Is the Marriott Bonvoy Bountiful Credit Card worth the higher annual fee?

The Marriott Bonvoy Bountiful Credit Card costs $250/yr vs $95/yr for the Chase Sapphire Preferred Card. The higher fee that can offset the cost for frequent travelers.

Which card earns more rewards, the Chase Sapphire Preferred Card or Marriott Bonvoy Bountiful Credit Card?

The Marriott Bonvoy Bountiful Credit Card has a higher base earn rate (2X vs 1X), but both cards have different bonus categories where they excel.

What benefits does the Chase Sapphire Preferred Card have that the Marriott Bonvoy Bountiful Credit Card doesn't?

The Chase Sapphire Preferred Card offers travel credits. The Marriott Bonvoy Bountiful Credit Card focuses more on earn rates than premium perks.

Is the Marriott Bonvoy Bountiful Credit Card worth the higher annual fee?

The Marriott Bonvoy Bountiful Credit Card costs $250/yr vs $95/yr for the Chase Sapphire Preferred Card. The higher fee that can offset the cost for frequent travelers.

Which card earns more rewards, the Chase Sapphire Preferred Card or Marriott Bonvoy Bountiful Credit Card?

The Marriott Bonvoy Bountiful Credit Card has a higher base earn rate (2X vs 1X), but both cards have different bonus categories where they excel.

What benefits does the Chase Sapphire Preferred Card have that the Marriott Bonvoy Bountiful Credit Card doesn't?

The Chase Sapphire Preferred Card offers travel credits. The Marriott Bonvoy Bountiful Credit Card focuses more on earn rates than premium perks.

Is the Marriott Bonvoy Bountiful Credit Card worth the higher annual fee?

The Marriott Bonvoy Bountiful Credit Card costs $250/yr vs $95/yr for the Chase Sapphire Preferred Card. The higher fee that can offset the cost for frequent travelers.

Which card earns more rewards, the Chase Sapphire Preferred Card or Marriott Bonvoy Bountiful Credit Card?

The Marriott Bonvoy Bountiful Credit Card has a higher base earn rate (2X vs 1X), but both cards have different bonus categories where they excel.

What benefits does the Chase Sapphire Preferred Card have that the Marriott Bonvoy Bountiful Credit Card doesn't?

The Chase Sapphire Preferred Card offers travel credits. The Marriott Bonvoy Bountiful Credit Card focuses more on earn rates than premium perks.

CardRewards

Editorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.

Chase Sapphire Preferred Card vs Marriott Bonvoy Bountiful Credit Card

The Chase Sapphire Preferred Card ($95/yr) is better for everyday value, while the Marriott Bonvoy Bountiful Credit Card ($250/yr) is worth it for frequent travelers who can use its premium perks. Here's the full comparison.

Chase Sapphire Preferred Card

Chase

Marriott Bonvoy Bountiful Credit Card

Chase

Fees & Welcome Offer

Annual Fee

$95

$250

Welcome Bonus

75,000 Flex point

85,000 Hotel

Earn Rates

Category	Chase Sapphire Preferred Card	Marriott Bonvoy Bountiful Credit Card
Marriott Hotels	1X	6X

Category-by-Category Winner

The Marriott Bonvoy Bountiful Credit Card wins in 4 of 7 categories. The Chase Sapphire Preferred Card leads in 3.

Dining

Marriott Bonvoy Bountiful Credit Card earns 4X vs 3X

Streaming

Chase Sapphire Preferred Card earns 3X vs 2X

Online Groceries

Chase Sapphire Preferred Card earns 3X vs 2X

Grocery Delivery

Chase Sapphire Preferred Card earns 3X vs 2X

Marriott Hotels

Marriott Bonvoy Bountiful Credit Card earns 6X vs 1X

Grocery Stores

Marriott Bonvoy Bountiful Credit Card earns 4X vs 1X

Everyday purchases

Marriott Bonvoy Bountiful Credit Card earns 2X on all other spending vs 1X

Is the Fee Difference Worth It?

The Marriott Bonvoy Bountiful Credit Card costs $250/yr — that's $155 more than the Chase Sapphire Preferred Card ($95/yr). To justify that gap, you need to extract at least $155 in annual value from the card's higher earn rates and benefits.

Bottom line: The $155 difference is moderate. If you spend consistently on marriott hotels and dining, the Marriott Bonvoy Bountiful Credit Card's higher earn rates and benefits can easily cover the gap.

The Bottom Line

The Chase Sapphire Preferred Card has a lower annual fee ($95 vs $250), making it the more accessible option.

For everyday spending, the Marriott Bonvoy Bountiful Credit Card earns more with its 2X base rate.

Choose the Chase Sapphire Preferred Card if you want solid rewards with a lower cost of entry. Choose the Marriott Bonvoy Bountiful Credit Card if you travel frequently and can maximize its premium benefits.

Frequently Asked Questions

Is the Marriott Bonvoy Bountiful Credit Card worth the higher annual fee?: The Marriott Bonvoy Bountiful Credit Card costs $250/yr vs $95/yr for the Chase Sapphire Preferred Card. The higher fee that can offset the cost for frequent travelers.
Which card earns more rewards, the Chase Sapphire Preferred Card or Marriott Bonvoy Bountiful Credit Card?: The Marriott Bonvoy Bountiful Credit Card has a higher base earn rate (2X vs 1X), but both cards have different bonus categories where they excel.
What benefits does the Chase Sapphire Preferred Card have that the Marriott Bonvoy Bountiful Credit Card doesn't?: The Chase Sapphire Preferred Card offers travel credits. The Marriott Bonvoy Bountiful Credit Card focuses more on earn rates than premium perks.
Should I get the Chase Sapphire Preferred Card or the Marriott Bonvoy Bountiful Credit Card?: Choose the Chase Sapphire Preferred Card if you want lower fees and solid rewards. Pick the Marriott Bonvoy Bountiful Credit Card if you spend enough to justify the $250/yr fee through its premium benefits and higher earn rates.

Related Comparisons

Amex Gold vs Chase Sapphire Preferred Amex Green vs Chase Sapphire Preferred Amex Platinum vs Chase Sapphire Preferred Capital One Venture vs Chase Sapphire Preferred

Explore More

Chase Sapphire Preferred Card — Full Review All Chase Cards

Marriott Bonvoy Bountiful Credit Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards

Editorial disclosure: The analysis on this page is based on publicly available card data and is updated regularly. CardRewards.ai is an independent comparison service. Card issuers do not influence our rankings or editorial content. Last updated: June 2026.

Chase Sapphire Preferred Card vs Marriott Bonvoy Bountiful Credit Card

Chase Sapphire Preferred Card

Chase

Marriott Bonvoy Bountiful Credit Card

Chase

Fees & Welcome Offer

Annual Fee

$95

$250

Welcome Bonus

75,000 Flex point

85,000 Hotel

Earn Rates

Category	Chase Sapphire Preferred Card	Marriott Bonvoy Bountiful Credit Card
Marriott Hotels	1X	6X

Category-by-Category Winner

The Marriott Bonvoy Bountiful Credit Card wins in 4 of 7 categories. The Chase Sapphire Preferred Card leads in 3.

Dining

Marriott Bonvoy Bountiful Credit Card earns 4X vs 3X

Streaming

Chase Sapphire Preferred Card earns 3X vs 2X

Online Groceries

Chase Sapphire Preferred Card earns 3X vs 2X

Grocery Delivery

Chase Sapphire Preferred Card earns 3X vs 2X

Marriott Hotels

Marriott Bonvoy Bountiful Credit Card earns 6X vs 1X

Grocery Stores

Marriott Bonvoy Bountiful Credit Card earns 4X vs 1X

Everyday purchases

Marriott Bonvoy Bountiful Credit Card earns 2X on all other spending vs 1X

Is the Fee Difference Worth It?

The Bottom Line

The Chase Sapphire Preferred Card has a lower annual fee ($95 vs $250), making it the more accessible option.

For everyday spending, the Marriott Bonvoy Bountiful Credit Card earns more with its 2X base rate.

Frequently Asked Questions

Is the Marriott Bonvoy Bountiful Credit Card worth the higher annual fee?: The Marriott Bonvoy Bountiful Credit Card costs $250/yr vs $95/yr for the Chase Sapphire Preferred Card. The higher fee that can offset the cost for frequent travelers.
Which card earns more rewards, the Chase Sapphire Preferred Card or Marriott Bonvoy Bountiful Credit Card?: The Marriott Bonvoy Bountiful Credit Card has a higher base earn rate (2X vs 1X), but both cards have different bonus categories where they excel.
What benefits does the Chase Sapphire Preferred Card have that the Marriott Bonvoy Bountiful Credit Card doesn't?: The Chase Sapphire Preferred Card offers travel credits. The Marriott Bonvoy Bountiful Credit Card focuses more on earn rates than premium perks.
Should I get the Chase Sapphire Preferred Card or the Marriott Bonvoy Bountiful Credit Card?: Choose the Chase Sapphire Preferred Card if you want lower fees and solid rewards. Pick the Marriott Bonvoy Bountiful Credit Card if you spend enough to justify the $250/yr fee through its premium benefits and higher earn rates.

Related Comparisons

Amex Gold vs Chase Sapphire Preferred Amex Green vs Chase Sapphire Preferred Amex Platinum vs Chase Sapphire Preferred Capital One Venture vs Chase Sapphire Preferred

Explore More

Chase Sapphire Preferred Card — Full Review All Chase Cards

Marriott Bonvoy Bountiful Credit Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards

Chase Sapphire Preferred Card vs Marriott Bonvoy Bountiful Credit Card

Chase Sapphire Preferred Card

Chase

Marriott Bonvoy Bountiful Credit Card

Chase

Fees & Welcome Offer

Annual Fee

$95

$250

Welcome Bonus

75,000 Flex point

85,000 Hotel

Earn Rates

Category	Chase Sapphire Preferred Card	Marriott Bonvoy Bountiful Credit Card
Marriott Hotels	1X	6X

Category-by-Category Winner

The Marriott Bonvoy Bountiful Credit Card wins in 4 of 7 categories. The Chase Sapphire Preferred Card leads in 3.

Dining

Marriott Bonvoy Bountiful Credit Card earns 4X vs 3X

Streaming

Chase Sapphire Preferred Card earns 3X vs 2X

Online Groceries

Chase Sapphire Preferred Card earns 3X vs 2X

Grocery Delivery

Chase Sapphire Preferred Card earns 3X vs 2X

Marriott Hotels

Marriott Bonvoy Bountiful Credit Card earns 6X vs 1X

Grocery Stores

Marriott Bonvoy Bountiful Credit Card earns 4X vs 1X

Everyday purchases

Marriott Bonvoy Bountiful Credit Card earns 2X on all other spending vs 1X

Is the Fee Difference Worth It?

The Bottom Line

The Chase Sapphire Preferred Card has a lower annual fee ($95 vs $250), making it the more accessible option.

For everyday spending, the Marriott Bonvoy Bountiful Credit Card earns more with its 2X base rate.

Frequently Asked Questions

Is the Marriott Bonvoy Bountiful Credit Card worth the higher annual fee?: The Marriott Bonvoy Bountiful Credit Card costs $250/yr vs $95/yr for the Chase Sapphire Preferred Card. The higher fee that can offset the cost for frequent travelers.
Which card earns more rewards, the Chase Sapphire Preferred Card or Marriott Bonvoy Bountiful Credit Card?: The Marriott Bonvoy Bountiful Credit Card has a higher base earn rate (2X vs 1X), but both cards have different bonus categories where they excel.
What benefits does the Chase Sapphire Preferred Card have that the Marriott Bonvoy Bountiful Credit Card doesn't?: The Chase Sapphire Preferred Card offers travel credits. The Marriott Bonvoy Bountiful Credit Card focuses more on earn rates than premium perks.
Should I get the Chase Sapphire Preferred Card or the Marriott Bonvoy Bountiful Credit Card?: Choose the Chase Sapphire Preferred Card if you want lower fees and solid rewards. Pick the Marriott Bonvoy Bountiful Credit Card if you spend enough to justify the $250/yr fee through its premium benefits and higher earn rates.

Related Comparisons

Amex Gold vs Chase Sapphire Preferred Amex Green vs Chase Sapphire Preferred Amex Platinum vs Chase Sapphire Preferred Capital One Venture vs Chase Sapphire Preferred

Explore More

Chase Sapphire Preferred Card — Full Review All Chase Cards

Marriott Bonvoy Bountiful Credit Card — Full Review All Chase Cards

Browse all comparisons →Browse all card categories →

Official issuer pages: Chase cards

Benefits & Features

Network

VISA

Key Benefits

✓Travel credit

✓Travel insurance

✓Purchase protection

✓Travel insurance

Pros & Cons

Pros

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

—

Cons

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

—

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Marriott Bonvoy Bountiful Credit Card means losing:

-Annual travel credit
-Purchase protection

Which Card Is Right for You?

Get the Chase Sapphire Preferred Card if you:

+Want strong rewards without a large annual fee commitment

Get the Marriott Bonvoy Bountiful Credit Card if you:

+Do most of your spending at grocery stores
+Prefer a high flat rate across all spending

Benefits & Features

Network

VISA

Key Benefits

✓Travel credit

✓Travel insurance

✓Purchase protection

✓Travel insurance

Pros & Cons

Pros

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

—

Cons

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

—

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Marriott Bonvoy Bountiful Credit Card means losing:

-Annual travel credit
-Purchase protection

Which Card Is Right for You?

Get the Chase Sapphire Preferred Card if you:

+Want strong rewards without a large annual fee commitment

Get the Marriott Bonvoy Bountiful Credit Card if you:

+Do most of your spending at grocery stores
+Prefer a high flat rate across all spending

Benefits & Features

Network

VISA

Key Benefits

✓Travel credit

✓Travel insurance

✓Purchase protection

✓Travel insurance

Pros & Cons

Pros

+75,000 point welcome bonus worth $937+ via transfers
+$95 annual fee offset by $50 hotel credit
+1:1 transfer to 13+ airline and hotel partners including Hyatt
+5X on Chase Travel, 3X dining, streaming, online groceries
+Trip cancellation, delay, and lost luggage insurance included

—

Cons

−$95 annual fee vs $0 Freedom cards
−No lounge access included
−Secondary rental car coverage only (not primary)
−5/24 rule restricts applicants with 5+ cards in 24 months
−No 0% intro APR offer

—

What You Give Up

Choosing one card means missing out on these benefits from the other.

Choosing Marriott Bonvoy Bountiful Credit Card means losing:

-Annual travel credit
-Purchase protection

Which Card Is Right for You?

Get the Chase Sapphire Preferred Card if you:

+Want strong rewards without a large annual fee commitment

Get the Marriott Bonvoy Bountiful Credit Card if you:

+Do most of your spending at grocery stores
+Prefer a high flat rate across all spending