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Earn 4.5X points at supermarkets and access 20+ transfer partners for $95/year
Earn 3X Membership Rewards points at U.S. supermarkets (up to $6,000/year), 2X at U.S. gas stations, and 1X everywhere else. Make 30+ purchases per billing period and all those rates jump 50% — to 4.5X, 3X, and 1.5X respectively. Transfer points 1:1 to airline and hotel partners for outsized travel value.
$95
Annual Fee
15,000
Membership Rewards points · Welcome Bonus
3X
Top Rate
Annual Fee
$95
Network
—
Rewards Currency
American Express Membership Rewards
Point Valuation
1.5–2 cpp (mid: 1.8)
Credit Required
Good to Excellent
15,000
Membership Rewards points
$1,000
Spend Required
6 months
Time Period
The Amex EveryDay Preferred is no longer accepting new applications. Existing cardholders continue to earn Membership Rewards points at the same rates.
3X
Cap: $6,000/annual
2X
Purchases made directly at U.S. gas stations
2X
Earn 2X points for eligible purchases booked at AmexTravel.com
Earn 3X Membership Rewards points at U.S. supermarkets on up to $6,000 per year. Hit 30 transactions in a billing period and that rate jumps to an effective 4.5X — one of the highest supermarket earning rates available.
Spend $500/month at supermarkets with the 50% bonus: earn 2,250 points/month worth ~$45 at 2 cpp, or $540/year in travel value.
Earn 2X Membership Rewards points at U.S. gas stations on unlimited purchases. With the 30-transaction bonus, your effective rate becomes 3X — a 6% return at 2 cpp valuation.
Spend $200/month on gas with the 50% bonus: earn 600 points/month worth ~$12 at 2 cpp, or $144/year in travel value.
Earn 2X Membership Rewards points on flights, hotels, and car rentals booked through the Amex Travel portal. Portal purchases count toward the 30-transaction threshold but don't receive the 50% bonus.
Book a $1,000 hotel through AmexTravel.com: earn 2,000 points worth ~$40 at 2 cpp.
Benefits & Perks
Combined Protection Value
$1,300
With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of pur...
Program & Transfers
22 transfer partners: 19 airlines + 3 hotels across all alliances
Amex Membership Rewards offers the most extensive transfer network in the industry with 19 airline and 3 hotel partners. The program's strength lies in premium cabin redemptions, with exceptional sweet spots like ANA first class via Virgin Atlantic and Delta One awards through Virgin Atlantic Flying Club. Unlike competitors, Amex frequently runs transfer bonuses (15-40%) to partners like Virgin Atlantic, Avianca, and British Airways, often 3-4 times per year. These bonuses can dramatically improve redemption value, making MR points worth 2-3+ cents per point for savvy users who time their transfers. The program covers all three major alliances with multiple partners in each, providing unmatched redundancy. If one partner has poor availability, you have alternatives. This flexibility, combined with instant transfers to most partners, makes Membership Rewards ideal for last-minute premium cabin bookings.
Reviews & Analysis
Details & Terms
Amex Everyday family
| Card | Tier | Annual Fee | Note |
|---|---|---|---|
| Amex Everyday | entry | $0 |
Product changes available between family members without a new credit inquiry.
You can redeem Membership Rewards points for a statement credit at only 0.6¢ per point. With an Amex Business Checking account you can reach 1¢ per point, which still isn’t great value. For the best return, transfer points to airline or hotel partners before booking.
The best place to use Amex points is with transfer partners. Move points to an airline or hotel program and book award travel for more than 1¢ per point you'll earn from the Amex Travel Portal. Partner sweet spots often yield much higher value once you get more advanced in the hobby.
Media & Resources

Earn 4.5X points at supermarkets and access 20+ transfer partners for $95/year
Earn 3X Membership Rewards points at U.S. supermarkets (up to $6,000/year), 2X at U.S. gas stations, and 1X everywhere else. Make 30+ purchases per billing period and all those rates jump 50% — to 4.5X, 3X, and 1.5X respectively. Transfer points 1:1 to airline and hotel partners for outsized travel value.
$95
Annual Fee
15,000
Membership Rewards points · Welcome Bonus
3X
Top Rate
Annual Fee
$95
Network
—
Rewards Currency
American Express Membership Rewards
Point Valuation
1.5–2 cpp (mid: 1.8)
Credit Required
Good to Excellent
15,000
Membership Rewards points
$1,000
Spend Required
6 months
Time Period
The Amex EveryDay Preferred is no longer accepting new applications. Existing cardholders continue to earn Membership Rewards points at the same rates.
3X
Cap: $6,000/annual
2X
Purchases made directly at U.S. gas stations
2X
Earn 2X points for eligible purchases booked at AmexTravel.com
Earn 3X Membership Rewards points at U.S. supermarkets on up to $6,000 per year. Hit 30 transactions in a billing period and that rate jumps to an effective 4.5X — one of the highest supermarket earning rates available.
Spend $500/month at supermarkets with the 50% bonus: earn 2,250 points/month worth ~$45 at 2 cpp, or $540/year in travel value.
Earn 2X Membership Rewards points at U.S. gas stations on unlimited purchases. With the 30-transaction bonus, your effective rate becomes 3X — a 6% return at 2 cpp valuation.
Spend $200/month on gas with the 50% bonus: earn 600 points/month worth ~$12 at 2 cpp, or $144/year in travel value.
Earn 2X Membership Rewards points on flights, hotels, and car rentals booked through the Amex Travel portal. Portal purchases count toward the 30-transaction threshold but don't receive the 50% bonus.
Book a $1,000 hotel through AmexTravel.com: earn 2,000 points worth ~$40 at 2 cpp.
Benefits & Perks
Combined Protection Value
$1,300
With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of pur...
Program & Transfers
22 transfer partners: 19 airlines + 3 hotels across all alliances
Amex Membership Rewards offers the most extensive transfer network in the industry with 19 airline and 3 hotel partners. The program's strength lies in premium cabin redemptions, with exceptional sweet spots like ANA first class via Virgin Atlantic and Delta One awards through Virgin Atlantic Flying Club. Unlike competitors, Amex frequently runs transfer bonuses (15-40%) to partners like Virgin Atlantic, Avianca, and British Airways, often 3-4 times per year. These bonuses can dramatically improve redemption value, making MR points worth 2-3+ cents per point for savvy users who time their transfers. The program covers all three major alliances with multiple partners in each, providing unmatched redundancy. If one partner has poor availability, you have alternatives. This flexibility, combined with instant transfers to most partners, makes Membership Rewards ideal for last-minute premium cabin bookings.
Reviews & Analysis
Details & Terms
Amex Everyday family
| Card | Tier | Annual Fee | Note |
|---|---|---|---|
| Amex Everyday | entry | $0 |
Product changes available between family members without a new credit inquiry.
You can redeem Membership Rewards points for a statement credit at only 0.6¢ per point. With an Amex Business Checking account you can reach 1¢ per point, which still isn’t great value. For the best return, transfer points to airline or hotel partners before booking.
The best place to use Amex points is with transfer partners. Move points to an airline or hotel program and book award travel for more than 1¢ per point you'll earn from the Amex Travel Portal. Partner sweet spots often yield much higher value once you get more advanced in the hobby.
Media & Resources

Earn 4.5X points at supermarkets and access 20+ transfer partners for $95/year
Earn 3X Membership Rewards points at U.S. supermarkets (up to $6,000/year), 2X at U.S. gas stations, and 1X everywhere else. Make 30+ purchases per billing period and all those rates jump 50% — to 4.5X, 3X, and 1.5X respectively. Transfer points 1:1 to airline and hotel partners for outsized travel value.
$95
Annual Fee
15,000
Membership Rewards points · Welcome Bonus
3X
Top Rate
Annual Fee
$95
Network
—
Rewards Currency
American Express Membership Rewards
Point Valuation
1.5–2 cpp (mid: 1.8)
Credit Required
Good to Excellent
15,000
Membership Rewards points
$1,000
Spend Required
6 months
Time Period
The Amex EveryDay Preferred is no longer accepting new applications. Existing cardholders continue to earn Membership Rewards points at the same rates.
3X
Cap: $6,000/annual
2X
Purchases made directly at U.S. gas stations
2X
Earn 2X points for eligible purchases booked at AmexTravel.com
Earn 3X Membership Rewards points at U.S. supermarkets on up to $6,000 per year. Hit 30 transactions in a billing period and that rate jumps to an effective 4.5X — one of the highest supermarket earning rates available.
Spend $500/month at supermarkets with the 50% bonus: earn 2,250 points/month worth ~$45 at 2 cpp, or $540/year in travel value.
Earn 2X Membership Rewards points at U.S. gas stations on unlimited purchases. With the 30-transaction bonus, your effective rate becomes 3X — a 6% return at 2 cpp valuation.
Spend $200/month on gas with the 50% bonus: earn 600 points/month worth ~$12 at 2 cpp, or $144/year in travel value.
Earn 2X Membership Rewards points on flights, hotels, and car rentals booked through the Amex Travel portal. Portal purchases count toward the 30-transaction threshold but don't receive the 50% bonus.
Book a $1,000 hotel through AmexTravel.com: earn 2,000 points worth ~$40 at 2 cpp.
Benefits & Perks
Combined Protection Value
$1,300
With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of pur...
Program & Transfers
22 transfer partners: 19 airlines + 3 hotels across all alliances
Amex Membership Rewards offers the most extensive transfer network in the industry with 19 airline and 3 hotel partners. The program's strength lies in premium cabin redemptions, with exceptional sweet spots like ANA first class via Virgin Atlantic and Delta One awards through Virgin Atlantic Flying Club. Unlike competitors, Amex frequently runs transfer bonuses (15-40%) to partners like Virgin Atlantic, Avianca, and British Airways, often 3-4 times per year. These bonuses can dramatically improve redemption value, making MR points worth 2-3+ cents per point for savvy users who time their transfers. The program covers all three major alliances with multiple partners in each, providing unmatched redundancy. If one partner has poor availability, you have alternatives. This flexibility, combined with instant transfers to most partners, makes Membership Rewards ideal for last-minute premium cabin bookings.
Reviews & Analysis
Details & Terms
Amex Everyday family
| Card | Tier | Annual Fee | Note |
|---|---|---|---|
| Amex Everyday | entry | $0 |
Product changes available between family members without a new credit inquiry.
You can redeem Membership Rewards points for a statement credit at only 0.6¢ per point. With an Amex Business Checking account you can reach 1¢ per point, which still isn’t great value. For the best return, transfer points to airline or hotel partners before booking.
The best place to use Amex points is with transfer partners. Move points to an airline or hotel program and book award travel for more than 1¢ per point you'll earn from the Amex Travel Portal. Partner sweet spots often yield much higher value once you get more advanced in the hobby.
Media & Resources
Secondary coverage for damage or theft of rental vehicles. Decline the CDW at the rental counter to activate.
Get up to 1 extra year of warranty on eligible purchases with original warranties of 5 years or less.
Protects eligible purchases against accidental damage, theft, or loss for up to 90 days. Up to $1,000 per item, $50,000 per year.
Accidental death and dismemberment coverage when you purchase common carrier travel with your card.
Coverage for lost, damaged, or stolen checked and carry-on baggage when you charge the entire fare to your card.
Access your FICO Score and Experian credit report through MyCredit Guide, with personalized alerts for unauthorized activity.
24/7 emergency help when traveling 100+ miles from home: medical/legal referrals, cash wires, luggage assistance.
Upgrade to primary car rental coverage with accidental death/dismemberment protection. Paid enrollment required — two plan options available.
Access 24/7 roadside assistance including towing, flat tires, jump starts, lockouts, and fuel delivery.
Transfer your Membership Rewards points to 20 leading loyalty programs for maximum value.
Most partners accept Membership Rewards points at a 1:1 ratio with instant or near-instant transfers.
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 5:8 | instant | — | — | |
| 1:1 | instant | — | — | |
| 1:1 | 1-2 days | — | 1.8 cpp | |
| 5:4 | instant | — | 1.35 cpp | |
| 1:1 | instant | — | — | |
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Intra-Europe Economy via Iberia | 3,500 | — | economy | europe |
| Intra-Europe in Economy on a Partner | 4,000 | — | economy | europe |
| Domestic US in Business on a Partner | 6,000 | — | economy | united_states |
| US to Europe in Economy | 6,000 | — | economy | europe |
| US to South America in Economy | 7,100 | — | economy | south_america |
| Domestic US and Canada in Economy | 7,100 | — | economy | united_states |
| Intra-Europe in Economy | 7,500 | — | economy | europe |
| Intra-Europe in Business | 8,000 | — | business | europe |
| US to Canada in Economy | 10,300 | — | economy | united_states |
| US to Mexico in Economy on a Partner | 11,500 | — | economy | central_america |
| Canada to Hawaii in Economy | 11,600 | — | economy | united_states |
| Domestic US in First Class | 12,500 | — | first | united_states |
| US to Mexico in Economy | 14,400 | — | economy | central_america |
| US to Hawaii in Economy on a Partner | 15,000 | — | economy | united_states |
| US to Iceland in Economy on a Partner | 17,000 | — | economy | europe |
| US to Japan in Economy | 20,000 | — | economy | asia |
| US to Asia in Economy | 20,000 | — | economy | asia |
| US to South America in Business | 22,500 | — | business | south_america |
| US to Northern Africa in Economy | 25,000 | — | economy | africa |
| US to Hong Kong in Economy | 27,000 | — | economy | asia |
Showing top 20 of 47 sweet spots
The Amex EveryDay Preferred delivers strong grocery and gas earning rates that effectively reach 4.5X and 3X with the 30-transaction bonus. While it lacks the premium travel perks of the Amex Gold ($325/year), it offers Membership Rewards transfer partners at a lower annual fee — making it ideal for families focused on everyday spending.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$95
Net Annual Value
-$95
You can upgrade, but it’s usually not recommended. Amex limits welcome offers to roughly once every 7 years per card. Upgrade bonuses are typically much smaller than new-card offers, so applying for a new Platinum card generally provides better long-term value.
There’s no way to avoid the [Amex Platinum](https://pointsnav.com/credit-cards/american-express-platinum-personal) annual fee. The card’s benefits and welcome offer can offset year one, but ongoing value depends on your use of credits and lounges. If the math no longer works, your options are to cancel or downgrade to a lower-fee card.
Yes. Upgrading with points often costs less than paying cash, but you’ll usually get better value by transferring points to the airline and booking business class from the start. Amex partner sweet spots can produce excellent premium-cabin redemptions when available.
Transfer to airline partners when redemption value exceeds 1.5 cents per point (common for business/first class). Use the Amex Travel portal at 1 cpp for economy flights when transfer partners offer poor availability or require fuel surcharges. Portal bookings earn 5x on Platinum for effective 5 cpp value, making them competitive with mediocre transfer redemptions.
Log into your Amex account, navigate to the rewards section, click "Transfer Points," link your loyalty account with your chosen airline partner, select the partner and amount, then initiate the transfer. Transfers are irreversible once completed, so verify all details before confirming.
There is a federal excise tax of $0.0006 per point (maximum $99 per transaction) when transferring to US-based airline partners like Delta, Hawaiian, and JetBlue. No transfer fees apply to other partners, hotel programs, or international airlines. Always check the specific partner's terms before transferring.
Points from multiple Amex Membership Rewards cards automatically pool under one login for flexible redemptions. You cannot directly transfer points between different Amex accounts or to unauthorized users, but you can transfer pooled points to an authorized user's loyalty account after a 90-day waiting period.
Practical guide covering tactics to hit the 30-transaction threshold including bill payment strategies, small purchase techniques, and credit card shuffling to maximize the 50% bonus.
Detailed guide explaining how to maximize 4.5X points at supermarkets and 3X at gas stations with the 30-transaction bonus. Values MR points at ~1.7 cents each and compares to Amex Gold, Green, and EveryDay cards.
Comprehensive review covering earning rates on supermarkets and gas stations, the 50% bonus mechanics for 30+ transactions, and comparison to alternatives like the Chase Sapphire Preferred and Amex Gold. Notes the card is no longer open to new applicants.
Direct comparison of EveryDay Preferred against the no-fee EveryDay card, analyzing when the $95 annual fee is justified and earning potential differences between the 50% and 20% transaction bonuses.
In-depth review detailing 3X points at supermarkets, 2X at gas stations, and the 50% bonus mechanics. Includes analysis of benefits like extended warranty, purchase protection, travel insurance, and comparison to no-fee alternatives.
Reviews the Amex EveryDay Preferred as a solid option for frequent purchasers looking to earn Membership Rewards points on everyday spending categories like groceries and gas.
Overview of 5 key features including the supermarket bonus, gas station earning, 50% transaction bonus, Membership Rewards flexibility, and annual fee considerations.
Community-driven review with editor rating of 3.0/5 and detailed breakdown including user reviews, market comparison score, and analysis of the card's cashback equivalent rates with the 50% bonus.


| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
Secondary coverage for damage or theft of rental vehicles. Decline the CDW at the rental counter to activate.
Get up to 1 extra year of warranty on eligible purchases with original warranties of 5 years or less.
Protects eligible purchases against accidental damage, theft, or loss for up to 90 days. Up to $1,000 per item, $50,000 per year.
Accidental death and dismemberment coverage when you purchase common carrier travel with your card.
Coverage for lost, damaged, or stolen checked and carry-on baggage when you charge the entire fare to your card.
Access your FICO Score and Experian credit report through MyCredit Guide, with personalized alerts for unauthorized activity.
24/7 emergency help when traveling 100+ miles from home: medical/legal referrals, cash wires, luggage assistance.
Upgrade to primary car rental coverage with accidental death/dismemberment protection. Paid enrollment required — two plan options available.
Access 24/7 roadside assistance including towing, flat tires, jump starts, lockouts, and fuel delivery.
Transfer your Membership Rewards points to 20 leading loyalty programs for maximum value.
Most partners accept Membership Rewards points at a 1:1 ratio with instant or near-instant transfers.
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 5:8 | instant | — | — | |
| 1:1 | instant | — | — | |
| 1:1 | 1-2 days | — | 1.8 cpp | |
| 5:4 | instant | — | 1.35 cpp | |
| 1:1 | instant | — | — | |
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Intra-Europe Economy via Iberia | 3,500 | — | economy | europe |
| Intra-Europe in Economy on a Partner | 4,000 | — | economy | europe |
| Domestic US in Business on a Partner | 6,000 | — | economy | united_states |
| US to Europe in Economy | 6,000 | — | economy | europe |
| US to South America in Economy | 7,100 | — | economy | south_america |
| Domestic US and Canada in Economy | 7,100 | — | economy | united_states |
| Intra-Europe in Economy | 7,500 | — | economy | europe |
| Intra-Europe in Business | 8,000 | — | business | europe |
| US to Canada in Economy | 10,300 | — | economy | united_states |
| US to Mexico in Economy on a Partner | 11,500 | — | economy | central_america |
| Canada to Hawaii in Economy | 11,600 | — | economy | united_states |
| Domestic US in First Class | 12,500 | — | first | united_states |
| US to Mexico in Economy | 14,400 | — | economy | central_america |
| US to Hawaii in Economy on a Partner | 15,000 | — | economy | united_states |
| US to Iceland in Economy on a Partner | 17,000 | — | economy | europe |
| US to Japan in Economy | 20,000 | — | economy | asia |
| US to Asia in Economy | 20,000 | — | economy | asia |
| US to South America in Business | 22,500 | — | business | south_america |
| US to Northern Africa in Economy | 25,000 | — | economy | africa |
| US to Hong Kong in Economy | 27,000 | — | economy | asia |
Showing top 20 of 47 sweet spots
The Amex EveryDay Preferred delivers strong grocery and gas earning rates that effectively reach 4.5X and 3X with the 30-transaction bonus. While it lacks the premium travel perks of the Amex Gold ($325/year), it offers Membership Rewards transfer partners at a lower annual fee — making it ideal for families focused on everyday spending.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$95
Net Annual Value
-$95
You can upgrade, but it’s usually not recommended. Amex limits welcome offers to roughly once every 7 years per card. Upgrade bonuses are typically much smaller than new-card offers, so applying for a new Platinum card generally provides better long-term value.
There’s no way to avoid the [Amex Platinum](https://pointsnav.com/credit-cards/american-express-platinum-personal) annual fee. The card’s benefits and welcome offer can offset year one, but ongoing value depends on your use of credits and lounges. If the math no longer works, your options are to cancel or downgrade to a lower-fee card.
Yes. Upgrading with points often costs less than paying cash, but you’ll usually get better value by transferring points to the airline and booking business class from the start. Amex partner sweet spots can produce excellent premium-cabin redemptions when available.
Transfer to airline partners when redemption value exceeds 1.5 cents per point (common for business/first class). Use the Amex Travel portal at 1 cpp for economy flights when transfer partners offer poor availability or require fuel surcharges. Portal bookings earn 5x on Platinum for effective 5 cpp value, making them competitive with mediocre transfer redemptions.
Log into your Amex account, navigate to the rewards section, click "Transfer Points," link your loyalty account with your chosen airline partner, select the partner and amount, then initiate the transfer. Transfers are irreversible once completed, so verify all details before confirming.
There is a federal excise tax of $0.0006 per point (maximum $99 per transaction) when transferring to US-based airline partners like Delta, Hawaiian, and JetBlue. No transfer fees apply to other partners, hotel programs, or international airlines. Always check the specific partner's terms before transferring.
Points from multiple Amex Membership Rewards cards automatically pool under one login for flexible redemptions. You cannot directly transfer points between different Amex accounts or to unauthorized users, but you can transfer pooled points to an authorized user's loyalty account after a 90-day waiting period.
Practical guide covering tactics to hit the 30-transaction threshold including bill payment strategies, small purchase techniques, and credit card shuffling to maximize the 50% bonus.
Detailed guide explaining how to maximize 4.5X points at supermarkets and 3X at gas stations with the 30-transaction bonus. Values MR points at ~1.7 cents each and compares to Amex Gold, Green, and EveryDay cards.
Comprehensive review covering earning rates on supermarkets and gas stations, the 50% bonus mechanics for 30+ transactions, and comparison to alternatives like the Chase Sapphire Preferred and Amex Gold. Notes the card is no longer open to new applicants.
Direct comparison of EveryDay Preferred against the no-fee EveryDay card, analyzing when the $95 annual fee is justified and earning potential differences between the 50% and 20% transaction bonuses.
In-depth review detailing 3X points at supermarkets, 2X at gas stations, and the 50% bonus mechanics. Includes analysis of benefits like extended warranty, purchase protection, travel insurance, and comparison to no-fee alternatives.
Reviews the Amex EveryDay Preferred as a solid option for frequent purchasers looking to earn Membership Rewards points on everyday spending categories like groceries and gas.
Overview of 5 key features including the supermarket bonus, gas station earning, 50% transaction bonus, Membership Rewards flexibility, and annual fee considerations.
Community-driven review with editor rating of 3.0/5 and detailed breakdown including user reviews, market comparison score, and analysis of the card's cashback equivalent rates with the 50% bonus.


| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
Secondary coverage for damage or theft of rental vehicles. Decline the CDW at the rental counter to activate.
Get up to 1 extra year of warranty on eligible purchases with original warranties of 5 years or less.
Protects eligible purchases against accidental damage, theft, or loss for up to 90 days. Up to $1,000 per item, $50,000 per year.
Accidental death and dismemberment coverage when you purchase common carrier travel with your card.
Coverage for lost, damaged, or stolen checked and carry-on baggage when you charge the entire fare to your card.
Access your FICO Score and Experian credit report through MyCredit Guide, with personalized alerts for unauthorized activity.
24/7 emergency help when traveling 100+ miles from home: medical/legal referrals, cash wires, luggage assistance.
Upgrade to primary car rental coverage with accidental death/dismemberment protection. Paid enrollment required — two plan options available.
Access 24/7 roadside assistance including towing, flat tires, jump starts, lockouts, and fuel delivery.
Transfer your Membership Rewards points to 20 leading loyalty programs for maximum value.
Most partners accept Membership Rewards points at a 1:1 ratio with instant or near-instant transfers.
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 5:8 | instant | — | — | |
| 1:1 | instant | — | — | |
| 1:1 | 1-2 days | — | 1.8 cpp | |
| 5:4 | instant | — | 1.35 cpp | |
| 1:1 | instant | — | — | |
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Intra-Europe Economy via Iberia | 3,500 | — | economy | europe |
| Intra-Europe in Economy on a Partner | 4,000 | — | economy | europe |
| Domestic US in Business on a Partner | 6,000 | — | economy | united_states |
| US to Europe in Economy | 6,000 | — | economy | europe |
| US to South America in Economy | 7,100 | — | economy | south_america |
| Domestic US and Canada in Economy | 7,100 | — | economy | united_states |
| Intra-Europe in Economy | 7,500 | — | economy | europe |
| Intra-Europe in Business | 8,000 | — | business | europe |
| US to Canada in Economy | 10,300 | — | economy | united_states |
| US to Mexico in Economy on a Partner | 11,500 | — | economy | central_america |
| Canada to Hawaii in Economy | 11,600 | — | economy | united_states |
| Domestic US in First Class | 12,500 | — | first | united_states |
| US to Mexico in Economy | 14,400 | — | economy | central_america |
| US to Hawaii in Economy on a Partner | 15,000 | — | economy | united_states |
| US to Iceland in Economy on a Partner | 17,000 | — | economy | europe |
| US to Japan in Economy | 20,000 | — | economy | asia |
| US to Asia in Economy | 20,000 | — | economy | asia |
| US to South America in Business | 22,500 | — | business | south_america |
| US to Northern Africa in Economy | 25,000 | — | economy | africa |
| US to Hong Kong in Economy | 27,000 | — | economy | asia |
Showing top 20 of 47 sweet spots
The Amex EveryDay Preferred delivers strong grocery and gas earning rates that effectively reach 4.5X and 3X with the 30-transaction bonus. While it lacks the premium travel perks of the Amex Gold ($325/year), it offers Membership Rewards transfer partners at a lower annual fee — making it ideal for families focused on everyday spending.
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$95
Net Annual Value
-$95
You can upgrade, but it’s usually not recommended. Amex limits welcome offers to roughly once every 7 years per card. Upgrade bonuses are typically much smaller than new-card offers, so applying for a new Platinum card generally provides better long-term value.
There’s no way to avoid the [Amex Platinum](https://pointsnav.com/credit-cards/american-express-platinum-personal) annual fee. The card’s benefits and welcome offer can offset year one, but ongoing value depends on your use of credits and lounges. If the math no longer works, your options are to cancel or downgrade to a lower-fee card.
Yes. Upgrading with points often costs less than paying cash, but you’ll usually get better value by transferring points to the airline and booking business class from the start. Amex partner sweet spots can produce excellent premium-cabin redemptions when available.
Transfer to airline partners when redemption value exceeds 1.5 cents per point (common for business/first class). Use the Amex Travel portal at 1 cpp for economy flights when transfer partners offer poor availability or require fuel surcharges. Portal bookings earn 5x on Platinum for effective 5 cpp value, making them competitive with mediocre transfer redemptions.
Log into your Amex account, navigate to the rewards section, click "Transfer Points," link your loyalty account with your chosen airline partner, select the partner and amount, then initiate the transfer. Transfers are irreversible once completed, so verify all details before confirming.
There is a federal excise tax of $0.0006 per point (maximum $99 per transaction) when transferring to US-based airline partners like Delta, Hawaiian, and JetBlue. No transfer fees apply to other partners, hotel programs, or international airlines. Always check the specific partner's terms before transferring.
Points from multiple Amex Membership Rewards cards automatically pool under one login for flexible redemptions. You cannot directly transfer points between different Amex accounts or to unauthorized users, but you can transfer pooled points to an authorized user's loyalty account after a 90-day waiting period.
Practical guide covering tactics to hit the 30-transaction threshold including bill payment strategies, small purchase techniques, and credit card shuffling to maximize the 50% bonus.
Detailed guide explaining how to maximize 4.5X points at supermarkets and 3X at gas stations with the 30-transaction bonus. Values MR points at ~1.7 cents each and compares to Amex Gold, Green, and EveryDay cards.
Comprehensive review covering earning rates on supermarkets and gas stations, the 50% bonus mechanics for 30+ transactions, and comparison to alternatives like the Chase Sapphire Preferred and Amex Gold. Notes the card is no longer open to new applicants.
Direct comparison of EveryDay Preferred against the no-fee EveryDay card, analyzing when the $95 annual fee is justified and earning potential differences between the 50% and 20% transaction bonuses.
In-depth review detailing 3X points at supermarkets, 2X at gas stations, and the 50% bonus mechanics. Includes analysis of benefits like extended warranty, purchase protection, travel insurance, and comparison to no-fee alternatives.
Reviews the Amex EveryDay Preferred as a solid option for frequent purchasers looking to earn Membership Rewards points on everyday spending categories like groceries and gas.
Overview of 5 key features including the supermarket bonus, gas station earning, 50% transaction bonus, Membership Rewards flexibility, and annual fee considerations.
Community-driven review with editor rating of 3.0/5 and detailed breakdown including user reviews, market comparison score, and analysis of the card's cashback equivalent rates with the 50% bonus.


| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| 1:1 |
| instant |
| 94% |
| — |
| 1:1 | instant | 88% | 1.5 cpp |
| 1:1 | instant | 81% | 1.4 cpp |
| 1:1 | instant | 81% | — |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 75% | 1.2 cpp |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 69% | — |
| 1:1 | instant | 69% | — |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 1:2 | instant | 63% | 0.5 cpp | |
| 1:1 | 1-2 days | 44% | 0.7 cpp | |
| 2:3 | instant | 44% | 0.6 cpp |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
cathay_pacific_asia_miles | 1:1 | instant | — | — |
air_france_klm_flying_blue | 1:1 | instant | 81% | — |
| 1:1 |
| instant |
| 94% |
| — |
| 1:1 | instant | 88% | 1.5 cpp |
| 1:1 | instant | 81% | 1.4 cpp |
| 1:1 | instant | 81% | — |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 75% | 1.2 cpp |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 69% | — |
| 1:1 | instant | 69% | — |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 1:2 | instant | 63% | 0.5 cpp | |
| 1:1 | 1-2 days | 44% | 0.7 cpp | |
| 2:3 | instant | 44% | 0.6 cpp |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
cathay_pacific_asia_miles | 1:1 | instant | — | — |
air_france_klm_flying_blue | 1:1 | instant | 81% | — |
| 1:1 |
| instant |
| 94% |
| — |
| 1:1 | instant | 88% | 1.5 cpp |
| 1:1 | instant | 81% | 1.4 cpp |
| 1:1 | instant | 81% | — |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 75% | 1.2 cpp |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 75% | — |
| 1:1 | instant | 69% | — |
| 1:1 | instant | 69% | — |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
| 1:2 | instant | 63% | 0.5 cpp | |
| 1:1 | 1-2 days | 44% | 0.7 cpp | |
| 2:3 | instant | 44% | 0.6 cpp |
| Partner | Ratio | Transfer Time | Value Retained | Point Value |
|---|---|---|---|---|
cathay_pacific_asia_miles | 1:1 | instant | — | — |
air_france_klm_flying_blue | 1:1 | instant | 81% | — |