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About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy
dining credit

Here you can add a description about your company or product

© Copyright 2026 CardRewards. All Rights Reserved.

About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy

Results from

$6,000

Scoring mode

Options

Point valuation

Booking

Rewards

Programs

Networks

Refine results

No annual fee only?

Avoid Amex network?

Already have a premium card?

Resolved as:All Other
Keyword
85%
50 matches182ms
No image
1

The Platinum Card from American Express

Amex

1x Membership Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.$200/yr Resy Restaurant Credit
  2. 2.Platinum Nights by Resy

$1,222 in credits fully offsets the $895 fee

AMEX
1.8¢
per dollar on all other
$895/yr($1,222 in credits)
Annual rewards$108
+ Credits$1,222
\u2212 Annual fee$895
Net annual value$435
No image
2

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on All Other
2x × 1.9¢/pt = 3.7¢ per dollar

Why this card

  1. 1.Capital One Dining
  2. 2.Exclusive Dining Experiences

$315 in credits offset the $395 fee

VISA
3.7¢
per dollar on all other
$395/yr($315 in credits)
Annual rewards$222
+ Credits$315
\u2212 Annual fee$395
Net annual value$142
Citi Strata Elite℠ Card
3

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on All Other
1.5x × 1.5¢/pt = 2.3¢ per dollar

Why this card

  1. 1.$30/yr Instacart+ Savings

$762.50 in credits fully offsets the $595 fee

MASTERCARD
2.3¢
per dollar on all other
$595/yr($762.50 in credits)
Annual rewards$135
+ Credits$762.50
\u2212 Annual fee$595
Net annual value$302.50
World of Hyatt Credit Card
4

World of Hyatt Credit Card

Chase

1x World Of Hyatt on All Other
1x × 1.0¢/pt = 1.0¢ per dollar

Why this card

  1. 1.$96/yr DashPass Subscription
  2. 2.$30/yr Instacart+ Membership & Credit
  3. 3.OpenTable Special Dining Events

$8 in credits offset the $95 fee

VISA
1.0¢
per dollar on all other
$95/yr($8 in credits)
Annual rewards$60
+ Credits$8
\u2212 Annual fee$95
Net annual value-$27
No image
5

One Key+ Card

Wells Fargo

2% cash back on All Other

Why this card

  1. 1.$30/yr Instacart+ Savings

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Bilt Obsidian Card
6

Bilt Obsidian Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.$30/yr Instacart+ Savings
MASTERCARD
2.0¢
per dollar on all other
$95/yr
Annual rewards$120
\u2212 Annual fee$95
Net annual value$25
No image
7

TD Double Up Credit Card

Td Bank

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Capital One VentureOne Rewards Credit Card
8

Capital One VentureOne Rewards Credit Card

Capital One

1.25x Venture Miles on All Other
1.25x × 1.9¢/pt = 2.3¢ per dollar

Why this card

  1. 1.Capital One Dining

No annual fee

MASTERCARD
2.3¢
per dollar on all other
No annual fee
Annual rewards$138.75
Net annual value$138.75
Chase Sapphire Reserve
9

Chase Sapphire Reserve

Chase

1x Ultimate Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.$25/yr Exclusive Tables Dining Credit
  2. 2.$25/yr DoorDash DashPass & Credits

$668 in credits offset the $795 fee

VISA
1.8¢
per dollar on all other
$795/yr($668 in credits)
Annual rewards$108
+ Credits$668
\u2212 Annual fee$795
Net annual value-$19
Wells Fargo Active Cash Card
10

Wells Fargo Active Cash Card

Wells Fargo

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Bank of America Unlimited Cash Rewards Credit Card
11

Bank of America Unlimited Cash Rewards Credit Card

Bank Of America

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Fidelity Rewards Visa Signature Card
12

Fidelity Rewards Visa Signature Card

Elan Financial

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Navy Federal Flagship Rewards® Card
13

Navy Federal Flagship Rewards® Card

Navy Federal

2x Navy Federal Nrewards on All Other
2x × 1.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
No image
14

Verizon Visa Card

Synchrony

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
U.S. Bank Smartly Visa Signature Card
15

U.S. Bank Smartly Visa Signature Card

Usbank

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
American Express Gold Card
16

American Express Gold Card

Amex

1x Membership Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.$50/yr $100 Resy Credit
  2. 2.$60/yr $120 Dining Credit
  3. 3.$42/yr $84 Dunkin' Credit

$60 in credits offset the $325 fee

AMEX
1.8¢
per dollar on all other
$325/yr($60 in credits)
Annual rewards$108
+ Credits$60
\u2212 Annual fee$325
Net annual value-$157
PayPal Cashback Mastercard
17

PayPal Cashback Mastercard

Synchrony

1.5% cash back on All Other

Why this card

  1. 1.$30/yr Instacart+ Savings

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee
Annual rewards$90
Net annual value$90
Chase Sapphire Preferred Card
18

Chase Sapphire Preferred Card

Chase

1x Ultimate Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.$60/yr Complimentary DashPass Membership
  2. 2.OpenTable Special Dining Events

$33 in credits offset the $95 fee

VISA
1.8¢
per dollar on all other
$95/yr($33 in credits)
Annual rewards$108
+ Credits$33
\u2212 Annual fee$95
Net annual value$46
Bank of America® Unlimited Cash Rewards for Students
19

Bank of America® Unlimited Cash Rewards for Students

Bank Of America

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
No image
20

Bilt Palladium Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.$30/yr Instacart+ Savings

$300 in credits offset the $495 fee

MASTERCARD
2.0¢
per dollar on all other
$495/yr($300 in credits)
Annual rewards$120
+ Credits$300
\u2212 Annual fee$495
Net annual value-$75
Capital One Quicksilver Cash Rewards Credit Card
21

Capital One Quicksilver Cash Rewards Credit Card

Capital One

1.5% cash back on All Other

Why this card

  1. 1.$30/yr Instacart+ Savings
  2. 2.Capital One Dining

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee($29.97 in credits)
Annual rewards$90
+ Credits$29.97
Net annual value$119.97
Chase Freedom Flex
22

Chase Freedom Flex

Chase

1% cash back on All Other

Why this card

  1. 1.$30/yr DashPass Subscription
  2. 2.$20/yr DoorDash

No annual fee

MASTERCARD
1.0¢
per dollar on all other
No annual fee
Annual rewards$60
Net annual value$60
Chase Freedom Unlimited
23

Chase Freedom Unlimited

Chase

1.5% cash back on All Other

Why this card

  1. 1.$30/yr DoorDash DashPass Subscription

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee
Annual rewards$90
Net annual value$90
Upgrade Visa Card with Cash Rewards
24

Upgrade Visa Card with Cash Rewards

Upgrade

1.5% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$90
+ Credits$8
Net annual value$98
Atmos Rewards Ascent Visa Signature Card
25

Atmos Rewards Ascent Visa Signature Card

Bank Of America

1x Atmos Rewards on All Other
1x × 1.1¢/pt = 1.1¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

$8 in credits offset the $95 fee

VISA
1.1¢
per dollar on all other
$95/yr($8 in credits)
Annual rewards$66.00
+ Credits$8
\u2212 Annual fee$95
Net annual value-$21.00
Delta SkyMiles Platinum American Express Card
26

Delta SkyMiles Platinum American Express Card

Amex

1x Delta Skymiles on All Other
1x × 1.0¢/pt = 1.0¢ per dollar

Why this card

  1. 1.$60/yr $120 Resy Credit

$154.94 in credits offset the $350 fee

AMEX
1.0¢
per dollar on all other
$350/yr($154.94 in credits)
Annual rewards$60
+ Credits$154.94
\u2212 Annual fee$350
Net annual value-$135.06
Wells Fargo Autograph Journey Visa Credit Card
27

Wells Fargo Autograph Journey Visa Credit Card

Wells Fargo

1x Wells Fargo Rewards on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

$33 in credits offset the $95 fee

VISA
1.5¢
per dollar on all other
$95/yr($33 in credits)
Annual rewards$90
+ Credits$33
\u2212 Annual fee$95
Net annual value$28
Hilton Honors American Express Aspire Card
28

Hilton Honors American Express Aspire Card

Amex

3x Hilton Honors on All Other
3x × 0.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Global Dining Access by Resy

$504.50 in credits offset the $550 fee

AMEX
1.5¢
per dollar on all other
$550/yr($504.50 in credits)
Annual rewards$90
+ Credits$504.50
\u2212 Annual fee$550
Net annual value$44.50
No image
29

Korean Air SKYPASS Visa Signature Business Card

Usbank

1x Skypass on All Other
1x × 1.0¢/pt = 1.0¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

$8 in credits offset the $99 fee

VISA
1.0¢
per dollar on all other
$99/yr($8 in credits)
Annual rewards$60
+ Credits$8
\u2212 Annual fee$99
Net annual value-$31
No image
30

PenFed Pathfinder Rewards Visa Signature Card

Penfed

1x Penfed Honors Advantage on All Other
1x × 0.9¢/pt = 0.9¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

$58 in credits offset the $95 fee

VISA
0.9¢
per dollar on all other
$95/yr($58 in credits)
Annual rewards$55.50
+ Credits$58
\u2212 Annual fee$95
Net annual value$18.50

Results from

$6,000

Scoring mode

Options

Point valuation

Booking

Rewards

Programs

Networks

Refine results

No annual fee only?

Avoid Amex network?

Already have a premium card?

Resolved as:All Other
Keyword
85%
50 matches182ms
No image
1

The Platinum Card from American Express

Amex

1x Membership Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.$200/yr Resy Restaurant Credit
  2. 2.Platinum Nights by Resy

$1,222 in credits fully offsets the $895 fee

AMEX
1.8¢
per dollar on all other
$895/yr($1,222 in credits)
Annual rewards$108
+ Credits$1,222
\u2212 Annual fee$895
Net annual value$435
No image
2

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on All Other
2x × 1.9¢/pt = 3.7¢ per dollar

Why this card

  1. 1.Capital One Dining
  2. 2.Exclusive Dining Experiences

$315 in credits offset the $395 fee

VISA
3.7¢
per dollar on all other
$395/yr($315 in credits)
Annual rewards$222
+ Credits$315
\u2212 Annual fee$395
Net annual value$142
Citi Strata Elite℠ Card
3

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on All Other
1.5x × 1.5¢/pt = 2.3¢ per dollar

Why this card

  1. 1.$30/yr Instacart+ Savings

$762.50 in credits fully offsets the $595 fee

MASTERCARD
2.3¢
per dollar on all other
$595/yr($762.50 in credits)
Annual rewards$135
+ Credits$762.50
\u2212 Annual fee$595
Net annual value$302.50
World of Hyatt Credit Card
4

World of Hyatt Credit Card

Chase

1x World Of Hyatt on All Other
1x × 1.0¢/pt = 1.0¢ per dollar

Why this card

  1. 1.$96/yr DashPass Subscription
  2. 2.$30/yr Instacart+ Membership & Credit
  3. 3.OpenTable Special Dining Events

$8 in credits offset the $95 fee

VISA
1.0¢
per dollar on all other
$95/yr($8 in credits)
Annual rewards$60
+ Credits$8
\u2212 Annual fee$95
Net annual value-$27
No image
5

One Key+ Card

Wells Fargo

2% cash back on All Other

Why this card

  1. 1.$30/yr Instacart+ Savings

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Bilt Obsidian Card
6

Bilt Obsidian Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.$30/yr Instacart+ Savings
MASTERCARD
2.0¢
per dollar on all other
$95/yr
Annual rewards$120
\u2212 Annual fee$95
Net annual value$25
No image
7

TD Double Up Credit Card

Td Bank

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Capital One VentureOne Rewards Credit Card
8

Capital One VentureOne Rewards Credit Card

Capital One

1.25x Venture Miles on All Other
1.25x × 1.9¢/pt = 2.3¢ per dollar

Why this card

  1. 1.Capital One Dining

No annual fee

MASTERCARD
2.3¢
per dollar on all other
No annual fee
Annual rewards$138.75
Net annual value$138.75
Chase Sapphire Reserve
9

Chase Sapphire Reserve

Chase

1x Ultimate Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.$25/yr Exclusive Tables Dining Credit
  2. 2.$25/yr DoorDash DashPass & Credits

$668 in credits offset the $795 fee

VISA
1.8¢
per dollar on all other
$795/yr($668 in credits)
Annual rewards$108
+ Credits$668
\u2212 Annual fee$795
Net annual value-$19
Wells Fargo Active Cash Card
10

Wells Fargo Active Cash Card

Wells Fargo

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Bank of America Unlimited Cash Rewards Credit Card
11

Bank of America Unlimited Cash Rewards Credit Card

Bank Of America

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Fidelity Rewards Visa Signature Card
12

Fidelity Rewards Visa Signature Card

Elan Financial

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Navy Federal Flagship Rewards® Card
13

Navy Federal Flagship Rewards® Card

Navy Federal

2x Navy Federal Nrewards on All Other
2x × 1.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
No image
14

Verizon Visa Card

Synchrony

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
U.S. Bank Smartly Visa Signature Card
15

U.S. Bank Smartly Visa Signature Card

Usbank

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
American Express Gold Card
16

American Express Gold Card

Amex

1x Membership Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.$50/yr $100 Resy Credit
  2. 2.$60/yr $120 Dining Credit
  3. 3.$42/yr $84 Dunkin' Credit

$60 in credits offset the $325 fee

AMEX
1.8¢
per dollar on all other
$325/yr($60 in credits)
Annual rewards$108
+ Credits$60
\u2212 Annual fee$325
Net annual value-$157
PayPal Cashback Mastercard
17

PayPal Cashback Mastercard

Synchrony

1.5% cash back on All Other

Why this card

  1. 1.$30/yr Instacart+ Savings

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee
Annual rewards$90
Net annual value$90
Chase Sapphire Preferred Card
18

Chase Sapphire Preferred Card

Chase

1x Ultimate Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.$60/yr Complimentary DashPass Membership
  2. 2.OpenTable Special Dining Events

$33 in credits offset the $95 fee

VISA
1.8¢
per dollar on all other
$95/yr($33 in credits)
Annual rewards$108
+ Credits$33
\u2212 Annual fee$95
Net annual value$46
Bank of America® Unlimited Cash Rewards for Students
19

Bank of America® Unlimited Cash Rewards for Students

Bank Of America

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
No image
20

Bilt Palladium Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.$30/yr Instacart+ Savings

$300 in credits offset the $495 fee

MASTERCARD
2.0¢
per dollar on all other
$495/yr($300 in credits)
Annual rewards$120
+ Credits$300
\u2212 Annual fee$495
Net annual value-$75
Capital One Quicksilver Cash Rewards Credit Card
21

Capital One Quicksilver Cash Rewards Credit Card

Capital One

1.5% cash back on All Other

Why this card

  1. 1.$30/yr Instacart+ Savings
  2. 2.Capital One Dining

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee($29.97 in credits)
Annual rewards$90
+ Credits$29.97
Net annual value$119.97
Chase Freedom Flex
22

Chase Freedom Flex

Chase

1% cash back on All Other

Why this card

  1. 1.$30/yr DashPass Subscription
  2. 2.$20/yr DoorDash

No annual fee

MASTERCARD
1.0¢
per dollar on all other
No annual fee
Annual rewards$60
Net annual value$60
Chase Freedom Unlimited
23

Chase Freedom Unlimited

Chase

1.5% cash back on All Other

Why this card

  1. 1.$30/yr DoorDash DashPass Subscription

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee
Annual rewards$90
Net annual value$90
Upgrade Visa Card with Cash Rewards
24

Upgrade Visa Card with Cash Rewards

Upgrade

1.5% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$90
+ Credits$8
Net annual value$98
Atmos Rewards Ascent Visa Signature Card
25

Atmos Rewards Ascent Visa Signature Card

Bank Of America

1x Atmos Rewards on All Other
1x × 1.1¢/pt = 1.1¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

$8 in credits offset the $95 fee

VISA
1.1¢
per dollar on all other
$95/yr($8 in credits)
Annual rewards$66.00
+ Credits$8
\u2212 Annual fee$95
Net annual value-$21.00
Delta SkyMiles Platinum American Express Card
26

Delta SkyMiles Platinum American Express Card

Amex

1x Delta Skymiles on All Other
1x × 1.0¢/pt = 1.0¢ per dollar

Why this card

  1. 1.$60/yr $120 Resy Credit

$154.94 in credits offset the $350 fee

AMEX
1.0¢
per dollar on all other
$350/yr($154.94 in credits)
Annual rewards$60
+ Credits$154.94
\u2212 Annual fee$350
Net annual value-$135.06
Wells Fargo Autograph Journey Visa Credit Card
27

Wells Fargo Autograph Journey Visa Credit Card

Wells Fargo

1x Wells Fargo Rewards on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

$33 in credits offset the $95 fee

VISA
1.5¢
per dollar on all other
$95/yr($33 in credits)
Annual rewards$90
+ Credits$33
\u2212 Annual fee$95
Net annual value$28
Hilton Honors American Express Aspire Card
28

Hilton Honors American Express Aspire Card

Amex

3x Hilton Honors on All Other
3x × 0.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Global Dining Access by Resy

$504.50 in credits offset the $550 fee

AMEX
1.5¢
per dollar on all other
$550/yr($504.50 in credits)
Annual rewards$90
+ Credits$504.50
\u2212 Annual fee$550
Net annual value$44.50
No image
29

Korean Air SKYPASS Visa Signature Business Card

Usbank

1x Skypass on All Other
1x × 1.0¢/pt = 1.0¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

$8 in credits offset the $99 fee

VISA
1.0¢
per dollar on all other
$99/yr($8 in credits)
Annual rewards$60
+ Credits$8
\u2212 Annual fee$99
Net annual value-$31
No image
30

PenFed Pathfinder Rewards Visa Signature Card

Penfed

1x Penfed Honors Advantage on All Other
1x × 0.9¢/pt = 0.9¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

$58 in credits offset the $95 fee

VISA
0.9¢
per dollar on all other
$95/yr($58 in credits)
Annual rewards$55.50
+ Credits$58
\u2212 Annual fee$95
Net annual value$18.50

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1

The Platinum Card from American Express

Amex

1x Membership Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.$200/yr Resy Restaurant Credit
  2. 2.Platinum Nights by Resy

$1,222 in credits fully offsets the $895 fee

AMEX
1.8¢
per dollar on all other
$895/yr($1,222 in credits)
Annual rewards$108
+ Credits$1,222
\u2212 Annual fee$895
Net annual value$435
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2

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on All Other
2x × 1.9¢/pt = 3.7¢ per dollar

Why this card

  1. 1.Capital One Dining
  2. 2.Exclusive Dining Experiences

$315 in credits offset the $395 fee

VISA
3.7¢
per dollar on all other
$395/yr($315 in credits)
Annual rewards$222
+ Credits$315
\u2212 Annual fee$395
Net annual value$142
Citi Strata Elite℠ Card
3

Citi Strata Elite℠ Card

Citi

1.5x ThankYou Points on All Other
1.5x × 1.5¢/pt = 2.3¢ per dollar

Why this card

  1. 1.$30/yr Instacart+ Savings

$762.50 in credits fully offsets the $595 fee

MASTERCARD
2.3¢
per dollar on all other
$595/yr($762.50 in credits)
Annual rewards$135
+ Credits$762.50
\u2212 Annual fee$595
Net annual value$302.50
World of Hyatt Credit Card
4

World of Hyatt Credit Card

Chase

1x World Of Hyatt on All Other
1x × 1.0¢/pt = 1.0¢ per dollar

Why this card

  1. 1.$96/yr DashPass Subscription
  2. 2.$30/yr Instacart+ Membership & Credit
  3. 3.OpenTable Special Dining Events

$8 in credits offset the $95 fee

VISA
1.0¢
per dollar on all other
$95/yr($8 in credits)
Annual rewards$60
+ Credits$8
\u2212 Annual fee$95
Net annual value-$27
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5

One Key+ Card

Wells Fargo

2% cash back on All Other

Why this card

  1. 1.$30/yr Instacart+ Savings

No annual fee

MASTERCARD
2.0¢
per dollar on all other
No annual fee
Annual rewards$120
Net annual value$120
Bilt Obsidian Card
6

Bilt Obsidian Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.$30/yr Instacart+ Savings
MASTERCARD
2.0¢
per dollar on all other
$95/yr
Annual rewards$120
\u2212 Annual fee$95
Net annual value$25
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7

TD Double Up Credit Card

Td Bank

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Capital One VentureOne Rewards Credit Card
8

Capital One VentureOne Rewards Credit Card

Capital One

1.25x Venture Miles on All Other
1.25x × 1.9¢/pt = 2.3¢ per dollar

Why this card

  1. 1.Capital One Dining

No annual fee

MASTERCARD
2.3¢
per dollar on all other
No annual fee
Annual rewards$138.75
Net annual value$138.75
Chase Sapphire Reserve
9

Chase Sapphire Reserve

Chase

1x Ultimate Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.$25/yr Exclusive Tables Dining Credit
  2. 2.$25/yr DoorDash DashPass & Credits

$668 in credits offset the $795 fee

VISA
1.8¢
per dollar on all other
$795/yr($668 in credits)
Annual rewards$108
+ Credits$668
\u2212 Annual fee$795
Net annual value-$19
Wells Fargo Active Cash Card
10

Wells Fargo Active Cash Card

Wells Fargo

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Bank of America Unlimited Cash Rewards Credit Card
11

Bank of America Unlimited Cash Rewards Credit Card

Bank Of America

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Fidelity Rewards Visa Signature Card
12

Fidelity Rewards Visa Signature Card

Elan Financial

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
Navy Federal Flagship Rewards® Card
13

Navy Federal Flagship Rewards® Card

Navy Federal

2x Navy Federal Nrewards on All Other
2x × 1.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
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14

Verizon Visa Card

Synchrony

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
U.S. Bank Smartly Visa Signature Card
15

U.S. Bank Smartly Visa Signature Card

Usbank

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
American Express Gold Card
16

American Express Gold Card

Amex

1x Membership Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.$50/yr $100 Resy Credit
  2. 2.$60/yr $120 Dining Credit
  3. 3.$42/yr $84 Dunkin' Credit

$60 in credits offset the $325 fee

AMEX
1.8¢
per dollar on all other
$325/yr($60 in credits)
Annual rewards$108
+ Credits$60
\u2212 Annual fee$325
Net annual value-$157
PayPal Cashback Mastercard
17

PayPal Cashback Mastercard

Synchrony

1.5% cash back on All Other

Why this card

  1. 1.$30/yr Instacart+ Savings

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee
Annual rewards$90
Net annual value$90
Chase Sapphire Preferred Card
18

Chase Sapphire Preferred Card

Chase

1x Ultimate Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.$60/yr Complimentary DashPass Membership
  2. 2.OpenTable Special Dining Events

$33 in credits offset the $95 fee

VISA
1.8¢
per dollar on all other
$95/yr($33 in credits)
Annual rewards$108
+ Credits$33
\u2212 Annual fee$95
Net annual value$46
Bank of America® Unlimited Cash Rewards for Students
19

Bank of America® Unlimited Cash Rewards for Students

Bank Of America

2% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
2.0¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$120
+ Credits$8
Net annual value$128
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20

Bilt Palladium Card

Cardless

1x Bilt Rewards on All Other
1x × 2.0¢/pt = 2.0¢ per dollar

Why this card

  1. 1.$30/yr Instacart+ Savings

$300 in credits offset the $495 fee

MASTERCARD
2.0¢
per dollar on all other
$495/yr($300 in credits)
Annual rewards$120
+ Credits$300
\u2212 Annual fee$495
Net annual value-$75
Capital One Quicksilver Cash Rewards Credit Card
21

Capital One Quicksilver Cash Rewards Credit Card

Capital One

1.5% cash back on All Other

Why this card

  1. 1.$30/yr Instacart+ Savings
  2. 2.Capital One Dining

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee($29.97 in credits)
Annual rewards$90
+ Credits$29.97
Net annual value$119.97
Chase Freedom Flex
22

Chase Freedom Flex

Chase

1% cash back on All Other

Why this card

  1. 1.$30/yr DashPass Subscription
  2. 2.$20/yr DoorDash

No annual fee

MASTERCARD
1.0¢
per dollar on all other
No annual fee
Annual rewards$60
Net annual value$60
Chase Freedom Unlimited
23

Chase Freedom Unlimited

Chase

1.5% cash back on All Other

Why this card

  1. 1.$30/yr DoorDash DashPass Subscription

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee
Annual rewards$90
Net annual value$90
Upgrade Visa Card with Cash Rewards
24

Upgrade Visa Card with Cash Rewards

Upgrade

1.5% cash back on All Other

Why this card

  1. 1.OpenTable Special Dining Events

No annual fee

VISA
1.5¢
per dollar on all other
No annual fee($8 in credits)
Annual rewards$90
+ Credits$8
Net annual value$98
Atmos Rewards Ascent Visa Signature Card
25

Atmos Rewards Ascent Visa Signature Card

Bank Of America

1x Atmos Rewards on All Other
1x × 1.1¢/pt = 1.1¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

$8 in credits offset the $95 fee

VISA
1.1¢
per dollar on all other
$95/yr($8 in credits)
Annual rewards$66.00
+ Credits$8
\u2212 Annual fee$95
Net annual value-$21.00
Delta SkyMiles Platinum American Express Card
26

Delta SkyMiles Platinum American Express Card

Amex

1x Delta Skymiles on All Other
1x × 1.0¢/pt = 1.0¢ per dollar

Why this card

  1. 1.$60/yr $120 Resy Credit

$154.94 in credits offset the $350 fee

AMEX
1.0¢
per dollar on all other
$350/yr($154.94 in credits)
Annual rewards$60
+ Credits$154.94
\u2212 Annual fee$350
Net annual value-$135.06
Wells Fargo Autograph Journey Visa Credit Card
27

Wells Fargo Autograph Journey Visa Credit Card

Wells Fargo

1x Wells Fargo Rewards on All Other
1x × 1.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

$33 in credits offset the $95 fee

VISA
1.5¢
per dollar on all other
$95/yr($33 in credits)
Annual rewards$90
+ Credits$33
\u2212 Annual fee$95
Net annual value$28
Hilton Honors American Express Aspire Card
28

Hilton Honors American Express Aspire Card

Amex

3x Hilton Honors on All Other
3x × 0.5¢/pt = 1.5¢ per dollar

Why this card

  1. 1.Global Dining Access by Resy

$504.50 in credits offset the $550 fee

AMEX
1.5¢
per dollar on all other
$550/yr($504.50 in credits)
Annual rewards$90
+ Credits$504.50
\u2212 Annual fee$550
Net annual value$44.50
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29

Korean Air SKYPASS Visa Signature Business Card

Usbank

1x Skypass on All Other
1x × 1.0¢/pt = 1.0¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

$8 in credits offset the $99 fee

VISA
1.0¢
per dollar on all other
$99/yr($8 in credits)
Annual rewards$60
+ Credits$8
\u2212 Annual fee$99
Net annual value-$31
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30

PenFed Pathfinder Rewards Visa Signature Card

Penfed

1x Penfed Honors Advantage on All Other
1x × 0.9¢/pt = 0.9¢ per dollar

Why this card

  1. 1.OpenTable Special Dining Events

$58 in credits offset the $95 fee

VISA
0.9¢
per dollar on all other
$95/yr($58 in credits)
Annual rewards$55.50
+ Credits$58
\u2212 Annual fee$95
Net annual value$18.50