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  • Documentation
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  • Terms of Service
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uber credit

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© Copyright 2026 CardRewards. All Rights Reserved.

About
  • Blog
  • Contact
Product
  • Documentation
Legal
  • Terms of Service
  • Privacy Policy
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Results from

$6,000

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No annual fee only?

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Resolved as:All Other
Keyword
90%
102 matches1486ms
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1

The Platinum Card from American Express

Amex

1x Membership Rewards on All Other
1x × 1.8¢/pt = 1.8¢ per dollar

Why this card

  1. 1.$120/yr Uber Credit
  2. 2.$60/yr Uber One Membership Credit

$1,262 in credits fully offsets the $895 fee

AMEX
1.8¢
per dollar on all other
$895/yr($1,262 in credits)
Annual rewards$108
+ Credits$1,262
\u2212 Annual fee$895
Net annual value$475
Capital One Quicksilver Student Cash Rewards Credit Card
2

Capital One Quicksilver Student Cash Rewards Credit Card

Capital One

1.5% cash back on All Other

Why this card

  1. 1.$144/yr Complimentary Uber One Membership

No annual fee

MASTERCARD
1.5¢
per dollar on all other
No annual fee
Annual rewards$90
Net annual value$90
No image
3

Capital One SavorOne Student Cash Rewards Credit Card

Capital One

1% cash back on All Other

Why this card

  1. 1.$144/yr Complimentary Uber One Membership

No annual fee

MASTERCARD
1.0¢
per dollar on all other
No annual fee
Annual rewards$60
Net annual value$60
Delta SkyMiles Gold American Express Card
4

Delta SkyMiles Gold American Express Card

Amex

1x Delta Skymiles on All Other
1x × 1.0¢/pt = 1.0¢ per dollar

Why this card

  1. 1.$36/yr Uber One Membership Credit

$70 in credits offset the $150 fee

AMEX
1.0¢
per dollar on all other
$150/yr (Y1 waived)($70 in credits)
Annual rewards$60
+ Credits$70
\u2212 Annual fee$150
Net annual value-$20
Capital One QuicksilverOne Cash Rewards Credit Card
5

Capital One QuicksilverOne Cash Rewards Credit Card

Capital One

1.5x Cashback on All Other
1.5x × 1.0¢/pt = 1.5¢ per dollar

Why this card

  1. 1.$36/yr Complimentary Uber One Membership (6 Months)
MASTERCARD
1.5¢
per dollar on all other
$39/yr
Annual rewards$90
\u2212 Annual fee$39
Net annual value$51
Delta SkyMiles Platinum American Express Card
6

Delta SkyMiles Platinum American Express Card

Amex

1x Delta Skymiles on All Other
1x × 1.0¢/pt = 1.0¢ per dollar

Why this card

  1. 1.$72/yr Uber One Membership Credit

$155 in credits offset the $350 fee

AMEX
1.0¢
per dollar on all other
$350/yr($155 in credits)
Annual rewards$60
+ Credits$155
\u2212 Annual fee$350
Net annual value-$135
No image
7

Capital One Venture X Rewards Credit Card

Capital One

2x Venture Miles on All Other
2x × 1.9¢/pt = 3.7¢ per dollar

Why this card

    $315 in credits offset the $395 fee

    VISA
    3.7¢
    per dollar on all other
    $395/yr($315 in credits)
    Annual rewards$222
    + Credits$315
    \u2212 Annual fee$395
    Net annual value$142
    Apple Card
    8

    Apple Card

    Goldman Sachs

    1% cash back on All Other

    Why this card

    1. 1.$30/yr Uber One 6-Month Free Trial

    No annual fee

    MASTERCARD
    1.0¢
    per dollar on all other
    No annual fee($2 in credits)
    Annual rewards$60
    + Credits$2
    Net annual value$62
    Capital One Quicksilver Cash Rewards Credit Card
    9

    Capital One Quicksilver Cash Rewards Credit Card

    Capital One

    1.5% cash back on All Other

    Why this card

    1. 1.$36/yr Complimentary Uber One Membership (6 Months)

    No annual fee

    MASTERCARD
    1.5¢
    per dollar on all other
    No annual fee
    Annual rewards$90
    Net annual value$90
    American Express Gold Card
    10

    American Express Gold Card

    Amex

    1x Membership Rewards on All Other
    1x × 1.8¢/pt = 1.8¢ per dollar

    Why this card

    1. 1.$60/yr $120 Uber Cash

    $152 in credits offset the $325 fee

    AMEX
    1.8¢
    per dollar on all other
    $325/yr($152 in credits)
    Annual rewards$108
    + Credits$152
    \u2212 Annual fee$325
    Net annual value-$65
    Citi Strata Elite℠ Card
    11

    Citi Strata Elite℠ Card

    Citi

    1.5x ThankYou Points on All Other
    1.5x × 1.5¢/pt = 2.3¢ per dollar

    Why this card

      $762.50 in credits fully offsets the $595 fee

      MASTERCARD
      2.3¢
      per dollar on all other
      $595/yr($762.50 in credits)
      Annual rewards$135
      + Credits$762.50
      \u2212 Annual fee$595
      Net annual value$302.50
      Wells Fargo Active Cash Card
      12

      Wells Fargo Active Cash Card

      Wells Fargo

      2% cash back on All Other

      Why this card

        No annual fee

        VISA
        2.0¢
        per dollar on all other
        No annual fee($8 in credits)
        Annual rewards$120
        + Credits$8
        Net annual value$128
        Chase Sapphire Preferred Card
        13

        Chase Sapphire Preferred Card

        Chase

        1x Ultimate Rewards on All Other
        1x × 1.8¢/pt = 1.8¢ per dollar

        Why this card

          $93 in credits offset the $95 fee

          VISA
          1.8¢
          per dollar on all other
          $95/yr($93 in credits)
          Annual rewards$108
          + Credits$93
          \u2212 Annual fee$95
          Net annual value$106
          No image
          14

          TD Double Up Credit Card

          Td Bank

          2% cash back on All Other

          Why this card

            No annual fee

            VISA
            2.0¢
            per dollar on all other
            No annual fee($8 in credits)
            Annual rewards$120
            + Credits$8
            Net annual value$128
            Bank of America Unlimited Cash Rewards Credit Card
            15

            Bank of America Unlimited Cash Rewards Credit Card

            Bank Of America

            2% cash back on All Other

            Why this card

              No annual fee

              VISA
              2.0¢
              per dollar on all other
              No annual fee($8 in credits)
              Annual rewards$120
              + Credits$8
              Net annual value$128
              Fidelity Rewards Visa Signature Card
              16

              Fidelity Rewards Visa Signature Card

              Elan Financial

              2% cash back on All Other

              Why this card

                No annual fee

                VISA
                2.0¢
                per dollar on all other
                No annual fee($8 in credits)
                Annual rewards$120
                + Credits$8
                Net annual value$128
                Navy Federal Flagship Rewards® Card
                17

                Navy Federal Flagship Rewards® Card

                Navy Federal

                2x Navy Federal Nrewards on All Other
                2x × 1.0¢/pt = 2.0¢ per dollar

                Why this card

                  No annual fee

                  VISA
                  2.0¢
                  per dollar on all other
                  No annual fee($8 in credits)
                  Annual rewards$120
                  + Credits$8
                  Net annual value$128
                  No image
                  18

                  Verizon Visa Card

                  Synchrony

                  2% cash back on All Other

                  Why this card

                    No annual fee

                    VISA
                    2.0¢
                    per dollar on all other
                    No annual fee($8 in credits)
                    Annual rewards$120
                    + Credits$8
                    Net annual value$128
                    U.S. Bank Smartly Visa Signature Card
                    19

                    U.S. Bank Smartly Visa Signature Card

                    Usbank

                    2% cash back on All Other

                    Why this card

                      No annual fee

                      VISA
                      2.0¢
                      per dollar on all other
                      No annual fee($8 in credits)
                      Annual rewards$120
                      + Credits$8
                      Net annual value$128
                      No image
                      20

                      One Key+ Card

                      Wells Fargo

                      2% cash back on All Other

                      Why this card

                        No annual fee

                        MASTERCARD
                        2.0¢
                        per dollar on all other
                        No annual fee
                        Annual rewards$120
                        Net annual value$120
                        Bilt Blue Card
                        21

                        Bilt Blue Card

                        Cardless

                        1x Bilt Rewards on All Other
                        1x × 2.0¢/pt = 2.0¢ per dollar

                        Why this card

                          No annual fee

                          MASTERCARD
                          2.0¢
                          per dollar on all other
                          No annual fee
                          Annual rewards$120
                          Net annual value$120
                          Rakuten American Express Card
                          22

                          Rakuten American Express Card

                          First Electronic Bank

                          1% cash back on All Other

                          Convertible Cash Back — 1.0–2.0¢/$

                          This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                          Why this card

                          1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                          No annual fee

                          AMEX
                          Convertible
                          1.0–2.0¢
                          per dollar on all other
                          depending on redemption
                          No annual fee
                          Annual rewards$94
                          Net annual value$94
                          Capital One VentureOne Rewards Credit Card
                          23

                          Capital One VentureOne Rewards Credit Card

                          Capital One

                          1.25x Venture Miles on All Other
                          1.25x × 1.9¢/pt = 2.3¢ per dollar

                          Why this card

                            No annual fee

                            MASTERCARD
                            2.3¢
                            per dollar on all other
                            No annual fee
                            Annual rewards$138.75
                            Net annual value$138.75
                            Chase Sapphire Reserve
                            24

                            Chase Sapphire Reserve

                            Chase

                            1x Ultimate Rewards on All Other
                            1x × 1.8¢/pt = 1.8¢ per dollar

                            Why this card

                              $968 in credits fully offsets the $795 fee

                              VISA
                              1.8¢
                              per dollar on all other
                              $795/yr($968 in credits)
                              Annual rewards$108
                              + Credits$968
                              \u2212 Annual fee$795
                              Net annual value$281
                              Bank of America® Unlimited Cash Rewards for Students
                              25

                              Bank of America® Unlimited Cash Rewards for Students

                              Bank Of America

                              2% cash back on All Other

                              Why this card

                                No annual fee

                                VISA
                                2.0¢
                                per dollar on all other
                                No annual fee($8 in credits)
                                Annual rewards$120
                                + Credits$8
                                Net annual value$128
                                Synchrony Premier Mastercard
                                26

                                Synchrony Premier Mastercard

                                Synchrony

                                2% cash back on All Other

                                Why this card

                                  No annual fee

                                  MASTERCARD
                                  2.0¢
                                  per dollar on all other
                                  No annual fee
                                  Annual rewards$120
                                  Net annual value$120
                                  Citi Double Cash Card
                                  27

                                  Citi Double Cash Card

                                  Citi

                                  2% cash back on All Other

                                  Why this card

                                    No annual fee

                                    MASTERCARD
                                    2.0¢
                                    per dollar on all other
                                    No annual fee
                                    Annual rewards$120
                                    Net annual value$120
                                    No image
                                    28

                                    SoFi Credit Card

                                    Sofi

                                    2% cash back on All Other

                                    Why this card

                                      No annual fee

                                      MASTERCARD
                                      2.0¢
                                      per dollar on all other
                                      No annual fee
                                      Annual rewards$120
                                      Net annual value$120
                                      No image
                                      29

                                      Jasper Cash Back Mastercard

                                      Webbank

                                      2% cash back on All Other

                                      Why this card

                                        No annual fee

                                        MASTERCARD
                                        2.0¢
                                        per dollar on all other
                                        No annual fee
                                        Annual rewards$120
                                        Net annual value$120
                                        Hilton Honors American Express Card
                                        30

                                        Hilton Honors American Express Card

                                        Amex

                                        3x Hilton Honors on All Other
                                        3x × 0.5¢/pt = 1.5¢ per dollar

                                        Why this card

                                          No annual fee

                                          AMEX
                                          1.5¢
                                          per dollar on all other
                                          No annual fee
                                          Annual rewards$90
                                          Net annual value$90

                                          Results from

                                          $6,000

                                          Scoring mode

                                          Options

                                          Point valuation

                                          Booking

                                          Rewards

                                          Programs

                                          Networks

                                          Refine results

                                          No annual fee only?

                                          Avoid Amex network?

                                          Already have a premium card?

                                          Resolved as:All Other
                                          Keyword
                                          90%
                                          102 matches1486ms
                                          No image
                                          1

                                          The Platinum Card from American Express

                                          Amex

                                          1x Membership Rewards on All Other
                                          1x × 1.8¢/pt = 1.8¢ per dollar

                                          Why this card

                                          1. 1.$120/yr Uber Credit
                                          2. 2.$60/yr Uber One Membership Credit

                                          $1,262 in credits fully offsets the $895 fee

                                          AMEX
                                          1.8¢
                                          per dollar on all other
                                          $895/yr($1,262 in credits)
                                          Annual rewards$108
                                          + Credits$1,262
                                          \u2212 Annual fee$895
                                          Net annual value$475
                                          Capital One Quicksilver Student Cash Rewards Credit Card
                                          2

                                          Capital One Quicksilver Student Cash Rewards Credit Card

                                          Capital One

                                          1.5% cash back on All Other

                                          Why this card

                                          1. 1.$144/yr Complimentary Uber One Membership

                                          No annual fee

                                          MASTERCARD
                                          1.5¢
                                          per dollar on all other
                                          No annual fee
                                          Annual rewards$90
                                          Net annual value$90
                                          No image
                                          3

                                          Capital One SavorOne Student Cash Rewards Credit Card

                                          Capital One

                                          1% cash back on All Other

                                          Why this card

                                          1. 1.$144/yr Complimentary Uber One Membership

                                          No annual fee

                                          MASTERCARD
                                          1.0¢
                                          per dollar on all other
                                          No annual fee
                                          Annual rewards$60
                                          Net annual value$60
                                          Delta SkyMiles Gold American Express Card
                                          4

                                          Delta SkyMiles Gold American Express Card

                                          Amex

                                          1x Delta Skymiles on All Other
                                          1x × 1.0¢/pt = 1.0¢ per dollar

                                          Why this card

                                          1. 1.$36/yr Uber One Membership Credit

                                          $70 in credits offset the $150 fee

                                          AMEX
                                          1.0¢
                                          per dollar on all other
                                          $150/yr (Y1 waived)($70 in credits)
                                          Annual rewards$60
                                          + Credits$70
                                          \u2212 Annual fee$150
                                          Net annual value-$20
                                          Capital One QuicksilverOne Cash Rewards Credit Card
                                          5

                                          Capital One QuicksilverOne Cash Rewards Credit Card

                                          Capital One

                                          1.5x Cashback on All Other
                                          1.5x × 1.0¢/pt = 1.5¢ per dollar

                                          Why this card

                                          1. 1.$36/yr Complimentary Uber One Membership (6 Months)
                                          MASTERCARD
                                          1.5¢
                                          per dollar on all other
                                          $39/yr
                                          Annual rewards$90
                                          \u2212 Annual fee$39
                                          Net annual value$51
                                          Delta SkyMiles Platinum American Express Card
                                          6

                                          Delta SkyMiles Platinum American Express Card

                                          Amex

                                          1x Delta Skymiles on All Other
                                          1x × 1.0¢/pt = 1.0¢ per dollar

                                          Why this card

                                          1. 1.$72/yr Uber One Membership Credit

                                          $155 in credits offset the $350 fee

                                          AMEX
                                          1.0¢
                                          per dollar on all other
                                          $350/yr($155 in credits)
                                          Annual rewards$60
                                          + Credits$155
                                          \u2212 Annual fee$350
                                          Net annual value-$135
                                          No image
                                          7

                                          Capital One Venture X Rewards Credit Card

                                          Capital One

                                          2x Venture Miles on All Other
                                          2x × 1.9¢/pt = 3.7¢ per dollar

                                          Why this card

                                            $315 in credits offset the $395 fee

                                            VISA
                                            3.7¢
                                            per dollar on all other
                                            $395/yr($315 in credits)
                                            Annual rewards$222
                                            + Credits$315
                                            \u2212 Annual fee$395
                                            Net annual value$142
                                            Apple Card
                                            8

                                            Apple Card

                                            Goldman Sachs

                                            1% cash back on All Other

                                            Why this card

                                            1. 1.$30/yr Uber One 6-Month Free Trial

                                            No annual fee

                                            MASTERCARD
                                            1.0¢
                                            per dollar on all other
                                            No annual fee($2 in credits)
                                            Annual rewards$60
                                            + Credits$2
                                            Net annual value$62
                                            Capital One Quicksilver Cash Rewards Credit Card
                                            9

                                            Capital One Quicksilver Cash Rewards Credit Card

                                            Capital One

                                            1.5% cash back on All Other

                                            Why this card

                                            1. 1.$36/yr Complimentary Uber One Membership (6 Months)

                                            No annual fee

                                            MASTERCARD
                                            1.5¢
                                            per dollar on all other
                                            No annual fee
                                            Annual rewards$90
                                            Net annual value$90
                                            American Express Gold Card
                                            10

                                            American Express Gold Card

                                            Amex

                                            1x Membership Rewards on All Other
                                            1x × 1.8¢/pt = 1.8¢ per dollar

                                            Why this card

                                            1. 1.$60/yr $120 Uber Cash

                                            $152 in credits offset the $325 fee

                                            AMEX
                                            1.8¢
                                            per dollar on all other
                                            $325/yr($152 in credits)
                                            Annual rewards$108
                                            + Credits$152
                                            \u2212 Annual fee$325
                                            Net annual value-$65
                                            Citi Strata Elite℠ Card
                                            11

                                            Citi Strata Elite℠ Card

                                            Citi

                                            1.5x ThankYou Points on All Other
                                            1.5x × 1.5¢/pt = 2.3¢ per dollar

                                            Why this card

                                              $762.50 in credits fully offsets the $595 fee

                                              MASTERCARD
                                              2.3¢
                                              per dollar on all other
                                              $595/yr($762.50 in credits)
                                              Annual rewards$135
                                              + Credits$762.50
                                              \u2212 Annual fee$595
                                              Net annual value$302.50
                                              Wells Fargo Active Cash Card
                                              12

                                              Wells Fargo Active Cash Card

                                              Wells Fargo

                                              2% cash back on All Other

                                              Why this card

                                                No annual fee

                                                VISA
                                                2.0¢
                                                per dollar on all other
                                                No annual fee($8 in credits)
                                                Annual rewards$120
                                                + Credits$8
                                                Net annual value$128
                                                Chase Sapphire Preferred Card
                                                13

                                                Chase Sapphire Preferred Card

                                                Chase

                                                1x Ultimate Rewards on All Other
                                                1x × 1.8¢/pt = 1.8¢ per dollar

                                                Why this card

                                                  $93 in credits offset the $95 fee

                                                  VISA
                                                  1.8¢
                                                  per dollar on all other
                                                  $95/yr($93 in credits)
                                                  Annual rewards$108
                                                  + Credits$93
                                                  \u2212 Annual fee$95
                                                  Net annual value$106
                                                  No image
                                                  14

                                                  TD Double Up Credit Card

                                                  Td Bank

                                                  2% cash back on All Other

                                                  Why this card

                                                    No annual fee

                                                    VISA
                                                    2.0¢
                                                    per dollar on all other
                                                    No annual fee($8 in credits)
                                                    Annual rewards$120
                                                    + Credits$8
                                                    Net annual value$128
                                                    Bank of America Unlimited Cash Rewards Credit Card
                                                    15

                                                    Bank of America Unlimited Cash Rewards Credit Card

                                                    Bank Of America

                                                    2% cash back on All Other

                                                    Why this card

                                                      No annual fee

                                                      VISA
                                                      2.0¢
                                                      per dollar on all other
                                                      No annual fee($8 in credits)
                                                      Annual rewards$120
                                                      + Credits$8
                                                      Net annual value$128
                                                      Fidelity Rewards Visa Signature Card
                                                      16

                                                      Fidelity Rewards Visa Signature Card

                                                      Elan Financial

                                                      2% cash back on All Other

                                                      Why this card

                                                        No annual fee

                                                        VISA
                                                        2.0¢
                                                        per dollar on all other
                                                        No annual fee($8 in credits)
                                                        Annual rewards$120
                                                        + Credits$8
                                                        Net annual value$128
                                                        Navy Federal Flagship Rewards® Card
                                                        17

                                                        Navy Federal Flagship Rewards® Card

                                                        Navy Federal

                                                        2x Navy Federal Nrewards on All Other
                                                        2x × 1.0¢/pt = 2.0¢ per dollar

                                                        Why this card

                                                          No annual fee

                                                          VISA
                                                          2.0¢
                                                          per dollar on all other
                                                          No annual fee($8 in credits)
                                                          Annual rewards$120
                                                          + Credits$8
                                                          Net annual value$128
                                                          No image
                                                          18

                                                          Verizon Visa Card

                                                          Synchrony

                                                          2% cash back on All Other

                                                          Why this card

                                                            No annual fee

                                                            VISA
                                                            2.0¢
                                                            per dollar on all other
                                                            No annual fee($8 in credits)
                                                            Annual rewards$120
                                                            + Credits$8
                                                            Net annual value$128
                                                            U.S. Bank Smartly Visa Signature Card
                                                            19

                                                            U.S. Bank Smartly Visa Signature Card

                                                            Usbank

                                                            2% cash back on All Other

                                                            Why this card

                                                              No annual fee

                                                              VISA
                                                              2.0¢
                                                              per dollar on all other
                                                              No annual fee($8 in credits)
                                                              Annual rewards$120
                                                              + Credits$8
                                                              Net annual value$128
                                                              No image
                                                              20

                                                              One Key+ Card

                                                              Wells Fargo

                                                              2% cash back on All Other

                                                              Why this card

                                                                No annual fee

                                                                MASTERCARD
                                                                2.0¢
                                                                per dollar on all other
                                                                No annual fee
                                                                Annual rewards$120
                                                                Net annual value$120
                                                                Bilt Blue Card
                                                                21

                                                                Bilt Blue Card

                                                                Cardless

                                                                1x Bilt Rewards on All Other
                                                                1x × 2.0¢/pt = 2.0¢ per dollar

                                                                Why this card

                                                                  No annual fee

                                                                  MASTERCARD
                                                                  2.0¢
                                                                  per dollar on all other
                                                                  No annual fee
                                                                  Annual rewards$120
                                                                  Net annual value$120
                                                                  Rakuten American Express Card
                                                                  22

                                                                  Rakuten American Express Card

                                                                  First Electronic Bank

                                                                  1% cash back on All Other

                                                                  Convertible Cash Back — 1.0–2.0¢/$

                                                                  This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                                                  Why this card

                                                                  1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                                                  No annual fee

                                                                  AMEX
                                                                  Convertible
                                                                  1.0–2.0¢
                                                                  per dollar on all other
                                                                  depending on redemption
                                                                  No annual fee
                                                                  Annual rewards$94
                                                                  Net annual value$94
                                                                  Capital One VentureOne Rewards Credit Card
                                                                  23

                                                                  Capital One VentureOne Rewards Credit Card

                                                                  Capital One

                                                                  1.25x Venture Miles on All Other
                                                                  1.25x × 1.9¢/pt = 2.3¢ per dollar

                                                                  Why this card

                                                                    No annual fee

                                                                    MASTERCARD
                                                                    2.3¢
                                                                    per dollar on all other
                                                                    No annual fee
                                                                    Annual rewards$138.75
                                                                    Net annual value$138.75
                                                                    Chase Sapphire Reserve
                                                                    24

                                                                    Chase Sapphire Reserve

                                                                    Chase

                                                                    1x Ultimate Rewards on All Other
                                                                    1x × 1.8¢/pt = 1.8¢ per dollar

                                                                    Why this card

                                                                      $968 in credits fully offsets the $795 fee

                                                                      VISA
                                                                      1.8¢
                                                                      per dollar on all other
                                                                      $795/yr($968 in credits)
                                                                      Annual rewards$108
                                                                      + Credits$968
                                                                      \u2212 Annual fee$795
                                                                      Net annual value$281
                                                                      Bank of America® Unlimited Cash Rewards for Students
                                                                      25

                                                                      Bank of America® Unlimited Cash Rewards for Students

                                                                      Bank Of America

                                                                      2% cash back on All Other

                                                                      Why this card

                                                                        No annual fee

                                                                        VISA
                                                                        2.0¢
                                                                        per dollar on all other
                                                                        No annual fee($8 in credits)
                                                                        Annual rewards$120
                                                                        + Credits$8
                                                                        Net annual value$128
                                                                        Synchrony Premier Mastercard
                                                                        26

                                                                        Synchrony Premier Mastercard

                                                                        Synchrony

                                                                        2% cash back on All Other

                                                                        Why this card

                                                                          No annual fee

                                                                          MASTERCARD
                                                                          2.0¢
                                                                          per dollar on all other
                                                                          No annual fee
                                                                          Annual rewards$120
                                                                          Net annual value$120
                                                                          Citi Double Cash Card
                                                                          27

                                                                          Citi Double Cash Card

                                                                          Citi

                                                                          2% cash back on All Other

                                                                          Why this card

                                                                            No annual fee

                                                                            MASTERCARD
                                                                            2.0¢
                                                                            per dollar on all other
                                                                            No annual fee
                                                                            Annual rewards$120
                                                                            Net annual value$120
                                                                            No image
                                                                            28

                                                                            SoFi Credit Card

                                                                            Sofi

                                                                            2% cash back on All Other

                                                                            Why this card

                                                                              No annual fee

                                                                              MASTERCARD
                                                                              2.0¢
                                                                              per dollar on all other
                                                                              No annual fee
                                                                              Annual rewards$120
                                                                              Net annual value$120
                                                                              No image
                                                                              29

                                                                              Jasper Cash Back Mastercard

                                                                              Webbank

                                                                              2% cash back on All Other

                                                                              Why this card

                                                                                No annual fee

                                                                                MASTERCARD
                                                                                2.0¢
                                                                                per dollar on all other
                                                                                No annual fee
                                                                                Annual rewards$120
                                                                                Net annual value$120
                                                                                Hilton Honors American Express Card
                                                                                30

                                                                                Hilton Honors American Express Card

                                                                                Amex

                                                                                3x Hilton Honors on All Other
                                                                                3x × 0.5¢/pt = 1.5¢ per dollar

                                                                                Why this card

                                                                                  No annual fee

                                                                                  AMEX
                                                                                  1.5¢
                                                                                  per dollar on all other
                                                                                  No annual fee
                                                                                  Annual rewards$90
                                                                                  Net annual value$90

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                                                                                  $6,000

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                                                                                  1

                                                                                  The Platinum Card from American Express

                                                                                  Amex

                                                                                  1x Membership Rewards on All Other
                                                                                  1x × 1.8¢/pt = 1.8¢ per dollar

                                                                                  Why this card

                                                                                  1. 1.$120/yr Uber Credit
                                                                                  2. 2.$60/yr Uber One Membership Credit

                                                                                  $1,262 in credits fully offsets the $895 fee

                                                                                  AMEX
                                                                                  1.8¢
                                                                                  per dollar on all other
                                                                                  $895/yr($1,262 in credits)
                                                                                  Annual rewards$108
                                                                                  + Credits$1,262
                                                                                  \u2212 Annual fee$895
                                                                                  Net annual value$475
                                                                                  Capital One Quicksilver Student Cash Rewards Credit Card
                                                                                  2

                                                                                  Capital One Quicksilver Student Cash Rewards Credit Card

                                                                                  Capital One

                                                                                  1.5% cash back on All Other

                                                                                  Why this card

                                                                                  1. 1.$144/yr Complimentary Uber One Membership

                                                                                  No annual fee

                                                                                  MASTERCARD
                                                                                  1.5¢
                                                                                  per dollar on all other
                                                                                  No annual fee
                                                                                  Annual rewards$90
                                                                                  Net annual value$90
                                                                                  No image
                                                                                  3

                                                                                  Capital One SavorOne Student Cash Rewards Credit Card

                                                                                  Capital One

                                                                                  1% cash back on All Other

                                                                                  Why this card

                                                                                  1. 1.$144/yr Complimentary Uber One Membership

                                                                                  No annual fee

                                                                                  MASTERCARD
                                                                                  1.0¢
                                                                                  per dollar on all other
                                                                                  No annual fee
                                                                                  Annual rewards$60
                                                                                  Net annual value$60
                                                                                  Delta SkyMiles Gold American Express Card
                                                                                  4

                                                                                  Delta SkyMiles Gold American Express Card

                                                                                  Amex

                                                                                  1x Delta Skymiles on All Other
                                                                                  1x × 1.0¢/pt = 1.0¢ per dollar

                                                                                  Why this card

                                                                                  1. 1.$36/yr Uber One Membership Credit

                                                                                  $70 in credits offset the $150 fee

                                                                                  AMEX
                                                                                  1.0¢
                                                                                  per dollar on all other
                                                                                  $150/yr (Y1 waived)($70 in credits)
                                                                                  Annual rewards$60
                                                                                  + Credits$70
                                                                                  \u2212 Annual fee$150
                                                                                  Net annual value-$20
                                                                                  Capital One QuicksilverOne Cash Rewards Credit Card
                                                                                  5

                                                                                  Capital One QuicksilverOne Cash Rewards Credit Card

                                                                                  Capital One

                                                                                  1.5x Cashback on All Other
                                                                                  1.5x × 1.0¢/pt = 1.5¢ per dollar

                                                                                  Why this card

                                                                                  1. 1.$36/yr Complimentary Uber One Membership (6 Months)
                                                                                  MASTERCARD
                                                                                  1.5¢
                                                                                  per dollar on all other
                                                                                  $39/yr
                                                                                  Annual rewards$90
                                                                                  \u2212 Annual fee$39
                                                                                  Net annual value$51
                                                                                  Delta SkyMiles Platinum American Express Card
                                                                                  6

                                                                                  Delta SkyMiles Platinum American Express Card

                                                                                  Amex

                                                                                  1x Delta Skymiles on All Other
                                                                                  1x × 1.0¢/pt = 1.0¢ per dollar

                                                                                  Why this card

                                                                                  1. 1.$72/yr Uber One Membership Credit

                                                                                  $155 in credits offset the $350 fee

                                                                                  AMEX
                                                                                  1.0¢
                                                                                  per dollar on all other
                                                                                  $350/yr($155 in credits)
                                                                                  Annual rewards$60
                                                                                  + Credits$155
                                                                                  \u2212 Annual fee$350
                                                                                  Net annual value-$135
                                                                                  No image
                                                                                  7

                                                                                  Capital One Venture X Rewards Credit Card

                                                                                  Capital One

                                                                                  2x Venture Miles on All Other
                                                                                  2x × 1.9¢/pt = 3.7¢ per dollar

                                                                                  Why this card

                                                                                    $315 in credits offset the $395 fee

                                                                                    VISA
                                                                                    3.7¢
                                                                                    per dollar on all other
                                                                                    $395/yr($315 in credits)
                                                                                    Annual rewards$222
                                                                                    + Credits$315
                                                                                    \u2212 Annual fee$395
                                                                                    Net annual value$142
                                                                                    Apple Card
                                                                                    8

                                                                                    Apple Card

                                                                                    Goldman Sachs

                                                                                    1% cash back on All Other

                                                                                    Why this card

                                                                                    1. 1.$30/yr Uber One 6-Month Free Trial

                                                                                    No annual fee

                                                                                    MASTERCARD
                                                                                    1.0¢
                                                                                    per dollar on all other
                                                                                    No annual fee($2 in credits)
                                                                                    Annual rewards$60
                                                                                    + Credits$2
                                                                                    Net annual value$62
                                                                                    Capital One Quicksilver Cash Rewards Credit Card
                                                                                    9

                                                                                    Capital One Quicksilver Cash Rewards Credit Card

                                                                                    Capital One

                                                                                    1.5% cash back on All Other

                                                                                    Why this card

                                                                                    1. 1.$36/yr Complimentary Uber One Membership (6 Months)

                                                                                    No annual fee

                                                                                    MASTERCARD
                                                                                    1.5¢
                                                                                    per dollar on all other
                                                                                    No annual fee
                                                                                    Annual rewards$90
                                                                                    Net annual value$90
                                                                                    American Express Gold Card
                                                                                    10

                                                                                    American Express Gold Card

                                                                                    Amex

                                                                                    1x Membership Rewards on All Other
                                                                                    1x × 1.8¢/pt = 1.8¢ per dollar

                                                                                    Why this card

                                                                                    1. 1.$60/yr $120 Uber Cash

                                                                                    $152 in credits offset the $325 fee

                                                                                    AMEX
                                                                                    1.8¢
                                                                                    per dollar on all other
                                                                                    $325/yr($152 in credits)
                                                                                    Annual rewards$108
                                                                                    + Credits$152
                                                                                    \u2212 Annual fee$325
                                                                                    Net annual value-$65
                                                                                    Citi Strata Elite℠ Card
                                                                                    11

                                                                                    Citi Strata Elite℠ Card

                                                                                    Citi

                                                                                    1.5x ThankYou Points on All Other
                                                                                    1.5x × 1.5¢/pt = 2.3¢ per dollar

                                                                                    Why this card

                                                                                      $762.50 in credits fully offsets the $595 fee

                                                                                      MASTERCARD
                                                                                      2.3¢
                                                                                      per dollar on all other
                                                                                      $595/yr($762.50 in credits)
                                                                                      Annual rewards$135
                                                                                      + Credits$762.50
                                                                                      \u2212 Annual fee$595
                                                                                      Net annual value$302.50
                                                                                      Wells Fargo Active Cash Card
                                                                                      12

                                                                                      Wells Fargo Active Cash Card

                                                                                      Wells Fargo

                                                                                      2% cash back on All Other

                                                                                      Why this card

                                                                                        No annual fee

                                                                                        VISA
                                                                                        2.0¢
                                                                                        per dollar on all other
                                                                                        No annual fee($8 in credits)
                                                                                        Annual rewards$120
                                                                                        + Credits$8
                                                                                        Net annual value$128
                                                                                        Chase Sapphire Preferred Card
                                                                                        13

                                                                                        Chase Sapphire Preferred Card

                                                                                        Chase

                                                                                        1x Ultimate Rewards on All Other
                                                                                        1x × 1.8¢/pt = 1.8¢ per dollar

                                                                                        Why this card

                                                                                          $93 in credits offset the $95 fee

                                                                                          VISA
                                                                                          1.8¢
                                                                                          per dollar on all other
                                                                                          $95/yr($93 in credits)
                                                                                          Annual rewards$108
                                                                                          + Credits$93
                                                                                          \u2212 Annual fee$95
                                                                                          Net annual value$106
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                                                                                          14

                                                                                          TD Double Up Credit Card

                                                                                          Td Bank

                                                                                          2% cash back on All Other

                                                                                          Why this card

                                                                                            No annual fee

                                                                                            VISA
                                                                                            2.0¢
                                                                                            per dollar on all other
                                                                                            No annual fee($8 in credits)
                                                                                            Annual rewards$120
                                                                                            + Credits$8
                                                                                            Net annual value$128
                                                                                            Bank of America Unlimited Cash Rewards Credit Card
                                                                                            15

                                                                                            Bank of America Unlimited Cash Rewards Credit Card

                                                                                            Bank Of America

                                                                                            2% cash back on All Other

                                                                                            Why this card

                                                                                              No annual fee

                                                                                              VISA
                                                                                              2.0¢
                                                                                              per dollar on all other
                                                                                              No annual fee($8 in credits)
                                                                                              Annual rewards$120
                                                                                              + Credits$8
                                                                                              Net annual value$128
                                                                                              Fidelity Rewards Visa Signature Card
                                                                                              16

                                                                                              Fidelity Rewards Visa Signature Card

                                                                                              Elan Financial

                                                                                              2% cash back on All Other

                                                                                              Why this card

                                                                                                No annual fee

                                                                                                VISA
                                                                                                2.0¢
                                                                                                per dollar on all other
                                                                                                No annual fee($8 in credits)
                                                                                                Annual rewards$120
                                                                                                + Credits$8
                                                                                                Net annual value$128
                                                                                                Navy Federal Flagship Rewards® Card
                                                                                                17

                                                                                                Navy Federal Flagship Rewards® Card

                                                                                                Navy Federal

                                                                                                2x Navy Federal Nrewards on All Other
                                                                                                2x × 1.0¢/pt = 2.0¢ per dollar

                                                                                                Why this card

                                                                                                  No annual fee

                                                                                                  VISA
                                                                                                  2.0¢
                                                                                                  per dollar on all other
                                                                                                  No annual fee($8 in credits)
                                                                                                  Annual rewards$120
                                                                                                  + Credits$8
                                                                                                  Net annual value$128
                                                                                                  No image
                                                                                                  18

                                                                                                  Verizon Visa Card

                                                                                                  Synchrony

                                                                                                  2% cash back on All Other

                                                                                                  Why this card

                                                                                                    No annual fee

                                                                                                    VISA
                                                                                                    2.0¢
                                                                                                    per dollar on all other
                                                                                                    No annual fee($8 in credits)
                                                                                                    Annual rewards$120
                                                                                                    + Credits$8
                                                                                                    Net annual value$128
                                                                                                    U.S. Bank Smartly Visa Signature Card
                                                                                                    19

                                                                                                    U.S. Bank Smartly Visa Signature Card

                                                                                                    Usbank

                                                                                                    2% cash back on All Other

                                                                                                    Why this card

                                                                                                      No annual fee

                                                                                                      VISA
                                                                                                      2.0¢
                                                                                                      per dollar on all other
                                                                                                      No annual fee($8 in credits)
                                                                                                      Annual rewards$120
                                                                                                      + Credits$8
                                                                                                      Net annual value$128
                                                                                                      No image
                                                                                                      20

                                                                                                      One Key+ Card

                                                                                                      Wells Fargo

                                                                                                      2% cash back on All Other

                                                                                                      Why this card

                                                                                                        No annual fee

                                                                                                        MASTERCARD
                                                                                                        2.0¢
                                                                                                        per dollar on all other
                                                                                                        No annual fee
                                                                                                        Annual rewards$120
                                                                                                        Net annual value$120
                                                                                                        Bilt Blue Card
                                                                                                        21

                                                                                                        Bilt Blue Card

                                                                                                        Cardless

                                                                                                        1x Bilt Rewards on All Other
                                                                                                        1x × 2.0¢/pt = 2.0¢ per dollar

                                                                                                        Why this card

                                                                                                          No annual fee

                                                                                                          MASTERCARD
                                                                                                          2.0¢
                                                                                                          per dollar on all other
                                                                                                          No annual fee
                                                                                                          Annual rewards$120
                                                                                                          Net annual value$120
                                                                                                          Rakuten American Express Card
                                                                                                          22

                                                                                                          Rakuten American Express Card

                                                                                                          First Electronic Bank

                                                                                                          1% cash back on All Other

                                                                                                          Convertible Cash Back — 1.0–2.0¢/$

                                                                                                          This card's 1% cash back can be redeemed as cash (1.0¢/$) or converted to Amex Membership Rewards (2.0¢/$) or Bilt Rewards (1.7¢/$).

                                                                                                          Why this card

                                                                                                          1. 1.Cash back converts at 1.6¢ avg — 1.6× cash value

                                                                                                          No annual fee

                                                                                                          AMEX
                                                                                                          Convertible
                                                                                                          1.0–2.0¢
                                                                                                          per dollar on all other
                                                                                                          depending on redemption
                                                                                                          No annual fee
                                                                                                          Annual rewards$94
                                                                                                          Net annual value$94
                                                                                                          Capital One VentureOne Rewards Credit Card
                                                                                                          23

                                                                                                          Capital One VentureOne Rewards Credit Card

                                                                                                          Capital One

                                                                                                          1.25x Venture Miles on All Other
                                                                                                          1.25x × 1.9¢/pt = 2.3¢ per dollar

                                                                                                          Why this card

                                                                                                            No annual fee

                                                                                                            MASTERCARD
                                                                                                            2.3¢
                                                                                                            per dollar on all other
                                                                                                            No annual fee
                                                                                                            Annual rewards$138.75
                                                                                                            Net annual value$138.75
                                                                                                            Chase Sapphire Reserve
                                                                                                            24

                                                                                                            Chase Sapphire Reserve

                                                                                                            Chase

                                                                                                            1x Ultimate Rewards on All Other
                                                                                                            1x × 1.8¢/pt = 1.8¢ per dollar

                                                                                                            Why this card

                                                                                                              $968 in credits fully offsets the $795 fee

                                                                                                              VISA
                                                                                                              1.8¢
                                                                                                              per dollar on all other
                                                                                                              $795/yr($968 in credits)
                                                                                                              Annual rewards$108
                                                                                                              + Credits$968
                                                                                                              \u2212 Annual fee$795
                                                                                                              Net annual value$281
                                                                                                              Bank of America® Unlimited Cash Rewards for Students
                                                                                                              25

                                                                                                              Bank of America® Unlimited Cash Rewards for Students

                                                                                                              Bank Of America

                                                                                                              2% cash back on All Other

                                                                                                              Why this card

                                                                                                                No annual fee

                                                                                                                VISA
                                                                                                                2.0¢
                                                                                                                per dollar on all other
                                                                                                                No annual fee($8 in credits)
                                                                                                                Annual rewards$120
                                                                                                                + Credits$8
                                                                                                                Net annual value$128
                                                                                                                Synchrony Premier Mastercard
                                                                                                                26

                                                                                                                Synchrony Premier Mastercard

                                                                                                                Synchrony

                                                                                                                2% cash back on All Other

                                                                                                                Why this card

                                                                                                                  No annual fee

                                                                                                                  MASTERCARD
                                                                                                                  2.0¢
                                                                                                                  per dollar on all other
                                                                                                                  No annual fee
                                                                                                                  Annual rewards$120
                                                                                                                  Net annual value$120
                                                                                                                  Citi Double Cash Card
                                                                                                                  27

                                                                                                                  Citi Double Cash Card

                                                                                                                  Citi

                                                                                                                  2% cash back on All Other

                                                                                                                  Why this card

                                                                                                                    No annual fee

                                                                                                                    MASTERCARD
                                                                                                                    2.0¢
                                                                                                                    per dollar on all other
                                                                                                                    No annual fee
                                                                                                                    Annual rewards$120
                                                                                                                    Net annual value$120
                                                                                                                    No image
                                                                                                                    28

                                                                                                                    SoFi Credit Card

                                                                                                                    Sofi

                                                                                                                    2% cash back on All Other

                                                                                                                    Why this card

                                                                                                                      No annual fee

                                                                                                                      MASTERCARD
                                                                                                                      2.0¢
                                                                                                                      per dollar on all other
                                                                                                                      No annual fee
                                                                                                                      Annual rewards$120
                                                                                                                      Net annual value$120
                                                                                                                      No image
                                                                                                                      29

                                                                                                                      Jasper Cash Back Mastercard

                                                                                                                      Webbank

                                                                                                                      2% cash back on All Other

                                                                                                                      Why this card

                                                                                                                        No annual fee

                                                                                                                        MASTERCARD
                                                                                                                        2.0¢
                                                                                                                        per dollar on all other
                                                                                                                        No annual fee
                                                                                                                        Annual rewards$120
                                                                                                                        Net annual value$120
                                                                                                                        Hilton Honors American Express Card
                                                                                                                        30

                                                                                                                        Hilton Honors American Express Card

                                                                                                                        Amex

                                                                                                                        3x Hilton Honors on All Other
                                                                                                                        3x × 0.5¢/pt = 1.5¢ per dollar

                                                                                                                        Why this card

                                                                                                                          No annual fee

                                                                                                                          AMEX
                                                                                                                          1.5¢
                                                                                                                          per dollar on all other
                                                                                                                          No annual fee
                                                                                                                          Annual rewards$90
                                                                                                                          Net annual value$90