CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
Ranked by effective value per dollar at PENN Entertainment — including welcome offer math, redemption value, and annual fee.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
U.S. Bank Cash+® Visa Signature® Card earns the top spot for PENN Entertainment purchases at 5.0¢ per dollar — no annual fee, factoring in welcome offers and ongoing rewards. We ranked every card in our database against PENN Entertainment purchases using the same scoring engine that powers our search. The list below orders cards by net value to you, not by what pays the biggest affiliate commission. Cards 4–10 are still solid picks; they just trade off some of the headline value for fewer fees, broader networks, or simpler redemptions.
Usbank
Ranked by effective value per dollar at PENN Entertainment — including welcome offer math, redemption value, and annual fee.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
U.S. Bank Cash+® Visa Signature® Card earns the top spot for PENN Entertainment purchases at 5.0¢ per dollar — no annual fee, factoring in welcome offers and ongoing rewards. We ranked every card in our database against PENN Entertainment purchases using the same scoring engine that powers our search. The list below orders cards by net value to you, not by what pays the biggest affiliate commission. Cards 4–10 are still solid picks; they just trade off some of the headline value for fewer fees, broader networks, or simpler redemptions.
Usbank
Ranked by effective value per dollar at PENN Entertainment — including welcome offer math, redemption value, and annual fee.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
U.S. Bank Cash+® Visa Signature® Card earns the top spot for PENN Entertainment purchases at 5.0¢ per dollar — no annual fee, factoring in welcome offers and ongoing rewards. We ranked every card in our database against PENN Entertainment purchases using the same scoring engine that powers our search. The list below orders cards by net value to you, not by what pays the biggest affiliate commission. Cards 4–10 are still solid picks; they just trade off some of the headline value for fewer fees, broader networks, or simpler redemptions.
Usbank
Capital One
Amex
U.S. Bank Cash+® Visa Signature® Card earns 5.0¢ per dollar at PENN Entertainment, the highest in our database. Without an annual fee, the math is simple — every dollar you spend earns immediately. It's the right pick if you want maximum value on this category and don't mind a focused rewards structure.
All 10 cards ranked by effective value per dollar.
| Card | Entertainment Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| U.S. Bank Cash+® Visa Signature® CardUsbank | 5% cash back | 5.0¢/$ | $0 | — | visa |
| Capital One VentureOne Rewards Credit CardCapital One | 5x Venture Miles | 3.7¢/$ | $0 | — | mastercard |
| Blue Cash Preferred Card from American ExpressAmex | 6% cash back | 3.6¢/$ | $95 | $91.20 | amex |
| Chase Sapphire Preferred CardChase | 3x Ultimate Rewards | 3.2¢/$ | $95 | $131.24 | visa |
| Capital One Venture X Rewards Credit CardCapital One | 2x Venture Miles | 3.7¢/$ | $395 | $13.20 | visa |
| Capital One Savor Cash Rewards Credit CardCapital One | 3x Cashback | 3.4¢/$ | $0 | $119.88 | mastercard |
| SavorOne RewardsCapital One | 3x points | 3.0¢/$ | $39 | — | mastercard |
| The Platinum Card from American ExpressAmex | 1x Membership Rewards | 1.8¢/$ | $895 | $1,400.80 | amex |
| NHL® Discover It®Discover | 5x points | 3.0¢/$ | $0 | — | discover |
| Jasper Cash Back MastercardWebbank | 5x Cashback | 3.0¢/$ | $0 | — | mastercard |
Other brands in Hotels where the top picks above also earn well.
Want to filter by spend amount, network, or fee preference?
Open in full search with filters →Capital One
Amex
U.S. Bank Cash+® Visa Signature® Card earns 5.0¢ per dollar at PENN Entertainment, the highest in our database. Without an annual fee, the math is simple — every dollar you spend earns immediately. It's the right pick if you want maximum value on this category and don't mind a focused rewards structure.
All 10 cards ranked by effective value per dollar.
| Card | Entertainment Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| U.S. Bank Cash+® Visa Signature® CardUsbank | 5% cash back | 5.0¢/$ | $0 | — | visa |
| Capital One VentureOne Rewards Credit CardCapital One | 5x Venture Miles | 3.7¢/$ | $0 | — | mastercard |
| Blue Cash Preferred Card from American ExpressAmex | 6% cash back | 3.6¢/$ | $95 | $91.20 | amex |
| Chase Sapphire Preferred CardChase | 3x Ultimate Rewards | 3.2¢/$ | $95 | $131.24 | visa |
| Capital One Venture X Rewards Credit CardCapital One | 2x Venture Miles | 3.7¢/$ | $395 | $13.20 | visa |
| Capital One Savor Cash Rewards Credit CardCapital One | 3x Cashback | 3.4¢/$ | $0 | $119.88 | mastercard |
| SavorOne RewardsCapital One | 3x points | 3.0¢/$ | $39 | — | mastercard |
| The Platinum Card from American ExpressAmex | 1x Membership Rewards | 1.8¢/$ | $895 | $1,400.80 | amex |
| NHL® Discover It®Discover | 5x points | 3.0¢/$ | $0 | — | discover |
| Jasper Cash Back MastercardWebbank | 5x Cashback | 3.0¢/$ | $0 | — | mastercard |
Other brands in Hotels where the top picks above also earn well.
Want to filter by spend amount, network, or fee preference?
Open in full search with filters →Capital One
Amex
U.S. Bank Cash+® Visa Signature® Card earns 5.0¢ per dollar at PENN Entertainment, the highest in our database. Without an annual fee, the math is simple — every dollar you spend earns immediately. It's the right pick if you want maximum value on this category and don't mind a focused rewards structure.
All 10 cards ranked by effective value per dollar.
| Card | Entertainment Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| U.S. Bank Cash+® Visa Signature® CardUsbank | 5% cash back | 5.0¢/$ | $0 | — | visa |
| Capital One VentureOne Rewards Credit CardCapital One | 5x Venture Miles | 3.7¢/$ | $0 | — | mastercard |
| Blue Cash Preferred Card from American ExpressAmex | 6% cash back | 3.6¢/$ | $95 | $91.20 | amex |
| Chase Sapphire Preferred CardChase | 3x Ultimate Rewards | 3.2¢/$ | $95 | $131.24 | visa |
| Capital One Venture X Rewards Credit CardCapital One | 2x Venture Miles | 3.7¢/$ | $395 | $13.20 | visa |
| Capital One Savor Cash Rewards Credit CardCapital One | 3x Cashback | 3.4¢/$ | $0 | $119.88 | mastercard |
| SavorOne RewardsCapital One | 3x points | 3.0¢/$ | $39 | — | mastercard |
| The Platinum Card from American ExpressAmex | 1x Membership Rewards | 1.8¢/$ | $895 | $1,400.80 | amex |
| NHL® Discover It®Discover | 5x points | 3.0¢/$ | $0 | — | discover |
| Jasper Cash Back MastercardWebbank | 5x Cashback | 3.0¢/$ | $0 | — | mastercard |
Other brands in Hotels where the top picks above also earn well.
Want to filter by spend amount, network, or fee preference?
Open in full search with filters →
