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Chase cards ranked by value on home improvement purchases.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

Chase
Chase cards ranked by value on home improvement purchases.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

Chase
Chase cards ranked by value on home improvement purchases.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank

Chase

Chase

Chase
All 7 cards ranked by effective value per dollar.
| Card | Home Improvement Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Chase Sapphire ReserveChase | 1x Ultimate Rewards | 1.8¢/$ | $795 | $968 | visa |
| Chase Sapphire Preferred CardChase | 1x Ultimate Rewards | 1.8¢/$ | $95 | $93 | visa |
| Chase Freedom UnlimitedChase | 1.5% cash back | 1.5¢/$ | $0 | $30 | visa |
| Chase Freedom FlexChase | 1% cash back | 1.0¢/$ | $0 | $30 | mastercard |
| Amazon VisaChase | 1% cash back | 1.0¢/$ | $0 | $8 | visa |
| Prime VisaChase | 1% cash back | 1.0¢/$ | $0 | $8 | visa |
| World of Hyatt Credit CardChase | 1x World Of Hyatt | 1.0¢/$ | $95 | $8 | visa |
Want to customize by spend amount, programs, or fee preference?
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Chase

Chase
All 7 cards ranked by effective value per dollar.
| Card | Home Improvement Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Chase Sapphire ReserveChase | 1x Ultimate Rewards | 1.8¢/$ | $795 | $968 | visa |
| Chase Sapphire Preferred CardChase | 1x Ultimate Rewards | 1.8¢/$ | $95 | $93 | visa |
| Chase Freedom UnlimitedChase | 1.5% cash back | 1.5¢/$ | $0 | $30 | visa |
| Chase Freedom FlexChase | 1% cash back | 1.0¢/$ | $0 | $30 | mastercard |
| Amazon VisaChase | 1% cash back | 1.0¢/$ | $0 | $8 | visa |
| Prime VisaChase | 1% cash back | 1.0¢/$ | $0 | $8 | visa |
| World of Hyatt Credit CardChase | 1x World Of Hyatt | 1.0¢/$ | $95 | $8 | visa |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →
Chase

Chase
All 7 cards ranked by effective value per dollar.
| Card | Home Improvement Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| Chase Sapphire ReserveChase | 1x Ultimate Rewards | 1.8¢/$ | $795 | $968 | visa |
| Chase Sapphire Preferred CardChase | 1x Ultimate Rewards | 1.8¢/$ | $95 | $93 | visa |
| Chase Freedom UnlimitedChase | 1.5% cash back | 1.5¢/$ | $0 | $30 | visa |
| Chase Freedom FlexChase | 1% cash back | 1.0¢/$ | $0 | $30 | mastercard |
| Amazon VisaChase | 1% cash back | 1.0¢/$ | $0 | $8 | visa |
| Prime VisaChase | 1% cash back | 1.0¢/$ | $0 | $8 | visa |
| World of Hyatt Credit CardChase | 1x World Of Hyatt | 1.0¢/$ | $95 | $8 | visa |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →