Required
Excellent
Welcome Offer
50,000
Capital One Miles
Spend $4,500 in the first 3 months
Benefits & Perks
Program & Transfers
Travel rewards without the complexity
Capital One Miles represent the most straightforward approach to transferable points. Unlike Chase or Amex, every Capital One mile is worth exactly 1 cent when redeemed through the travel portal or purchase eraser, providing a guaranteed floor value that removes redemption anxiety. The program offers 17 airline and 4 hotel transfer partners with a simple 24-hour transfer window. While the partner roster is smaller than competitors, it covers all three major alliances and includes strong options like Turkish Airlines and Avianca LifeMiles for premium cabin awards. Capital One's philosophy emphasizes accessibility: no annual fee required for transfers (even Quicksilver can transfer), no minimum transfer amounts, and no blackout dates on travel portal bookings. This makes it ideal for travelers who want reliable value without mastering complex award charts.
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Details & Terms
| Foreign Transaction Fee | $0 |
Capital One miles are valued at about 1.3 cents per point, making 150,000 miles worth roughly $2,250. The exact value depends on how you redeem them. Transfers to travel partners can make miles worth 2-3 cents or higher, while cash back redemptions reduce their value to 0.5 cents per point.
Miles are far more valuable than cash back for travel redemptions. Using transfer partners and sweet spot redemptions can raise each mile's value to 2-3 cents or higher, while cash back is fixed at about 1 cent per point with no opportunity for outsized redemptions.
The Venture X ($395/year) and Venture Rewards ($95/year) are best for earning transferable miles. The Venture X offers the most perks including Priority Pass, 10x on Capital One Travel hotels, and a $300 annual travel credit. The Venture Rewards has a lower fee but the same 2x earning rate and signup bonus. Both allow partner transfers.
Media & Resources
| Source | Date | URL |
|---|---|---|
| — | — | View source |
Estimated annual value: $95
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $10/mo Instacart+ | — | Delivery | — | |
| $5/mo Lyft + airport savings | — | Transit & Rideshare | — | |
| $3/mo Peacock | — | Streaming | — | |
| $2.50/mo transit | — | Transit & Rideshare | — |
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Our business cards offer services to help you during auto-related emergencies, such as jump-starting, tire changing and towing.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Deductible: 50
With your Spark card, you’re covered for any damage or theft that may happen when you rent an eligible car.
Get free additional warranty and protection on eligible items that you purchase with your card.
Transfer your Capital One Miles to 22 leading loyalty programs for maximum value.
Most partners accept Capital One Miles at a 1:1 ratio with instant or near-instant transfers.
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 1:1 | instant | — | — | |
| 4:3 | instant | — | — | |
| 4:3 | instant | — | — | |
| 1:1 | instant | — | — | |
| 4:3 | instant | — | — | |
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Short-haul intra-Europe flights | 4,000 | British Airways Avios | economy | europe |
| Domestic US in Business on a Partner | 6,000 | Etihad Guest | economy | united_states |
| US to South America in Economy | 7,100 | Avianca Lifemiles | economy | south_america |
| Intra-Europe in Economy | 7,500 | Flying Blue | economy | europe |
| Domestic US in Economy on a Partner | 10,000 | Avianca Lifemiles | economy | united_states |
| US to Mexico in Economy on a Partner | 11,500 | Flying Blue | economy | central_america |
| US to South America in Business | 22,500 | Avianca Lifemiles | business | south_america |
| Domestic US and Canada in Business | 22,500 | Turkish Miles Smiles | business | united_states |
| US to Europe in Economy | 25,000 | Flying Blue | economy | europe |
| US to Northern Africa in Economy | 25,000 | Flying Blue | economy | africa |
| US to Hong Kong in Economy | 27,000 | Cathay Asia Miles | economy | asia |
| US to Japan in Economy | 27,000 | Japan Airlines Mileage Bank | economy | asia |
| US to Mexico in Business on a Partner | 30,000 | Flying Blue | business | central_america |
| Domestic US and Canada in First Class | 30,000 | Turkish Miles Smiles | first | united_states |
| US to Southeast Asia in Economy | 38,000 | Cathay Asia Miles | economy | asia |
| US to Japan in Economy on a Partner | 43,500 | Qantas Frequent Flyer | economy | asia |
| US to Southeast Asia in Economy on Singapore Air | 44,000 | Singapore Krisflyer | economy | asia |
| US to Hong Kong in Economy on a Partner | 47,000 | Cathay Asia Miles | economy | asia |
| Domestic US in First Class on a Partner | 50,000 | Etihad Guest | first | united_states |
| Within Asia in Business | 50,000 | Tap Miles Go | business | asia |
Showing top 20 of 30 sweet spots
Each bank has its own rules on card limits and bonus eligibility. Capital One's 1/6 rule states you cannot get two Capital One cards within six months. Other limits may apply, but many are unwritten and inconsistently enforced.
Both travel portals are similar, but card benefits set them apart. The Venture X includes a $300 annual portal credit, while the Chase Sapphire Reserve offers Points Boost on select bookings, making points worth up to 1.5-2x more. Capital One offers simpler, consistent 1 cent per mile portal value across all cards.
Capital One has one of the most generous sharing programs, allowing rewards to be shared between any Capital One miles-earning accounts with no fees or limits. You can also combine miles from cash back cards into miles-earning cards you own.
Capital One mile transfers to airline and hotel partners are instant in most cases, typically completing within minutes. The stated transfer time is up to 24 hours, but most transfers process much faster.
Estimated annual value: $95
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $10/mo Instacart+ | — | Delivery | — | |
| $5/mo Lyft + airport savings | — | Transit & Rideshare | — | |
| $3/mo Peacock | — | Streaming | — | |
| $2.50/mo transit | — | Transit & Rideshare | — |
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Our business cards offer services to help you during auto-related emergencies, such as jump-starting, tire changing and towing.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Deductible: 50
With your Spark card, you’re covered for any damage or theft that may happen when you rent an eligible car.
Get free additional warranty and protection on eligible items that you purchase with your card.
Transfer your Capital One Miles to 22 leading loyalty programs for maximum value.
Most partners accept Capital One Miles at a 1:1 ratio with instant or near-instant transfers.
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 1:1 | instant | — | — | |
| 4:3 | instant | — | — | |
| 4:3 | instant | — | — | |
| 1:1 | instant | — | — | |
| 4:3 | instant | — | — | |
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Short-haul intra-Europe flights | 4,000 | British Airways Avios | economy | europe |
| Domestic US in Business on a Partner | 6,000 | Etihad Guest | economy | united_states |
| US to South America in Economy | 7,100 | Avianca Lifemiles | economy | south_america |
| Intra-Europe in Economy | 7,500 | Flying Blue | economy | europe |
| Domestic US in Economy on a Partner | 10,000 | Avianca Lifemiles | economy | united_states |
| US to Mexico in Economy on a Partner | 11,500 | Flying Blue | economy | central_america |
| US to South America in Business | 22,500 | Avianca Lifemiles | business | south_america |
| Domestic US and Canada in Business | 22,500 | Turkish Miles Smiles | business | united_states |
| US to Europe in Economy | 25,000 | Flying Blue | economy | europe |
| US to Northern Africa in Economy | 25,000 | Flying Blue | economy | africa |
| US to Hong Kong in Economy | 27,000 | Cathay Asia Miles | economy | asia |
| US to Japan in Economy | 27,000 | Japan Airlines Mileage Bank | economy | asia |
| US to Mexico in Business on a Partner | 30,000 | Flying Blue | business | central_america |
| Domestic US and Canada in First Class | 30,000 | Turkish Miles Smiles | first | united_states |
| US to Southeast Asia in Economy | 38,000 | Cathay Asia Miles | economy | asia |
| US to Japan in Economy on a Partner | 43,500 | Qantas Frequent Flyer | economy | asia |
| US to Southeast Asia in Economy on Singapore Air | 44,000 | Singapore Krisflyer | economy | asia |
| US to Hong Kong in Economy on a Partner | 47,000 | Cathay Asia Miles | economy | asia |
| Domestic US in First Class on a Partner | 50,000 | Etihad Guest | first | united_states |
| Within Asia in Business | 50,000 | Tap Miles Go | business | asia |
Showing top 20 of 30 sweet spots
Each bank has its own rules on card limits and bonus eligibility. Capital One's 1/6 rule states you cannot get two Capital One cards within six months. Other limits may apply, but many are unwritten and inconsistently enforced.
Both travel portals are similar, but card benefits set them apart. The Venture X includes a $300 annual portal credit, while the Chase Sapphire Reserve offers Points Boost on select bookings, making points worth up to 1.5-2x more. Capital One offers simpler, consistent 1 cent per mile portal value across all cards.
Capital One has one of the most generous sharing programs, allowing rewards to be shared between any Capital One miles-earning accounts with no fees or limits. You can also combine miles from cash back cards into miles-earning cards you own.
Capital One mile transfers to airline and hotel partners are instant in most cases, typically completing within minutes. The stated transfer time is up to 24 hours, but most transfers process much faster.
Estimated annual value: $95
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $10/mo Instacart+ | — | Delivery | — | |
| $5/mo Lyft + airport savings | — | Transit & Rideshare | — | |
| $3/mo Peacock | — | Streaming | — | |
| $2.50/mo transit | — | Transit & Rideshare | — |
Complimentary HealthLock membership monitors for medical identity fraud, prescription fraud, and unauthorized insurance claims.
Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.
Our business cards offer services to help you during auto-related emergencies, such as jump-starting, tire changing and towing.
Protection for cell phone damage or theft with $50 deductible and up to $1,000 annual limit.
Deductible: 50
With your Spark card, you’re covered for any damage or theft that may happen when you rent an eligible car.
Get free additional warranty and protection on eligible items that you purchase with your card.
Transfer your Capital One Miles to 22 leading loyalty programs for maximum value.
Most partners accept Capital One Miles at a 1:1 ratio with instant or near-instant transfers.
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 1:1 | instant | — | — | |
| 4:3 | instant | — | — | |
| 4:3 | instant | — | — | |
| 1:1 | instant | — | — | |
| 4:3 | instant | — | — | |
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Short-haul intra-Europe flights | 4,000 | British Airways Avios | economy | europe |
| Domestic US in Business on a Partner | 6,000 | Etihad Guest | economy | united_states |
| US to South America in Economy | 7,100 | Avianca Lifemiles | economy | south_america |
| Intra-Europe in Economy | 7,500 | Flying Blue | economy | europe |
| Domestic US in Economy on a Partner | 10,000 | Avianca Lifemiles | economy | united_states |
| US to Mexico in Economy on a Partner | 11,500 | Flying Blue | economy | central_america |
| US to South America in Business | 22,500 | Avianca Lifemiles | business | south_america |
| Domestic US and Canada in Business | 22,500 | Turkish Miles Smiles | business | united_states |
| US to Europe in Economy | 25,000 | Flying Blue | economy | europe |
| US to Northern Africa in Economy | 25,000 | Flying Blue | economy | africa |
| US to Hong Kong in Economy | 27,000 | Cathay Asia Miles | economy | asia |
| US to Japan in Economy | 27,000 | Japan Airlines Mileage Bank | economy | asia |
| US to Mexico in Business on a Partner | 30,000 | Flying Blue | business | central_america |
| Domestic US and Canada in First Class | 30,000 | Turkish Miles Smiles | first | united_states |
| US to Southeast Asia in Economy | 38,000 | Cathay Asia Miles | economy | asia |
| US to Japan in Economy on a Partner | 43,500 | Qantas Frequent Flyer | economy | asia |
| US to Southeast Asia in Economy on Singapore Air | 44,000 | Singapore Krisflyer | economy | asia |
| US to Hong Kong in Economy on a Partner | 47,000 | Cathay Asia Miles | economy | asia |
| Domestic US in First Class on a Partner | 50,000 | Etihad Guest | first | united_states |
| Within Asia in Business | 50,000 | Tap Miles Go | business | asia |
Showing top 20 of 30 sweet spots
Each bank has its own rules on card limits and bonus eligibility. Capital One's 1/6 rule states you cannot get two Capital One cards within six months. Other limits may apply, but many are unwritten and inconsistently enforced.
Both travel portals are similar, but card benefits set them apart. The Venture X includes a $300 annual portal credit, while the Chase Sapphire Reserve offers Points Boost on select bookings, making points worth up to 1.5-2x more. Capital One offers simpler, consistent 1 cent per mile portal value across all cards.
Capital One has one of the most generous sharing programs, allowing rewards to be shared between any Capital One miles-earning accounts with no fees or limits. You can also combine miles from cash back cards into miles-earning cards you own.
Capital One mile transfers to airline and hotel partners are instant in most cases, typically completing within minutes. The stated transfer time is up to 24 hours, but most transfers process much faster.
| 1:1 |
| instant |
| — |
| — |
| 1:1 | instant | 108% | 1.5 cpp |
| 1:1 | instant | 100% | — |
| 1:1 | instant | 100% | 1.4 cpp |
| 1:1 | instant | 92% | — |
| 1:1 | instant | 92% | — |
| 1:1 | instant | 85% | — |
| 1:1 | instant | 85% | — |
| 1:1 | instant | 62% | — |
| 5:3 | instant | 60% | 1.35 cpp |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 1:2 | instant | — | — | |
| 2:1 | instant | 85% | 2 cpp | |
| 1:1 | instant | 77% | 1 cpp | |
| 1:1 | instant | 54% | 0.6 cpp |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
turkish_miles_and_smiles | 1:1 | instant | — | — |
cathay_pacific_asia_miles | 1:1 | instant | — | — |
air_france_klm_flying_blue | 1:1 | instant | 100% | — |
| 1:1 |
| instant |
| — |
| — |
| 1:1 | instant | 108% | 1.5 cpp |
| 1:1 | instant | 100% | — |
| 1:1 | instant | 100% | 1.4 cpp |
| 1:1 | instant | 92% | — |
| 1:1 | instant | 92% | — |
| 1:1 | instant | 85% | — |
| 1:1 | instant | 85% | — |
| 1:1 | instant | 62% | — |
| 5:3 | instant | 60% | 1.35 cpp |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 1:2 | instant | — | — | |
| 2:1 | instant | 85% | 2 cpp | |
| 1:1 | instant | 77% | 1 cpp | |
| 1:1 | instant | 54% | 0.6 cpp |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
turkish_miles_and_smiles | 1:1 | instant | — | — |
cathay_pacific_asia_miles | 1:1 | instant | — | — |
air_france_klm_flying_blue | 1:1 | instant | 100% | — |
| 1:1 |
| instant |
| — |
| — |
| 1:1 | instant | 108% | 1.5 cpp |
| 1:1 | instant | 100% | — |
| 1:1 | instant | 100% | 1.4 cpp |
| 1:1 | instant | 92% | — |
| 1:1 | instant | 92% | — |
| 1:1 | instant | 85% | — |
| 1:1 | instant | 85% | — |
| 1:1 | instant | 62% | — |
| 5:3 | instant | 60% | 1.35 cpp |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 1:2 | instant | — | — | |
| 2:1 | instant | 85% | 2 cpp | |
| 1:1 | instant | 77% | 1 cpp | |
| 1:1 | instant | 54% | 0.6 cpp |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
turkish_miles_and_smiles | 1:1 | instant | — | — |
cathay_pacific_asia_miles | 1:1 | instant | — | — |
air_france_klm_flying_blue | 1:1 | instant | 100% | — |
