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$390/Year in Credits, Companion Certificate, and 3X Delta Miles for $350
Earn 3X miles on Delta purchases and 2X on hotels, dining, and U.S. supermarkets, plus $240/year in Resy and ride-hailing credits, a $150 Delta Stays credit, and an annual Companion Certificate — all for a $350 annual fee that the credits alone can offset.
$350
Annual Fee
80,000
Airline · Welcome Bonus
3X
Top Rate
Annual Fee
$350
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Amex Standard
Rewards Currency
Delta SkyMiles
Point Valuation
1–1.25 cpp (mid: 1.2)
Credit Required
Good to Excellent
Welcome Offer
80,000
Airline
Spend $4,000 in the first 6 months
Earn 80,000 bonus miles after spending $4,000 in purchases within the first 6 months of card membership. At 1.25 cents per mile, that is worth $1,000 toward Delta flights — enough for 2 domestic round trips or a one-way premium cabin ticket.
Benefits & Perks
Program & Transfers
America's premium airline rewards program
Delta SkyMiles is the loyalty program of Delta Air Lines, serving over 100 million members worldwide. As a founding member of the SkyTeam alliance, SkyMiles miles can be earned and redeemed across 19 partner airlines including Air France, KLM, Korean Air, and Virgin Atlantic. The program offers revenue-based earning on Delta flights and status qualification through Medallion tiers. Delta operates the largest airline network in the United States with major hubs in Atlanta, Minneapolis, Detroit, Seattle, Los Angeles, and New York. SkyMiles members earn miles based on ticket price rather than distance, with Medallion elite members earning bonus miles on every flight. The program is known for strong premium cabin availability on domestic routes and competitive pricing for SkyTeam partner awards. SkyMiles partners with American Express for co-branded credit cards that offer accelerated earning, free checked bags, and priority boarding. Higher-tier cards grant automatic Medallion status and companion certificates worth up to $1,000 in travel value annually.
Reviews & Analysis
Details & Terms
| Rule | Details |
|---|---|
| Amex 2/90 | You'll be declined if you apply for a third Amex card in 90 days |
| Amex 4 Credit | Amex will decline your application if you already have 5 credit cards (not charge) and apply for a sixth |
| Delta Family | When applying for Delta personal cards, start with the lowest tiered card in the family to be eligible for the signup bonus on each remaining card |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Amex 1/7 | Amex allows only 1 bonus per specific card every 7 years (yours or that version of the card) |
| Amex Popup Jail | After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus |
| Purchase APR | 21.49%–29.49% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee |
$390/Year in Credits, Companion Certificate, and 3X Delta Miles for $350
Earn 3X miles on Delta purchases and 2X on hotels, dining, and U.S. supermarkets, plus $240/year in Resy and ride-hailing credits, a $150 Delta Stays credit, and an annual Companion Certificate — all for a $350 annual fee that the credits alone can offset.
$350
Annual Fee
80,000
Airline · Welcome Bonus
3X
Top Rate
Annual Fee
$350
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Amex Standard
Rewards Currency
Delta SkyMiles
Point Valuation
1–1.25 cpp (mid: 1.2)
Credit Required
Good to Excellent
Welcome Offer
80,000
Airline
Spend $4,000 in the first 6 months
Earn 80,000 bonus miles after spending $4,000 in purchases within the first 6 months of card membership. At 1.25 cents per mile, that is worth $1,000 toward Delta flights — enough for 2 domestic round trips or a one-way premium cabin ticket.
Benefits & Perks
Program & Transfers
America's premium airline rewards program
Delta SkyMiles is the loyalty program of Delta Air Lines, serving over 100 million members worldwide. As a founding member of the SkyTeam alliance, SkyMiles miles can be earned and redeemed across 19 partner airlines including Air France, KLM, Korean Air, and Virgin Atlantic. The program offers revenue-based earning on Delta flights and status qualification through Medallion tiers. Delta operates the largest airline network in the United States with major hubs in Atlanta, Minneapolis, Detroit, Seattle, Los Angeles, and New York. SkyMiles members earn miles based on ticket price rather than distance, with Medallion elite members earning bonus miles on every flight. The program is known for strong premium cabin availability on domestic routes and competitive pricing for SkyTeam partner awards. SkyMiles partners with American Express for co-branded credit cards that offer accelerated earning, free checked bags, and priority boarding. Higher-tier cards grant automatic Medallion status and companion certificates worth up to $1,000 in travel value annually.
Reviews & Analysis
Details & Terms
| Rule | Details |
|---|---|
| Amex 2/90 | You'll be declined if you apply for a third Amex card in 90 days |
| Amex 4 Credit | Amex will decline your application if you already have 5 credit cards (not charge) and apply for a sixth |
| Delta Family | When applying for Delta personal cards, start with the lowest tiered card in the family to be eligible for the signup bonus on each remaining card |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Amex 1/7 | Amex allows only 1 bonus per specific card every 7 years (yours or that version of the card) |
| Amex Popup Jail | After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus |
| Purchase APR | 21.49%–29.49% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee |
$390/Year in Credits, Companion Certificate, and 3X Delta Miles for $350
Earn 3X miles on Delta purchases and 2X on hotels, dining, and U.S. supermarkets, plus $240/year in Resy and ride-hailing credits, a $150 Delta Stays credit, and an annual Companion Certificate — all for a $350 annual fee that the credits alone can offset.
$350
Annual Fee
80,000
Airline · Welcome Bonus
3X
Top Rate
Annual Fee
$350
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Amex Standard
Rewards Currency
Delta SkyMiles
Point Valuation
1–1.25 cpp (mid: 1.2)
Credit Required
Good to Excellent
Welcome Offer
80,000
Airline
Spend $4,000 in the first 6 months
Earn 80,000 bonus miles after spending $4,000 in purchases within the first 6 months of card membership. At 1.25 cents per mile, that is worth $1,000 toward Delta flights — enough for 2 domestic round trips or a one-way premium cabin ticket.
Benefits & Perks
Program & Transfers
America's premium airline rewards program
Delta SkyMiles is the loyalty program of Delta Air Lines, serving over 100 million members worldwide. As a founding member of the SkyTeam alliance, SkyMiles miles can be earned and redeemed across 19 partner airlines including Air France, KLM, Korean Air, and Virgin Atlantic. The program offers revenue-based earning on Delta flights and status qualification through Medallion tiers. Delta operates the largest airline network in the United States with major hubs in Atlanta, Minneapolis, Detroit, Seattle, Los Angeles, and New York. SkyMiles members earn miles based on ticket price rather than distance, with Medallion elite members earning bonus miles on every flight. The program is known for strong premium cabin availability on domestic routes and competitive pricing for SkyTeam partner awards. SkyMiles partners with American Express for co-branded credit cards that offer accelerated earning, free checked bags, and priority boarding. Higher-tier cards grant automatic Medallion status and companion certificates worth up to $1,000 in travel value annually.
Reviews & Analysis
Details & Terms
| Rule | Details |
|---|---|
| Amex 2/90 | You'll be declined if you apply for a third Amex card in 90 days |
| Amex 4 Credit | Amex will decline your application if you already have 5 credit cards (not charge) and apply for a sixth |
| Delta Family | When applying for Delta personal cards, start with the lowest tiered card in the family to be eligible for the signup bonus on each remaining card |
| No 5/24 | Card approval not subject to 5-personal-cards-in-24-months rule |
| Amex 1/7 | Amex allows only 1 bonus per specific card every 7 years (yours or that version of the card) |
| Amex Popup Jail | After you apply, Amex may show a pop-up saying you're ineligible for the welcome bonus |
| Purchase APR | 21.49%–29.49% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee |
Delta Purchases
3X miles on Delta purchases - No annual cap
Delta Airlines
Earn 3X miles on Delta purchases
Hotels
2X miles on hotels booked directly - No annual cap
Dining
Earn 2X miles at restaurants
Grocery Stores
Earn 2X miles at U.S. supermarkets
All Other
1X miles on all other eligible purchases - No annual cap
Earn 3 SkyMiles per dollar on all Delta purchases — flights, seat upgrades, Delta Vacations, and Delta Stays. At 1.25 cpp, that is a 3.75% return on every Delta dollar spent.
Spend $3,000/year on Delta flights: earn 9,000 miles worth $112.50 — plus your companion flies free on one of those trips.
Earn 2 miles per dollar on hotels booked directly worldwide — not just Delta-branded properties. Marriott, Hilton, Hyatt, and independents all qualify when booked through the hotel's own site or front desk.
Book 10 hotel nights at $200 each directly: earn 4,000 miles worth $50, plus apply your $150 Delta Stays credit for additional savings.
Earn 2 SkyMiles per dollar at restaurants worldwide (including takeout and delivery in the U.S.) and at U.S. supermarkets. Stack with your $10/month Resy credit for even more dining value.
Spend $500/month on dining and groceries: earn 12,000 miles per year worth $150 — plus $120 back in Resy credits.
Up to
$409.88
in annual credits
$150 Delta stays credit
$150
Annual
Elevate your travel experience with an annual statement credit of up to $150 after using your Card to book prepaid hotels or vacation rentals through
$10/mo Resy
$10
Discover restaurants to love on your next trip. With your enrolled Card, you can earn up to $10 per month in statement credits on eligible purchases
$9.99/mo Uber One
$9.99
Up to $9.99/month for 12 months in Uber One credits with auto-renewal. Must enroll by 6/25/26.
$120 Global Entry/TSA PreCheck
—
Annual
Automatic reimbursement for Global Entry or TSA PreCheck application fees every 4 years. Global Entry includes TSA PreCheck.
20% back Delta in-flight
$20
Get 20% back as a statement credit when you purchase headsets, meals, food and beverages on board Delta flights.
Combined Protection Value
$300
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Reimbursement up to $300/item ($1K annually) when merchant won't accept return within 90 days. Premium cards only.
Get reimbursed for lost or damaged baggage contents with coverage for carry-on ($1,250) and checked bags ($500) in excess of airline reimbursement.
Secondary coverage for theft and collision damage on rentals up to 30 days. Skip rental counter insurance and save $15-40/day.
Get up to $1,600 annual coverage for stolen or damaged phones when you pay your cell phone bill with this card. $50 deductible.
Deductible: 50
Get an extra year of warranty protection on purchases with original warranties under 3 years.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| US to South America in Economy | 10,000 | — | economy | south_america |
| US to Canada in Economy | 10,300 | — | economy | united_states |
| US to Hawaii in Economy | 10,900 | — | economy | united_states |
| Domestic US in First Class | 12,500 | — | first | united_states |
| US to Europe in Economy | 23,000 | — | economy | europe |
| Intra-European Economy on Partners | 10,000 | — | economy | europe |
| Intra-European Business on Partners | 25,000 | — | business | europe |
| Middle East to Europe Business Class | 42,500 | — | business | europe |
| Within Asia Business on Korean Air | 15,000 | — | business | asia |
| Asia to Oceania Business Class | 65,000 | — | business | australia_nz |
| LATAM Short-Haul Economy in South America | 6,400 | — | economy | south_america |
| Delta Flash Sales to Europe | 34,000 | — | economy | europe |
| Hawaiian Inter-Island Economy | 7,500 | — | economy | united_states |
The Delta SkyMiles Platinum sits between the Gold ($150/year) and Reserve ($650/year) in the Delta family. It justifies its $350 fee with $390 in statement credits plus the Companion Certificate — a perk the Gold card lacks. Unlike the Reserve, it does not include Delta Sky Club access or Amex Centurion Lounge access. For Delta loyalists not ready for the Reserve's price tag, the Platinum offers the best credit-to-fee ratio in the family.
The Delta SkyMiles Platinum card offers excellent value for annual Delta flyers with companions. While higher sign-up bonuses have appeared previously, current benefits offset the annual fee through companion certificates and statement credits.
If you fly Delta annually with a companion, the Delta SkyMiles Platinum card can be a solid choice. It currently offers a 60,000 (current special 80,000)-mile sign-up bonus, although past offers have reached 90,000 miles, so waiting for a higher bonus might be advantageous. Even if you can't wait, the benefits can easily offset the $350 annual fee.
These perks include a yearly companion certificate valid for a main cabin flight within the United States, Mexico, the Caribbean, or Central America. You'll also receive several statement credits. If you fly Delta at least once a year with someone else, this card may quickly justify its cost.
The Delta SkyMiles Platinum card is well-suited for people who fly Delta once or twice per year, especially if they travel with a companion. Its standout feature is an annual companion certificate good for a main cabin flight within the U.S., Mexico, the Caribbean, or Central America. The current 60,000 (current special 80,000)-mile bonus can cover one or two round-trip flights, depending on the route, although previous offers have been as high as 90,000 miles. The $350 annual fee is offset by the companion certificate and additional credits, such as:
- $120 in annual rideshare credits
- A $150 Delta Stay credit
- $120 in Resy credits
- A free checked bag
- Global Entry or TSA PreCheck credit
- Hertz 5 Star status
- 15% savings on award travel booked with miles
If you fly Delta once or twice a year with a partner, friend, or colleague, this card can deliver substantial ongoing value.
Here are some exceptions where the card might not be good for you:
- If you fly Delta more than a few times per year, you might get more value from the higher-fee Delta SkyMiles Reserve card.
- If you usually fly alone, the companion certificate might not be worth the cost.
**Delta is a good point system for both domestic and international flights.**
- Delta offers many cards, making initial collection relatively easy. But the Amex 1/7 Rule limits that ability over time.
- Delta is part of the Amex partner reward system and is a decent transfer value.
- We save Delta points for specific flights, perhaps direct domestic or best value international.
- We use easier-to-collect point systems such as Southwest and American ahead of Delta.
American Express offers four co-branded Delta personal credit cards. For frequent Delta flyers or those who prefer premium seating options, the **Delta SkyMiles Reserve** card deserves consideration. This premium card provides enhanced benefits compared to the Platinum version, though it comes with a higher annual fee of $650. Benefits include a companion certificate valid for first class travel, Delta Sky Club access, and various statement credits to help offset the annual fee. This card is best suited for travelers with strong Delta loyalty.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$245.93
Annual Fee
-$350
Net Annual Value
-$104.07
| $0 |
You can find Delta awards for as little as 4,200 miles. If you have a Delta co-branded credit card, you get a 15% discount, bringing some flights down to 3,570 miles. Taxes are usually low as well, often just $5.60 for a one-way domestic ticket.
The [Delta SkyMiles Reserve Business](https://pointsnav.com/credit-cards/delta-skymiles-reserve-business) card has the highest regular signup bonus. You can earn 80,000 SkyMiles after spending $10,000 in the first six months. You’ll also earn at least 10,000 miles from that spend. Delta has offered elevated 100,000-mile bonuses in the past.
You can access Sky Clubs with Diamond Medallion status or by flying in a premium cabin when you hold Gold or Platinum status. Certain cards also provide access, including the Delta Reserve (personal and business) and the Amex Platinum ( [personal](https://pointsnav.com/credit-cards/american-express-platinum-personal) and [business](https://pointsnav.com/credit-cards/american-express-platinum-business)).
Log in to your Delta SkyMiles account to see your mileage balance. On the website, your name and miles appear at the top right. In the app, tap “Account” to view your balance. If you don’t have a SkyMiles account, you won’t have any Delta miles yet.
Yes. You can request mileage credit after you've flown, even if you didn't have a SkyMiles account at the time. Log in and visit the [Request Mileage Credit page](https://www.delta.com/myskymiles/request-mileage-credit). As long as your flight was at least 7 days ago and within the last 9 months, you can receive credit.
Comprehensive review of the Delta Skymiles Platinum card, evaluating earn rates, annual fee value, benefits for frequent flyers, and whether it's worth the annual fee for various travel patterns and spending habits.
In-depth analysis of break-even spending requirements and value calculations for the Delta Platinum card. Examines annual fee value, elite benefits, and redemption strategies for different traveler profiles.
Expert analysis of the Delta Platinum card's annual fee justification, covering elite qualifying miles, skymiles earning mechanics, and strategies to maximize fee value through Delta benefits and transfers.
Full review of the Delta Platinum card with detailed assessment of benefits, fees, earn potential, and comparison to competing premium airline cards. Includes ratings and suitability guidance.
Bankrate's detailed review of the Delta Platinum card covering features, benefits, fee structure, and recommendations for who the card suits best. Includes spending threshold analysis and value assessment.
U.S. News review of the Delta Platinum card with focus on rewards structure, elite status benefits, and evaluation of annual fee value. Compares positioning within the premium airline card category.
Side-by-side comparison of the Delta Platinum and Amex Platinum cards. Analyzes benefits differences, earning mechanics, fee structures, and scenarios where each card excels for different traveler types.
Credit Karma's assessment of the Delta Platinum card covering rewards, benefits, fees, and eligibility requirements. Provides guidance on whether the card is worth the annual fee for various spending profiles.
Comprehensive guide to the Delta Platinum card covering application process, benefits breakdown, earning strategies, and optimization tips. Includes practical advice for maximizing card value and rewards.
Travel blogger's review of the Delta Platinum card from a frequent traveler perspective. Covers elite benefits, boarding priority, lounge access, and real-world earning potential for active Delta customers.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
Delta Purchases
3X miles on Delta purchases - No annual cap
Delta Airlines
Earn 3X miles on Delta purchases
Hotels
2X miles on hotels booked directly - No annual cap
Dining
Earn 2X miles at restaurants
Grocery Stores
Earn 2X miles at U.S. supermarkets
All Other
1X miles on all other eligible purchases - No annual cap
Earn 3 SkyMiles per dollar on all Delta purchases — flights, seat upgrades, Delta Vacations, and Delta Stays. At 1.25 cpp, that is a 3.75% return on every Delta dollar spent.
Spend $3,000/year on Delta flights: earn 9,000 miles worth $112.50 — plus your companion flies free on one of those trips.
Earn 2 miles per dollar on hotels booked directly worldwide — not just Delta-branded properties. Marriott, Hilton, Hyatt, and independents all qualify when booked through the hotel's own site or front desk.
Book 10 hotel nights at $200 each directly: earn 4,000 miles worth $50, plus apply your $150 Delta Stays credit for additional savings.
Earn 2 SkyMiles per dollar at restaurants worldwide (including takeout and delivery in the U.S.) and at U.S. supermarkets. Stack with your $10/month Resy credit for even more dining value.
Spend $500/month on dining and groceries: earn 12,000 miles per year worth $150 — plus $120 back in Resy credits.
Up to
$409.88
in annual credits
$150 Delta stays credit
$150
Annual
Elevate your travel experience with an annual statement credit of up to $150 after using your Card to book prepaid hotels or vacation rentals through
$10/mo Resy
$10
Discover restaurants to love on your next trip. With your enrolled Card, you can earn up to $10 per month in statement credits on eligible purchases
$9.99/mo Uber One
$9.99
Up to $9.99/month for 12 months in Uber One credits with auto-renewal. Must enroll by 6/25/26.
$120 Global Entry/TSA PreCheck
—
Annual
Automatic reimbursement for Global Entry or TSA PreCheck application fees every 4 years. Global Entry includes TSA PreCheck.
20% back Delta in-flight
$20
Get 20% back as a statement credit when you purchase headsets, meals, food and beverages on board Delta flights.
Combined Protection Value
$300
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Reimbursement up to $300/item ($1K annually) when merchant won't accept return within 90 days. Premium cards only.
Get reimbursed for lost or damaged baggage contents with coverage for carry-on ($1,250) and checked bags ($500) in excess of airline reimbursement.
Secondary coverage for theft and collision damage on rentals up to 30 days. Skip rental counter insurance and save $15-40/day.
Get up to $1,600 annual coverage for stolen or damaged phones when you pay your cell phone bill with this card. $50 deductible.
Deductible: 50
Get an extra year of warranty protection on purchases with original warranties under 3 years.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| US to South America in Economy | 10,000 | — | economy | south_america |
| US to Canada in Economy | 10,300 | — | economy | united_states |
| US to Hawaii in Economy | 10,900 | — | economy | united_states |
| Domestic US in First Class | 12,500 | — | first | united_states |
| US to Europe in Economy | 23,000 | — | economy | europe |
| Intra-European Economy on Partners | 10,000 | — | economy | europe |
| Intra-European Business on Partners | 25,000 | — | business | europe |
| Middle East to Europe Business Class | 42,500 | — | business | europe |
| Within Asia Business on Korean Air | 15,000 | — | business | asia |
| Asia to Oceania Business Class | 65,000 | — | business | australia_nz |
| LATAM Short-Haul Economy in South America | 6,400 | — | economy | south_america |
| Delta Flash Sales to Europe | 34,000 | — | economy | europe |
| Hawaiian Inter-Island Economy | 7,500 | — | economy | united_states |
The Delta SkyMiles Platinum sits between the Gold ($150/year) and Reserve ($650/year) in the Delta family. It justifies its $350 fee with $390 in statement credits plus the Companion Certificate — a perk the Gold card lacks. Unlike the Reserve, it does not include Delta Sky Club access or Amex Centurion Lounge access. For Delta loyalists not ready for the Reserve's price tag, the Platinum offers the best credit-to-fee ratio in the family.
The Delta SkyMiles Platinum card offers excellent value for annual Delta flyers with companions. While higher sign-up bonuses have appeared previously, current benefits offset the annual fee through companion certificates and statement credits.
If you fly Delta annually with a companion, the Delta SkyMiles Platinum card can be a solid choice. It currently offers a 60,000 (current special 80,000)-mile sign-up bonus, although past offers have reached 90,000 miles, so waiting for a higher bonus might be advantageous. Even if you can't wait, the benefits can easily offset the $350 annual fee.
These perks include a yearly companion certificate valid for a main cabin flight within the United States, Mexico, the Caribbean, or Central America. You'll also receive several statement credits. If you fly Delta at least once a year with someone else, this card may quickly justify its cost.
The Delta SkyMiles Platinum card is well-suited for people who fly Delta once or twice per year, especially if they travel with a companion. Its standout feature is an annual companion certificate good for a main cabin flight within the U.S., Mexico, the Caribbean, or Central America. The current 60,000 (current special 80,000)-mile bonus can cover one or two round-trip flights, depending on the route, although previous offers have been as high as 90,000 miles. The $350 annual fee is offset by the companion certificate and additional credits, such as:
- $120 in annual rideshare credits
- A $150 Delta Stay credit
- $120 in Resy credits
- A free checked bag
- Global Entry or TSA PreCheck credit
- Hertz 5 Star status
- 15% savings on award travel booked with miles
If you fly Delta once or twice a year with a partner, friend, or colleague, this card can deliver substantial ongoing value.
Here are some exceptions where the card might not be good for you:
- If you fly Delta more than a few times per year, you might get more value from the higher-fee Delta SkyMiles Reserve card.
- If you usually fly alone, the companion certificate might not be worth the cost.
**Delta is a good point system for both domestic and international flights.**
- Delta offers many cards, making initial collection relatively easy. But the Amex 1/7 Rule limits that ability over time.
- Delta is part of the Amex partner reward system and is a decent transfer value.
- We save Delta points for specific flights, perhaps direct domestic or best value international.
- We use easier-to-collect point systems such as Southwest and American ahead of Delta.
American Express offers four co-branded Delta personal credit cards. For frequent Delta flyers or those who prefer premium seating options, the **Delta SkyMiles Reserve** card deserves consideration. This premium card provides enhanced benefits compared to the Platinum version, though it comes with a higher annual fee of $650. Benefits include a companion certificate valid for first class travel, Delta Sky Club access, and various statement credits to help offset the annual fee. This card is best suited for travelers with strong Delta loyalty.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$245.93
Annual Fee
-$350
Net Annual Value
-$104.07
| $0 |
You can find Delta awards for as little as 4,200 miles. If you have a Delta co-branded credit card, you get a 15% discount, bringing some flights down to 3,570 miles. Taxes are usually low as well, often just $5.60 for a one-way domestic ticket.
The [Delta SkyMiles Reserve Business](https://pointsnav.com/credit-cards/delta-skymiles-reserve-business) card has the highest regular signup bonus. You can earn 80,000 SkyMiles after spending $10,000 in the first six months. You’ll also earn at least 10,000 miles from that spend. Delta has offered elevated 100,000-mile bonuses in the past.
You can access Sky Clubs with Diamond Medallion status or by flying in a premium cabin when you hold Gold or Platinum status. Certain cards also provide access, including the Delta Reserve (personal and business) and the Amex Platinum ( [personal](https://pointsnav.com/credit-cards/american-express-platinum-personal) and [business](https://pointsnav.com/credit-cards/american-express-platinum-business)).
Log in to your Delta SkyMiles account to see your mileage balance. On the website, your name and miles appear at the top right. In the app, tap “Account” to view your balance. If you don’t have a SkyMiles account, you won’t have any Delta miles yet.
Yes. You can request mileage credit after you've flown, even if you didn't have a SkyMiles account at the time. Log in and visit the [Request Mileage Credit page](https://www.delta.com/myskymiles/request-mileage-credit). As long as your flight was at least 7 days ago and within the last 9 months, you can receive credit.
Comprehensive review of the Delta Skymiles Platinum card, evaluating earn rates, annual fee value, benefits for frequent flyers, and whether it's worth the annual fee for various travel patterns and spending habits.
In-depth analysis of break-even spending requirements and value calculations for the Delta Platinum card. Examines annual fee value, elite benefits, and redemption strategies for different traveler profiles.
Expert analysis of the Delta Platinum card's annual fee justification, covering elite qualifying miles, skymiles earning mechanics, and strategies to maximize fee value through Delta benefits and transfers.
Full review of the Delta Platinum card with detailed assessment of benefits, fees, earn potential, and comparison to competing premium airline cards. Includes ratings and suitability guidance.
Bankrate's detailed review of the Delta Platinum card covering features, benefits, fee structure, and recommendations for who the card suits best. Includes spending threshold analysis and value assessment.
U.S. News review of the Delta Platinum card with focus on rewards structure, elite status benefits, and evaluation of annual fee value. Compares positioning within the premium airline card category.
Side-by-side comparison of the Delta Platinum and Amex Platinum cards. Analyzes benefits differences, earning mechanics, fee structures, and scenarios where each card excels for different traveler types.
Credit Karma's assessment of the Delta Platinum card covering rewards, benefits, fees, and eligibility requirements. Provides guidance on whether the card is worth the annual fee for various spending profiles.
Comprehensive guide to the Delta Platinum card covering application process, benefits breakdown, earning strategies, and optimization tips. Includes practical advice for maximizing card value and rewards.
Travel blogger's review of the Delta Platinum card from a frequent traveler perspective. Covers elite benefits, boarding priority, lounge access, and real-world earning potential for active Delta customers.
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
Delta Purchases
3X miles on Delta purchases - No annual cap
Delta Airlines
Earn 3X miles on Delta purchases
Hotels
2X miles on hotels booked directly - No annual cap
Dining
Earn 2X miles at restaurants
Grocery Stores
Earn 2X miles at U.S. supermarkets
All Other
1X miles on all other eligible purchases - No annual cap
Earn 3 SkyMiles per dollar on all Delta purchases — flights, seat upgrades, Delta Vacations, and Delta Stays. At 1.25 cpp, that is a 3.75% return on every Delta dollar spent.
Spend $3,000/year on Delta flights: earn 9,000 miles worth $112.50 — plus your companion flies free on one of those trips.
Earn 2 miles per dollar on hotels booked directly worldwide — not just Delta-branded properties. Marriott, Hilton, Hyatt, and independents all qualify when booked through the hotel's own site or front desk.
Book 10 hotel nights at $200 each directly: earn 4,000 miles worth $50, plus apply your $150 Delta Stays credit for additional savings.
Earn 2 SkyMiles per dollar at restaurants worldwide (including takeout and delivery in the U.S.) and at U.S. supermarkets. Stack with your $10/month Resy credit for even more dining value.
Spend $500/month on dining and groceries: earn 12,000 miles per year worth $150 — plus $120 back in Resy credits.
Up to
$409.88
in annual credits
$150 Delta stays credit
$150
Annual
Elevate your travel experience with an annual statement credit of up to $150 after using your Card to book prepaid hotels or vacation rentals through
$10/mo Resy
$10
Discover restaurants to love on your next trip. With your enrolled Card, you can earn up to $10 per month in statement credits on eligible purchases
$9.99/mo Uber One
$9.99
Up to $9.99/month for 12 months in Uber One credits with auto-renewal. Must enroll by 6/25/26.
$120 Global Entry/TSA PreCheck
—
Annual
Automatic reimbursement for Global Entry or TSA PreCheck application fees every 4 years. Global Entry includes TSA PreCheck.
20% back Delta in-flight
$20
Get 20% back as a statement credit when you purchase headsets, meals, food and beverages on board Delta flights.
Combined Protection Value
$300
You're not responsible for unauthorized charges. Amex covers 100% of fraudulent transactions when reported promptly.
Reimbursement up to $300/item ($1K annually) when merchant won't accept return within 90 days. Premium cards only.
Get reimbursed for lost or damaged baggage contents with coverage for carry-on ($1,250) and checked bags ($500) in excess of airline reimbursement.
Secondary coverage for theft and collision damage on rentals up to 30 days. Skip rental counter insurance and save $15-40/day.
Get up to $1,600 annual coverage for stolen or damaged phones when you pay your cell phone bill with this card. $50 deductible.
Deductible: 50
Get an extra year of warranty protection on purchases with original warranties under 3 years.
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| US to South America in Economy | 10,000 | — | economy | south_america |
| US to Canada in Economy | 10,300 | — | economy | united_states |
| US to Hawaii in Economy | 10,900 | — | economy | united_states |
| Domestic US in First Class | 12,500 | — | first | united_states |
| US to Europe in Economy | 23,000 | — | economy | europe |
| Intra-European Economy on Partners | 10,000 | — | economy | europe |
| Intra-European Business on Partners | 25,000 | — | business | europe |
| Middle East to Europe Business Class | 42,500 | — | business | europe |
| Within Asia Business on Korean Air | 15,000 | — | business | asia |
| Asia to Oceania Business Class | 65,000 | — | business | australia_nz |
| LATAM Short-Haul Economy in South America | 6,400 | — | economy | south_america |
| Delta Flash Sales to Europe | 34,000 | — | economy | europe |
| Hawaiian Inter-Island Economy | 7,500 | — | economy | united_states |
The Delta SkyMiles Platinum sits between the Gold ($150/year) and Reserve ($650/year) in the Delta family. It justifies its $350 fee with $390 in statement credits plus the Companion Certificate — a perk the Gold card lacks. Unlike the Reserve, it does not include Delta Sky Club access or Amex Centurion Lounge access. For Delta loyalists not ready for the Reserve's price tag, the Platinum offers the best credit-to-fee ratio in the family.
The Delta SkyMiles Platinum card offers excellent value for annual Delta flyers with companions. While higher sign-up bonuses have appeared previously, current benefits offset the annual fee through companion certificates and statement credits.
If you fly Delta annually with a companion, the Delta SkyMiles Platinum card can be a solid choice. It currently offers a 60,000 (current special 80,000)-mile sign-up bonus, although past offers have reached 90,000 miles, so waiting for a higher bonus might be advantageous. Even if you can't wait, the benefits can easily offset the $350 annual fee.
These perks include a yearly companion certificate valid for a main cabin flight within the United States, Mexico, the Caribbean, or Central America. You'll also receive several statement credits. If you fly Delta at least once a year with someone else, this card may quickly justify its cost.
The Delta SkyMiles Platinum card is well-suited for people who fly Delta once or twice per year, especially if they travel with a companion. Its standout feature is an annual companion certificate good for a main cabin flight within the U.S., Mexico, the Caribbean, or Central America. The current 60,000 (current special 80,000)-mile bonus can cover one or two round-trip flights, depending on the route, although previous offers have been as high as 90,000 miles. The $350 annual fee is offset by the companion certificate and additional credits, such as:
- $120 in annual rideshare credits
- A $150 Delta Stay credit
- $120 in Resy credits
- A free checked bag
- Global Entry or TSA PreCheck credit
- Hertz 5 Star status
- 15% savings on award travel booked with miles
If you fly Delta once or twice a year with a partner, friend, or colleague, this card can deliver substantial ongoing value.
Here are some exceptions where the card might not be good for you:
- If you fly Delta more than a few times per year, you might get more value from the higher-fee Delta SkyMiles Reserve card.
- If you usually fly alone, the companion certificate might not be worth the cost.
**Delta is a good point system for both domestic and international flights.**
- Delta offers many cards, making initial collection relatively easy. But the Amex 1/7 Rule limits that ability over time.
- Delta is part of the Amex partner reward system and is a decent transfer value.
- We save Delta points for specific flights, perhaps direct domestic or best value international.
- We use easier-to-collect point systems such as Southwest and American ahead of Delta.
American Express offers four co-branded Delta personal credit cards. For frequent Delta flyers or those who prefer premium seating options, the **Delta SkyMiles Reserve** card deserves consideration. This premium card provides enhanced benefits compared to the Platinum version, though it comes with a higher annual fee of $650. Benefits include a companion certificate valid for first class travel, Delta Sky Club access, and various statement credits to help offset the annual fee. This card is best suited for travelers with strong Delta loyalty.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$245.93
Annual Fee
-$350
Net Annual Value
-$104.07
| $0 |
You can find Delta awards for as little as 4,200 miles. If you have a Delta co-branded credit card, you get a 15% discount, bringing some flights down to 3,570 miles. Taxes are usually low as well, often just $5.60 for a one-way domestic ticket.
The [Delta SkyMiles Reserve Business](https://pointsnav.com/credit-cards/delta-skymiles-reserve-business) card has the highest regular signup bonus. You can earn 80,000 SkyMiles after spending $10,000 in the first six months. You’ll also earn at least 10,000 miles from that spend. Delta has offered elevated 100,000-mile bonuses in the past.
You can access Sky Clubs with Diamond Medallion status or by flying in a premium cabin when you hold Gold or Platinum status. Certain cards also provide access, including the Delta Reserve (personal and business) and the Amex Platinum ( [personal](https://pointsnav.com/credit-cards/american-express-platinum-personal) and [business](https://pointsnav.com/credit-cards/american-express-platinum-business)).
Log in to your Delta SkyMiles account to see your mileage balance. On the website, your name and miles appear at the top right. In the app, tap “Account” to view your balance. If you don’t have a SkyMiles account, you won’t have any Delta miles yet.
Yes. You can request mileage credit after you've flown, even if you didn't have a SkyMiles account at the time. Log in and visit the [Request Mileage Credit page](https://www.delta.com/myskymiles/request-mileage-credit). As long as your flight was at least 7 days ago and within the last 9 months, you can receive credit.
Comprehensive review of the Delta Skymiles Platinum card, evaluating earn rates, annual fee value, benefits for frequent flyers, and whether it's worth the annual fee for various travel patterns and spending habits.
In-depth analysis of break-even spending requirements and value calculations for the Delta Platinum card. Examines annual fee value, elite benefits, and redemption strategies for different traveler profiles.
Expert analysis of the Delta Platinum card's annual fee justification, covering elite qualifying miles, skymiles earning mechanics, and strategies to maximize fee value through Delta benefits and transfers.
Full review of the Delta Platinum card with detailed assessment of benefits, fees, earn potential, and comparison to competing premium airline cards. Includes ratings and suitability guidance.
Bankrate's detailed review of the Delta Platinum card covering features, benefits, fee structure, and recommendations for who the card suits best. Includes spending threshold analysis and value assessment.
U.S. News review of the Delta Platinum card with focus on rewards structure, elite status benefits, and evaluation of annual fee value. Compares positioning within the premium airline card category.
Side-by-side comparison of the Delta Platinum and Amex Platinum cards. Analyzes benefits differences, earning mechanics, fee structures, and scenarios where each card excels for different traveler types.
Credit Karma's assessment of the Delta Platinum card covering rewards, benefits, fees, and eligibility requirements. Provides guidance on whether the card is worth the annual fee for various spending profiles.
Comprehensive guide to the Delta Platinum card covering application process, benefits breakdown, earning strategies, and optimization tips. Includes practical advice for maximizing card value and rewards.
Travel blogger's review of the Delta Platinum card from a frequent traveler perspective. Covers elite benefits, boarding priority, lounge access, and real-world earning potential for active Delta customers.
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Protect your purchases against accidental damage or theft for 90 days after purchase. Up to $1,000 per occurrence, $50,000 annual limit.
Get reimbursed for meals, hotel, and essentials when your travel is delayed 12+ hours. Up to 2 claims per year.
The **Delta SkyMiles Gold** card represents a more economical option below the Platinum tier. Its $150 annual fee is waived for the first year, making it an attractive choice for occasional Delta flyers who might not use the airline consistently every year. The welcome offer of 50,000 miles provides excellent initial value.
The **Delta SkyMiles Blue** card carries no annual fee but offers minimal benefits. While not recommended as a primary application that would occupy a valuable 5/24 position, it serves well as a downgrade option if you wish to avoid annual fees on other Delta cards after the first year without completely canceling your account
I’m not a fan of American Express Delta cards, but this one ended up being a win for my husband and me for two very specific perks.
First, the Delta Stay Credit was great. I booked a night at the Courtyard by Marriott Aruba Resort through the Delta Stays platform and saw a $150 credit on my next statement, which made the stay completely free. Everyone, myself included, love bragging rights of a free night at a luxury hotel.
Second, the flight to Aruba. I upgraded my Delta SkyMiles Gold card to Platinum near my renewal date, which moved the companion pass to my Gold anniversary and let me use it after only two months. With the companion pass, we got two tickets to Aruba for the price of one. I also used Delta points to book my mom’s flight, so we all got free checked bags.
I “loved” this card because it fit that specific trip perfectly. Now that it’s over, I’ll focus on more flexible cards.
Protect your purchases against accidental damage or theft for 90 days after purchase. Up to $1,000 per occurrence, $50,000 annual limit.
Get reimbursed for meals, hotel, and essentials when your travel is delayed 12+ hours. Up to 2 claims per year.
The **Delta SkyMiles Gold** card represents a more economical option below the Platinum tier. Its $150 annual fee is waived for the first year, making it an attractive choice for occasional Delta flyers who might not use the airline consistently every year. The welcome offer of 50,000 miles provides excellent initial value.
The **Delta SkyMiles Blue** card carries no annual fee but offers minimal benefits. While not recommended as a primary application that would occupy a valuable 5/24 position, it serves well as a downgrade option if you wish to avoid annual fees on other Delta cards after the first year without completely canceling your account
I’m not a fan of American Express Delta cards, but this one ended up being a win for my husband and me for two very specific perks.
First, the Delta Stay Credit was great. I booked a night at the Courtyard by Marriott Aruba Resort through the Delta Stays platform and saw a $150 credit on my next statement, which made the stay completely free. Everyone, myself included, love bragging rights of a free night at a luxury hotel.
Second, the flight to Aruba. I upgraded my Delta SkyMiles Gold card to Platinum near my renewal date, which moved the companion pass to my Gold anniversary and let me use it after only two months. With the companion pass, we got two tickets to Aruba for the price of one. I also used Delta points to book my mom’s flight, so we all got free checked bags.
I “loved” this card because it fit that specific trip perfectly. Now that it’s over, I’ll focus on more flexible cards.
Protect your purchases against accidental damage or theft for 90 days after purchase. Up to $1,000 per occurrence, $50,000 annual limit.
Get reimbursed for meals, hotel, and essentials when your travel is delayed 12+ hours. Up to 2 claims per year.
The **Delta SkyMiles Gold** card represents a more economical option below the Platinum tier. Its $150 annual fee is waived for the first year, making it an attractive choice for occasional Delta flyers who might not use the airline consistently every year. The welcome offer of 50,000 miles provides excellent initial value.
The **Delta SkyMiles Blue** card carries no annual fee but offers minimal benefits. While not recommended as a primary application that would occupy a valuable 5/24 position, it serves well as a downgrade option if you wish to avoid annual fees on other Delta cards after the first year without completely canceling your account
I’m not a fan of American Express Delta cards, but this one ended up being a win for my husband and me for two very specific perks.
First, the Delta Stay Credit was great. I booked a night at the Courtyard by Marriott Aruba Resort through the Delta Stays platform and saw a $150 credit on my next statement, which made the stay completely free. Everyone, myself included, love bragging rights of a free night at a luxury hotel.
Second, the flight to Aruba. I upgraded my Delta SkyMiles Gold card to Platinum near my renewal date, which moved the companion pass to my Gold anniversary and let me use it after only two months. With the companion pass, we got two tickets to Aruba for the price of one. I also used Delta points to book my mom’s flight, so we all got free checked bags.
I “loved” this card because it fit that specific trip perfectly. Now that it’s over, I’ll focus on more flexible cards.
