CardRewardsEditorial disclosure: CardRewards.ai is an independent comparison service. Our analysis is based on publicly available card data and is reviewed regularly by our editorial team. Card issuers do not influence our rankings or content. Last updated: June 2026.
$0 annual fee cards that still offer streaming credit.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Wells Fargo
$0 annual fee cards that still offer streaming credit.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Wells Fargo
$0 annual fee cards that still offer streaming credit.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Wells Fargo
Capital One
Usbank
All 10 cards ranked by effective value per dollar.
| Card | All Other Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| One Key+ CardWells Fargo | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| Capital One Quicksilver Cash Rewards Credit CardCapital One | 1.5% cash back | 1.5¢/$ | $0 | $29.97 | mastercard |
| U.S. Bank Altitude Go Visa Signature CardUsbank | 1x Usbank Altitude Rewards | 1.0¢/$ | $0 | $8 | visa |
| Chase Freedom FlexChase | 1% cash back | 1.0¢/$ | $0 | $30 | mastercard |
| PayPal Cashback MastercardSynchrony | 1.5% cash back | 1.5¢/$ | $0 | — | mastercard |
| Gemini Credit CardGenesis Fs | 1x Cashback | 1.0¢/$ | $0 | — | mastercard |
| REI Co-op® Mastercard®Capital One | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
| Wells Fargo Attune Credit CardWells Fargo | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
| TD Double Up Credit CardTd Bank | 2% cash back | 2.0¢/$ | $0 | $8 | visa |
| Bank of America Unlimited Cash Rewards Credit CardBank Of America | 2% cash back | 2.0¢/$ | $0 | $8 | visa |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Capital One
Usbank
All 10 cards ranked by effective value per dollar.
| Card | All Other Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| One Key+ CardWells Fargo | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| Capital One Quicksilver Cash Rewards Credit CardCapital One | 1.5% cash back | 1.5¢/$ | $0 | $29.97 | mastercard |
| U.S. Bank Altitude Go Visa Signature CardUsbank | 1x Usbank Altitude Rewards | 1.0¢/$ | $0 | $8 | visa |
| Chase Freedom FlexChase | 1% cash back | 1.0¢/$ | $0 | $30 | mastercard |
| PayPal Cashback MastercardSynchrony | 1.5% cash back | 1.5¢/$ | $0 | — | mastercard |
| Gemini Credit CardGenesis Fs | 1x Cashback | 1.0¢/$ | $0 | — | mastercard |
| REI Co-op® Mastercard®Capital One | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
| Wells Fargo Attune Credit CardWells Fargo | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
| TD Double Up Credit CardTd Bank | 2% cash back | 2.0¢/$ | $0 | $8 | visa |
| Bank of America Unlimited Cash Rewards Credit CardBank Of America | 2% cash back | 2.0¢/$ | $0 | $8 | visa |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →Capital One
Usbank
All 10 cards ranked by effective value per dollar.
| Card | All Other Rate | Effective Value | Annual Fee | Fee Offset | Network |
|---|---|---|---|---|---|
| One Key+ CardWells Fargo | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| Capital One Quicksilver Cash Rewards Credit CardCapital One | 1.5% cash back | 1.5¢/$ | $0 | $29.97 | mastercard |
| U.S. Bank Altitude Go Visa Signature CardUsbank | 1x Usbank Altitude Rewards | 1.0¢/$ | $0 | $8 | visa |
| Chase Freedom FlexChase | 1% cash back | 1.0¢/$ | $0 | $30 | mastercard |
| PayPal Cashback MastercardSynchrony | 1.5% cash back | 1.5¢/$ | $0 | — | mastercard |
| Gemini Credit CardGenesis Fs | 1x Cashback | 1.0¢/$ | $0 | — | mastercard |
| REI Co-op® Mastercard®Capital One | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
| Wells Fargo Attune Credit CardWells Fargo | 1% cash back | 1.0¢/$ | $0 | — | mastercard |
| TD Double Up Credit CardTd Bank | 2% cash back | 2.0¢/$ | $0 | $8 | visa |
| Bank of America Unlimited Cash Rewards Credit CardBank Of America | 2% cash back | 2.0¢/$ | $0 | $8 | visa |
Want to customize by spend amount, programs, or fee preference?
Open in full search with filters →